Online template systems are found online, and, typically offer you an "easy" and inexpensive way to build your website. Notice the quotations about easy. The actual process of building and maintaining the online template site might not feel like it's easy and inexpensive. The reality is that, in most cases, it really is easier to use an online template system than it is to start a new website from scratch. Also, you can get a site up much more quickly because the internal structure and background images of the site are already done. However, you should choose a developer that has some experience in this area.