There seem to be so many color wheel, color picker, and color matcher web apps out there, where you give one color and the they'll find a couple of other colors that will create a harmonic layout when being used in combination. However most of them focus on background colors only and any text printed on each background color (if text is printed at all in the preview) is either black or white.

My problem is different. I know the background color I want to use for a text area. What I need help with is choosing a couple of colors (the more, the merrier) I can use as font colors on this background. Most important is that the color will make sure the font is readable (contrast not being too low, also maybe not being too high to avoid that eyes are stressed) and of course that the combination of foreground and background just looks good.

Anyone being aware of such an application? I'd prefer a web application to anything I have to download. Thanks.