I've been looking for a service like this but can't find one -- it boggles my mind that such a thing doesn't exist.

The ideal thing I'm looking for would be something like this:

• User fills out a form on my website
• I submit data to the service (cc #, payment amount)
• I get paid perhaps monthly by the service the amounts that were charged (less a fee)

This is more or less how accepting paypal for payments works, except it takes my users to paypal's site and forces them to create a paypal account etc, which I'd like to avoid.

Does such a service exist?