Well, NO.  my little three years old boys are very sick so I need to get them out of the day care.  they keep getting ear infection so bad even the ear tube is not working.  so, now do I give my $5000.00 to the government as a donation or keep my kids in the day care and loose the hearing?  what is going on?

I was told I can change this Dependant care account ONLY in the case of a life change!  well, is not this a life change?  when a member of the family is very sick and has to go through an operation "Ear Tube", the operation does not work and keeps getting sick.  Would not this be a life change?