Every fetchmail tutorial I've read says putting your email account password clear-text in a config file is safe. However, I prefer security through layers (since, if my terminal is up and someone suspecting such email foolery slides over and simply types "grep -i pass ~/.*" then, oops, all my base are belong to them!).

Now, with msmtp (as opposed to sendmail) I can authenticate using the OSX keychain. Is there an email 'grabber' that lets me use Keychains (specifically the OSX keychain) or at least, that lets me MD5 the password?

This is a duplicate of my unanswered question on serverfault. I've put it on superuser because I'm doing this on a personal computer (viz. with OSX) so it's more of a superuser question.