I need to change my payee name, I have asked in Google Adsense product forum one of top contributor replied me:

"You will have to close the account & apply again with using your real payee name. That's why they specifically state that the payee name needs to match the full name on your bank account." https://support.google.com/adsense/answer/47333?hl=en

This makes sense, but got few question because the support page do not have sufficient content to help me. My questions are:

• What happens when you close your Adsense account?
• If I apply again, then what will be the process to re-gain my account? I mean should I have to apply for a website again, then Adsense team will review and approve that?
• Is there any chance to disapprove my account?
• What about current check? I have two check in my hand. So, is Google will send those check again to me with my new payee name?

Anyone experienced this problem?

I have asked it on Google Forum but got no answer!