Where can I find the transaction protocol used by Automated Teller Machines?
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Published on 2010-03-19T19:19:04Z
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2010/03/19
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I'm doing a grad-school software engineering project and I'm looking for the protocol that governs communications between ATMs and bank networks.
I've been googling for quite a while now, and though I'm finding all sorts of interesting information about ATMs, I'm surprised to find that there seems to be no industry standard for high-level communications.
I'm not talking about 3DES or low-level transmission protocols, but something along the lines of an Interface Control Document; something that governs the sequence of events for various transactions: verify credentials, withdrawal, check balance, etc.
Any ideas? Does anything like this even exist?
I can't believe that after all this time the banks and ATM manufacturers are still just making this up as they go.
A shorter question: if I wanted to go into the ATM software manufacturing business, where would I start looking for standards?
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