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  • The Digital Economy bill

    <b>BBC News:</b> "The controversial Digital Economy Bill has been passed into law during the wash-up period, which sees outstanding legislation rushed through before a general election."

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  • Transcript: Andrew Tridgell on Patent Defence

    <b>ESP Software Patents News:</b> "The following is a transcript of a talk given in New Zealand, 2010. Andrew Tridgell discusses why reading patents is usually a good idea, how to read a patent, and how to work through it with a lawyer to build a solid defence."

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  • Four Emerging Payment Stories

    - by David Dorf
    The world of alternate payments has been moving fast of late.  Innovation in this area will help both consumers and retailers, but probably hurt the banks (at least that's the plan).  Here are four recent news items in this area: Dwolla, a start-up in Iowa, is trying to make credit cards obsolete.  Twelve guys in Des Moines are using $1.3M they raised to allow businesses to skip the credit card networks and avoid the fees.  Today they move about $1M a day across their network with an average transaction size of $500. Instead of charging merchants 2.9% plus $.30 per transaction, Dwolla charges a quarter -- yep, that coin featuring George Washington. Dwolla (Web + Dollar = Dwolla) avoids the credit networks and connects directly to bank accounts using the bank's ACH network.  They are signing up banks and merchants targeting both B2B and C2B as well as P2P payments.  They leverage social networks to notify people they have a money transfer, and also have a mobile app that uses GPS location. However, all is not rosy.  There have been complaints about unexpected chargebacks and with debit fees being reduced by the big banks, the need is not as pronounced.  The big banks are working on their own network called clearXchange that could provide stiff competition. VeriFone just bought European payment processor Point for around $1B.  By itself this would not have caught my attention except for the fact that VeriFone also announced the acquisition of GlobalBay earlier this month.  In addition to their core business of selling stand-beside payment terminals, with GlobalBay they get employee-operated mobile selling tools and with Point they get a very big payment processing platform. MasterCard and Intel announced a partnership around payments, starting with PayPass, MasterCard's new payment technology.  Intel will lend its expertise to add additional levels of security, which seems to be the biggest barrier for consumer adoption.  Everyone is scrambling to get their piece of cash transactions, which still represents 85% of all transactions. Apple was awarded another mobile payment patent further cementing the rumors that the iPhone 5 will support NFC payments.  As usual, Apple is upsetting the apple cart (sorry) by moving control of key data from the carriers to Apple.  With Apple's vast number of iTunes accounts, they have a ready-made customer base to use the payment infrastructure, which I bet will slowly transition people away from credit cards and toward cheaper ACH.  Gary Schwartz explains the three step process Apple is taking to become a payment processor. Below is a picture I drew representing payments in the retail industry. There's certainly a lot of innovation happening.

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  • Comparison of Community Linux Distributions for the Enterprise

    <b>Wazi:</b> "Looking for ways to save money on your computing infrastructure? Heard about Linux uptime but need to do more research? You're not alone. Community Linux distros have become increasingly popular within the enterprise as organizations look to cut costs without compromising on functionality and reliability."

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  • The Case for Gnome Shell

    <b>WorksWithU:</b> "A couple weeks ago, I wrote some posts on GNOME Shell which included a number of criticisms of the desktop environment that will likely become Ubuntu'S default at some point in the future. Jon McCann, lead designer for GNOME Shell, recently got in touch to offer his responses to the problems I found with the new interface"

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  • Uses for Cartesian Products in MS Access

    Less well known than inner and outer joins is the Cartesian product, which produces every possible combination of records between the two tables. Doug Steele offers four examples to demonstrate some legitimate uses for Cartesian products.

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  • Harmonizing Character Encoding Between Imported Data and MySQL

    MySQL's Latin-1 default encoding combined with MySQL 4.1.12's (or greater) UTF8 encoding allows the maximum number of characters codes, however incoming data with different character encoding can still present problems. Rob Gravelle shows you how to avoid problems before a lot of work is required to undo the damage.

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