The Keychain seems to be used a lot for usernames and passwords, but is it a good idea to use it for other sensitive stuff (bank details, ID numbers etc), but with no password? What kind of encryption does the keychain use? The scenario I'm concerned about is a thief acquiring an iPhone (which is screen-locked) and being able to access the file system to get this info. Also, would using the Keychain involve export restrictions due to the use of encryption?