I'm looking for a software (or set of software) that will let me combine spreadsheet and database workflows. Data entry in spreadsheet to enable simple entry from clipboard, analysis based on joins, unions and aggregates and pivot/data pilot summaries.

So far I've only found either spreadsheets OR db applications but no good combination. OO base with calc for tables doesn't support aggregates f.ex. Google Spreadsheet + Visualizaion API doesn't support unions or joins, zoho db doesn't let me paste from clipboard.

Any hints on software that could be used?

Basically I'm trying to do some analysis of my personal bank transactions.

Problem 1, ETL. The data has to be moved from my bank to a database. My current solution is to manually copy and paste the data into one spread sheet per account from my internet bank.

Pains: Not very scriptable. Lots of scrolling to reach the point to paste. Have to apply sorting and formatting to the pasted data each time.

Problem 2, analysis. I then want to aggregate the different accounts in one sweep to track transfers per type of transfer over all accounts. The actual aggregation is still unsolved because I can't find a UNION equivalent in the spreadsheets I've tried.