is a merchant account a requirment for a website to take payments

Posted by calum on Pro Webmasters See other posts from Pro Webmasters or by calum
Published on 2011-02-28T09:51:20Z Indexed on 2013/10/30 10:24 UTC
Read the original article Hit count: 276

Filed under:

payments

|

paypal

I have had a quick look but couldn't see anything related.

Basically, if we were to accept payments for events on our website, via paypal (essentially a Buy it now! button), as a business, do we need a merchant's account, or will a regular bank account be acceptable?

I may have some confusion in terms. My understanding is you need a merchant's account to accept credit card payments, but as we are using PayPal, is this necessary?

Thank you for any clarification.

disclaimer - I've read What are some options for taking payments on my website? but it doesn't explicitly say if we require a merchant account or not.

Thank you.

© Pro Webmasters or respective owner

Related posts about payments

More Mobile Payments

as seen on Oracle Blogs - Search for 'Oracle Blogs'
In the previous post I discussed the Bump Payments from PayPayl, but that's not the only innovative way to make purchases using your phone. Verizon recently announced a partnership with Danal that allows shoppers to charge online purchases to their Verizon bill. For e-commerce sites that accept… >>> More
Google Analytics cookie across SagePay checkout

as seen on Pro Webmasters - Search for 'Pro Webmasters'
We use SagePay's Server integration for our online payments. We use Google Analytics to track activity on our website and Google Ecommerce tracking to log transactions. In Google Analytics, under the Ecommerce view, it shows direct/none for source/medium, as the 1st party cookie is lost when visiting… >>> More
What I need to know if I want credit card payments in an ecommerce website

as seen on Pro Webmasters - Search for 'Pro Webmasters'
I live in Costa Rica (central america). I want to build an ecommerce website with credit card payments, I know Asp.NET and SQL Server 2008. I know paypal and the express checkout solution, but many people (and clients) here doesnt like it or dont use it. Paypal and Authorize.Net dont support countries… >>> More
Quoting people for website dev. work

as seen on Pro Webmasters - Search for 'Pro Webmasters'
Hi All, I have recently given some quotes to a few people. And I need some advice about how things should be done... Q1: I've seen, heard of and read about a lot of developers using free resource sites online to obtain free Privacy Policy, Disclaimers etc for their/customers websites. A customer… >>> More
What are some reputable merchant account providers for high risk payment web sites?

as seen on Pro Webmasters - Search for 'Pro Webmasters'
I am helping to set up an online cigar web site. However, it has become a real pain to take payments online since tobacco is considered a "high-risk" item and nobody will provide a merchant account to process the payments. It looks like there are companies that specialize in high-risk merchant accounts… >>> More

Related posts about paypal

paypal api - send money to any paypal account

as seen on Stack Overflow - Search for 'Stack Overflow'
Hi, is it possible to send money using paypal API to any paypal account (not just to API credentials owner). I know that it's possible to do that using IPN, but I need to use SOAP. many thanks >>> More
paypal sandbox to original paypal

as seen on Stack Overflow - Search for 'Stack Overflow'
Hi I used paypal sandbox to test my code and my ipn is working. but Now i need to go to original paypal account. My confusion is in sandbox we make buyers and sellers account. and we get [email protected] like seller account. is it needed in original account? if needed how to make it… >>> More
PayPal Cannot send value to paypal

as seen on Stack Overflow - Search for 'Stack Overflow'
Hi PayPal IPN sends a notification to your script directly. Since the notification is coming from PayPal - NOT the customer that placed the order - My Login session doesn't exits this context .Therefore,all my login data doesn't exist in the session.I need my login session values to update my DB… >>> More
Paypal (sandbox) buy now link redirects to paypal (sandbox) login page instead of order summary

as seen on Stack Overflow - Search for 'Stack Overflow'
Hi, Before going live I try to test the paypal process against the paypal sandbox mode, but after the summary of what the user is going to pay on my website(buy now button), the link does not redirect to a paypal summary of the prder but ask the user to connect to paypal. Even after logging into the… >>> More
Preserving case in HTTP headers with Ruby's Net:HTTP

as seen on Stack Overflow - Search for 'Stack Overflow'
Although the HTTP spec says that headers are case insensitive; Paypal, with their new adaptive payments API require their headers to be case-sensitive. Using the paypal adaptive payments extension for ActiveMerchant (http://github.com/lamp/paypal_adaptive_gateway) it seems that although the headers… >>> More