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  • Podcast Show Notes: The Role of the Cloud Architect

    - by Bob Rhubart
    Ron Batra James Baty If you want to understand what a cloud architect does, what better way than to talk to people in that role? In this program that’s exactly what we’ll do. Joining me for this conversation are cloud architects Ron Batra and Dr. James Baty. Ron is an Oracle ACE Director and product director for cloud computing at AT&T , and Jim is Vice President of Oracle’s Global Enterprise Architecture Program . This interview was recorded on June 12, 2012. The Conversation Listen to Part 1: How cloud computing is driving the supply-chaining of IT and the democratization of the activity of architecture. Listen to Part 2 (July 12): A discussion of DevOps, cloud computing, and the increasing velocity of IT. Listen to Part 3 (July 19): Why architects need to up their game to thrive and succeed in a cloud-driven world. Coming Soon A conversation about the International SOA, Cloud & Service Technology Symposium with a panel that features Thomas Erl and several Oracle community members who will be presenting at that event.

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  • Améliorer la pertinence des réponses aux demandes clients et réduire les DMT*

    - by Valérie De Montvallon
    Le Knowledge Management pour améliorer la pertinence des réponses aux demandes clients et réduire les DMT Avec le témoignage de SFR Lundi 2 juillet de 8h30 à 10h30 à l’Automobile Club de France, Paris Web, appel vocal, rendez-vous en agence, vos clients s'attendent aujourd’hui à obtenir une réponse unique, pertinente et rapide, quel que soit le canal de contact. Vos conseillers clients et vos agents ont besoin d'avoir accès facilement à l'information nécessaire. La volumétrie des données utilisées par les services de relation clients (centres de contacts, vendeurs en magasin, community manager…) est impressionnante, mixant souvent plusieurs sources d’information et nécessitant des recherches sémantiques. Rendez-vous le 2 juillet pour découvrir comment un outil de Knowledge Management permet d’optimiser la pertinence des résultats de recherche. Au cours de cette matinée d’échanges, Jocelyn Aubry, DSI Relation Client Grand Public chez SFR, partagera son expérience d'intégration de la solution Oracle InQuira pour constituer une base de connaissance unique et cross-canal, au service de ses conseillers clients. Inscription : [email protected]

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  • Conditional formatting of duplicate values in Excel

    - by jamiet
    One of the infrequent pleasures of being a data geek like me is that one does occasionally stumble across little-known yet incredibly useful features in a tool that you use day-in, day-out. Today this happened to me and the feature is Excel’s ability to highlight dupicate rows in a worksheet. Check this out: Notice that I have got some data in my worksheet that contains duplicated values and simply by selecting Conditional Formatting->Highlight Cells Rules->Duplicate Values… Excel will highlight (shown here in red) which rows are duplicated. It seem such a simple thing but when you’re working on a data integration project and the data that is being sent is of, well, let’s say dubious quality features like this are worth their weight in gold. I tweeted about this and it happened to catch a few people’s attention so I figured it might be worth blogging too. Note that I am using Excel 2013 but I happen to know that the feature exists in Excel 2010 and possibly in earlier versions too. Have a great weekend! @Jamiet

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  • Fun with Facets: Hipmunk UX useful facets that make me smile #search #endeca #UX #hipmunk

    - by ultan o'broin
    Just love the Hipmunk (for Business) UI facets for discovering information. You can filter by Agony, Spite, or Vice! Agony and Spite facets on Hipmunk.com Vice facet on Hipmunk for Mobile Seems like a reasonable balance given that all you can do with business travel sometimes is just laugh about it! I first came to hipmunk.com through a paper presented by Oracle Fusion User Experience Advocate (or FXA) Sten Vesterli (@stenvesterli) at an Oracle Usability Advisory Board meeting in Geneva earlier in 2012. Nice! And there are lots of other powerful and edgy UX features in the solution too (Gmail calendar integration, contextual actions dialog box, and so on). I'll be using Hipmunk as an example of great UX too, shortly. If you want to mention the funky side of UIs or anything referenced by me, then acknowledge the source.

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  • How can we distribute a client app to other non-US businesses?

    - by Simon
    I'm working on an app which acts as a client for our web service. We sell this service to businesses, and we want to distribute the app to their employees for free. The app will be customised for each client. If we were in the US, my understanding is that we'd ask them to enrol in the volume purchasing program, and submit a version of our app for each business, for enterprise distribution at the free price point However, the businesses aren't all in the US, so they can't enrol in the VPP. They have thousands of employees, so promo codes won't be sufficient. What are our alternatives?

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  • What tasks should an Architect NOT do or limit to be effective?

    - by GBH
    There are plenty of questions/answers about what an architect does, but what should someone in an Architect role NOT do? What are the boundaries/limits to maintain to be an effective Architect? I'm thinking here of Architect vs Developer and Architect vs Project Manager For example, I'm finding myself in a role where my title is Architect but I am also the coding/development lead and project manager on multiple small enterprise projects. I'm struggling with all the task switching and now I want to limit task switching. Trying to wear every hat just isn't working. What tasks should an Architect not do at all? What tasks should an Architect limit? I do think an Architect needs to keep coding, but how to define an appropriate limit for coding work?

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  • Benefits and features of different requirements-management systems and tools available?

    - by Gnark
    I am looking for a good comparision of different available professionial requirement managment tools. I am especially interested in the the features available within the different software solutions. Additionally to the "obvious" features I am looking for a proffesional Requirement Management System that supports for: multi-lingual customizable generation of documentation & history (graphs) search features (e.g. fulltext for comments), ordering, priorities version history bi-directional traceability of changes, artefacts, requirements, changes in requirements, etc. Any kind of integration of V-Model XT would be a really-nice-to-have-feature... Besides, I'd like to hear any personal motivated recommendations and/or experiences with different requirement management systems. Any input is highly appreciated. content consulted : similar question reqm tool with v-model nice, but too old paper (pdf) Tools Journal

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  • Benefits and features of different requirements-management systems and tools available?

    - by DevDevDave
    I am looking for a good comparision of different available professional requirement management tools. I am especially interested in the the features available within the different software solutions. Additionally to the "obvious" features I am looking for a proffesional Requirement Management System that supports for: multi-lingual customizable generation of documentation & history (graphs) search features (e.g. fulltext for comments), ordering, priorities version history bi-directional traceability of changes, artefacts, requirements, changes in requirements, etc. Any kind of integration of V-Model XT would be a really-nice-to-have-feature. Besides, I'd like to hear any personal motivated recommendations and/or experiences with different requirement management systems. Any input is highly appreciated. Content consulted: similar question reqm tool with v-model ToolsJournal.com nice, but too old paper (pdf)

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  • Oracle University Nuevos cursos (Week 10)

    - by swalker
    Oracle University ha publicado recientemenete las siguentes formaciones (o versiones) nuevos: Database RAC & Grid Infrastructure for Oracle Solaris System Administration (1 day) Oracle Database 11g: Performance Tuning (Training On Demand) Development Tools Oracle Database: Program with PL/SQL (Training On Demand) MySQL MySQL for Database Administrators (Training On Demand) Fusion Middleware Oracle WebCenter Portal 11g: Build Portals With Spaces (3 days) Oracle WebCenter Content 11g: Site Studio Essentials (5 days) Oracle BPM 11g Modeling (3 days) Business Intelligence & Datawarehousing Oracle BI Applications 7.9.6: Implementation for Oracle EBS (4 days) Oracle BI Applications 7.9.6: Implementation for Siebel CRM (4 days) Oracle BI 11g R1: Build Repositories (Training on Demand) Fusion Applications Fusion Applications: Extend Applications with ADF (5 days) E-Business Suite R12.x Extend Oracle Applications: Building OA Framework Applications (Training On Demand) PeopleSoft PeopleSoft Integration Tools Rel 8.50 (Training On Demand) Póngase en contacto con el equipo local de Oracle University para conocer las fechas y otros detalles de los cursos.

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  • Mass Metadata Updates with Folders

    - by Kyle Hatlestad
    With the release of WebCenter Content PS5, a new folder architecture called 'Framework Folders' was introduced.  This is meant to replace the folder architecture of 'Folders_g'.  While the concepts of a folder structure and access to those folders through Desktop Integration Suite remain the same, the underlying architecture of the component has been completely rewritten.  One of the main goals of the new folders is to scale better at large volumes and remove the limitations of 1000 content items or sub-folders within a folder.  Along with the new architecture, it has a new look and a few additional features have been added.  One of those features are Query Folders.  These are folders that are populated simply by a query rather then literally putting items within the folders.  This is something that the Library has provided, but it always took an administrator to define them through the Web Layout Editor.  Now users can quickly define query folders anywhere within the standard folder hierarchy. [ Read More ]

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  • Channel mit Anspruch

    - by A&C Redaktion
    Den ersten Geburtstag konnte das neue Channel-Programm von Oracle ja bereits Anfang des Jahres feiern. Die Bilanz seitens Oracle ist positiv, doch was sagen die Partner dazu? Opitz Consulting ist einer der Vertriebspartner, die in Deutschland mit mindestens fünf Spezialisierungen das Platin-Level erreicht haben. Sich innerhalb eines Jahres in den Bereichen BI, Database, Enterprise Linux, Real Application Clusters und SOA zu spezialisieren, war keine Kinderspiel, verrät Michael Page, Prokurist bei Opitz Consulting in Interview mit "ChannelPartner": Etwa 15 Prozent seiner Arbeitszeit hat er 2010 darauf verwendet. Ob der nächste Schritt das Diamant-Level sein soll, ließ Page offen. Sicher ist jedoch, dass für den führenden Projektspezialisten im Java-, SOA- und Oracle Markt weitere Spezialisierungen anstehen, darunter Datenbank-Performance-Tuning, Virtualisierung und Data Warehouse. Auch Oracle selbst legt noch mal nach: Zu den 50 Spezialisierungen im OPN Programm werden bis Ende des Jahres weitere 20 hinzukommen, die das Programm für Branchen wie das Gesundheitswesen, Energieversorger oder Retail attraktiv machen sollen. Ausführliche Informationen dazu sowie ein Interview mit Silvia Kaske und Christian Werner von Oracle ist in der aktuellen Ausgabe von "ChannelPartner" (Nr. 4/11 vom 28.2.2011) zu finden.

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  • What package creates /usr/lib/jvm/default-java?

    - by François Beausoleil
    I'm trying to setup Jenkins on 11.10 using only Ubuntu-provided packages. After apt-get install jenkins, Jenkins won't start. I traced it to an absent /usr/lib/jvm/default-java/bin/java. Desired=Unknown/Install/Remove/Purge/Hold | Status=Not/Inst/Conf-files/Unpacked/halF-conf/Half-inst/trig-aWait/Trig-pend |/ Err?=(none)/Reinst-required (Status,Err: uppercase=bad) ||/ Name Version Description +++-===============================-=======================================-============================================================================== ii jenkins 1.409.1-0ubuntu4.2 Continuous Integration and Job Scheduling Server ii openjdk-6-jre 6b24-1.11.3-1ubuntu0.11.10.1 OpenJDK Java runtime, using Hotspot JIT # update-alternative --config java There is only one alternative in link group java: /usr/lib/jvm/java-6-openjdk/jre/bin/java Nothing to configure. What package creates /usr/lib/jvm/default-java ?

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  • Lower Your Application Infrastructure Costs w/Oracle Database 11g

    - by john.brust
    Oracle Database 11g is designed to support enterprise applications, including Oracle E-Business Suite, Oracle PeopleSoft, and Oracle Siebel. And every Oracle customer can benefit from the performance, reliability, and security that Oracle Database 11g brings to these applications. Plus, Oracle Database 11g, helps you drive down your IT infrastructure costs. Join us next Friday for a webcast conversation with database expert Mark Townsend, Vice President of Oracle's Server Technology Division, to learn how you can benefit from running your applications on Oracle Database 11g. At the end of the presentation, we'll open up for live Q&A for approximately 30 minutes. Register now for our Friday, April 23rd, 2010 9:30am PT | 12:30pm ET live webcast.

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  • Detect frameworks and/or CMS utilized on websites in Firefox

    - by jkneip
    I'm redesigning the website for my academic library and am examining other sites to determine to identify the technologies used. Things like: Web frameworks Javascript frameworks Server-side technology Content management system Now I've had some real success in Firefox using plugins like Wappalyzer, Firebug, and the DOM Inspector. But some sites just don't display any of the info. I'm looking for using these tools, especially it seems it an enterprise-level CMS is being used. Does anyone know of any other tools to detect this kind of data? Also with Firebug & the DOM Inspector, there is a lot of info. displayed and I wondered if there was a way to derive the presence of server-side technologies, CMS's, etc. within certain elements of a web page? Also, if this question is more relevant to another Stack Exchange site, please let me know and I'll post it there instead. Much thanks, Jason

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  • Oracle OpenWorld - 3 Days and Counting!

    - by Theresa Hickman
    If you haven’t set your schedule for OpenWorld yet, here’s your chance to reserve a seat at some of the key Financial Management sessions. There’s over 120 sessions specific to our Financials audience that will not only focus on Oracle’s financial product lines, but will also discuss controls and compliance, as well as analytics, budgeting/planning, and financial reporting and the close process. For a complete list of sessions, view any of the Focus on Documents located on the OpenWorld site. Key Sessions: Day Time Session Location Monday 3:15 Oracle Fusion Financials: Overview, Strategy, Customer Experiences, and Roadmap Moscone West - 2003 Monday 3:15 Oracle Financials: Strategy, Update, and Roadmap Moscone West - 3006 Tuesday 11:45 General Session: What’s Next for Financial Management Solutions at Oracle? Moscone West - 3002/3004 Tuesday 1:15 Exploring Oracle Preventive Controls Governor’s Features Through Real-Life Examples Palace Hotel - Presidio Weds 10:15 Oracle Hyperion Enterprise Performance Management: A Bridge to Oracle Fusion Financials Palace Hotel - Concert Weds 1:15 Oracle Fusion Financials Coexistence with Oracle E-Business Suite Moscone West - 2011 Weds 3:30 McDonald’s Adopts Financial Analytics to Increase Business Performance Moscone West - 2011 Thursday 12:45 User Panel: Reducing Upgrade Errors and Effort While Improving Compliance Palace Hotel Palace Hotel - Presidio

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  • ING: Scaling Role Management and Access Certification to Thousands of Applications

    - by Tanu Sood
    Organizations deal with employee and user access certifications in different ways.  There’s collation of multiple spreadsheets, an intense two-week exercise by managers or use of access certification tools to do so across a handful of applications. But for most organizations compliance is about certifying user access for thousands of employees across hundreds of systems. Managing and auditing millions of entitlement combinations on a periodic basis poses a huge scale challenge. ING solved the compliance scale challenge using an Identity Platform approach. Join the live webcast featuring ING’s enterprise architect, Mark Robison, as he discusses how a platform approach offers value that is greater than the sum of its parts and enables ING to successfully meet their security and compliance goals. Mark will also share his implementation experiences and discuss the key requirements to manage the complexity and scale of access certification efforts at ING. Mark will be joined by Neil Gandhi, Principal Product Manager for Oracle Identity Analytics. Live WebcastING: Scaling Role Management and Access Certification to Thousands of ApplicationsWednesday, April 11th at 10 am Pacific/ 1 pm EasternRegister Today

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  • Bootcamps im November in München

    - by A&C Redaktion
    Oracle Business Process Management Suite 11g (BPM) – Technisches Training Hands-on Workshop für Presalesmitarbeiter und Implementierer Der Schwerpunkt des Kurses liegt auf der Entwicklung von Prozessen in der Entwicklungsumgebung für die BPM Suite 11g, dem JDeveloper 11g. Die modellierten Prozesse werden am Ende zur Ausführung gebracht und über den Oracle Enterprise Manager überwacht. 14.-15.11.2012, 10:00-17:00 Uhr – MünchenReferenten: Gerd Schüssler, Evgenia RosaOracle Service Orientierte Architektur Suite 11g (SOA) – Technisches TrainingHands-on Workshop für Presalesmitarbeiter und Implementierer Der Schwerpunkt des Bootcamps liegt auf der Integration der wichtigsten SOA Komponenten zusammen mit einer Einführung in verwandte Konzepte. Praktische Kursanteile helfen dabei die gesamte Implementierung zu verstehen und zeigen wie die Oracle SOA Suite 11g Komponenten konfiguriert und eingesetzt werden können. 28.-30.11.2012, 10:00-17:00 Uhr – MünchenReferenten: Kersten Mebus, Marcel Amende

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  • Interfaces Reference Model available

    - by ACShorten
    With the implementation of an Oracle Utilities Application Framework based products, you can implement other Oracle technologies to augment your solution. There is a whitepaper available now to outline all the technology integrations possible with various versions of the Oracle Utilities Application Framework. The whitepaper outlines the possible integrations and implementations of other Oracle technologies to address customer requirements in association with Oracle Utilities Application Framework based products. The whitepaper covers a vast range of products including: Oracle Fusion Middleware Oracle SOA Suite Oracle Identity Management Suite Oracle ExaData and Oracle ExaLogic Oracle VM Data Options including Real Application Clustering, Real Application Testing, Data Guard/Active Data Guard, Compression, Partitioning, Database Vault, Audit Vault etc.. The whitepaper contains a summary of the integration solution possibilities, links to further information including product specific interfaces. The whitepaper is available from My Oracle Support at KB Id: 1506855.1

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  • SQL Interview Preparation : QA Engineer Position

    - by user9009
    Hello, I have interview with enterprise company for QA Engineer(New Grad-Mid level experience) position. I was told i would expect some questions on SQL. The company is eCommerce shopping portal. So what kind of questions do i expect for SQL coding ? . DO i need to learn how to code complex queries? Any inputs would be appreciated. Please provide links which you think can be helpful. Yes i found similar question on StackOverflow, but i wanted to know important SQL topics from QA Engineer Perspective Thanks

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  • Clint Edmonson Talks Season of Launch | AJI Report #11

    - by Jeff Julian
    We are back in the office for another installment of AJI Report where we talk with Clint Edmonson of Microsoft about their Season of Launch events. We get into Windows Azure, Windows 8, and Visual Studio 2012 and how developers and decision makers can learn more about the new products. Clint is an amazing resource for the Central Region and is very responsive if you have questions about products or integration. Clint makes a great offer to help you with your applications during the Hackathon events coming up. Listen to the Show Site: Not So Trivial Twitter: @ClintEd

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  • Oracle University Nouveaux cours (Week 42)

    - by rituchhibber
    Nouveaux cours Parmi les nouveautés d'Oracle Université de ce mois-ci, vous trouverez : Database Oracle Enterprise Manager Cloud Control 12c: Install & Upgrade (Training On Demand) MySQL Performance Tuning (Training On Demand) Fusion Middleware Oracle GoldenGate 11g Fundamentals for Oracle (4 days) Oracle WebCenter Content 11g: Site Studio Essentials (5 days) Oracle WebCenter Portal 11g: Build Portals with Spaces (3 days) Business Intelligence Oracle BI 11g R1: Create Analyses and Dashboards (4 days) SOA & BPM SOA Adoption and Architecture Fundamentals (3 Days) eBusiness Suite R12 Oracle Using and Maintaining Approvals Management - Self-Study Course R12 Oracle HRMS Advanced Benefits Fundamentals - Self-Study Course WebLogic Oracle WebLogic Server 11g: Monitor and Tune Performance (Training On Demand) Oracle WebLogic Server 11g: Administration Essentials Self-Study Course (in French) Financial Oracle Project Financial Planning 11.1.2: Create Projects ( 3 days) Tuxedo Oracle Tuxedo 12c: Application Administration (5 days) Java Java SE 7: The Platform Evolves - Self-Study Course Primevera Primavera Client/Server Partner Trainer Course - Self-Study Course Primavera Progress Reporter 8.2 - Self-Study Course Contacter l' équipe locale d' Oracle University pour toute information et dates de cours.

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  • New A-Team Web Site Launched

    - by .raja
    The A-Team has launched a new web site – the A-Team Chronicles which aggregates and organizes content produced by The A-Team members (including your humble blogger). The A-Team is a central, outbound, highly technical team comprised of Enterprise Architects, Solution Specialists and Software Engineers within the Fusion Middleware Product Development Organization that works with customers and partners, world wide, providing guidance on implementation best practices, architecture, troubleshooting and how best to use Oracle products to solve customer business needs. This content captures best practices, tips and tricks and guidance that the A-Team members gain from real-world experiences, working with customers and partners on implementation projects, through Architecture reviews, issue resolution and more. A-Team Chronicles makes this content available, through short and to the point articles to all our customers and partners in a consistent, easy to find and organized way. If you like the articles we post here, you might find even more interesting articles at the new A-Team Chronicles site, covering a wider range of Fusion Middleware topics. We will be decommissioning this site shortly in favor of A-Team Chronicles site and all new contents will be posted there.

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  • How can I most efficiently communicate my personal code of ethics, and its implications?

    - by blueberryfields
    There is a lot to the definition of a professional. There are many questions here asking how to identify components of what is essentially a professional programmer - how do you identify or communicate expertise, specialization, high quality work, excellent skills in relation to the profession. I am specifically looking for methods to communicate a specific component, and I quote from wikipedia: A high standard of professional ethics, behavior and work activities while carrying out one's profession (as an employee, self-employed person, career, enterprise, business, company, or partnership/associate/colleague, etc.). The professional owes a higher duty to a client, often a privilege of confidentiality, as well as a duty not to abandon the client just because he or she may not be able to pay or remunerate the professional. Often the professional is required to put the interest of the client ahead of his own interests. How can I most efficiently communicate my professionalism, in the spirit of the quote above, to current and potential clients and employers?

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  • Hosted version of Yahoo! answers

    - by Neil
    Hi all. Does anyone know of a hosted version of Yahoo! Answers (or Stackoverflow/Superuser) that I could integrate with my site? I know that there are some open-source implementations (see http://meta.stackoverflow.com/questions/2267/stack-overflow-clones?page=1&tab=votes#tab-top) but I'd rather have some hosted if possible. I know there is http://stackexchange.com/ as well, but I really want some tight integration with the rest of my site. Failing that, has anyone got any experience with the open source versions? Some of them look a little, erm, unfinished... Thanks. Neil.

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  • The Virtues and Challenges of Implementing Basel III: What Every CFO and CRO Needs To Know

    - by Jenna Danko
    The Basel Committee on Banking Supervision (BCBS) is a group tasked with providing thought-leadership to the global banking industry.  Over the years, the BCBS has released volumes of guidance in an effort to promote stability within the financial sector.  By effectively communicating best-practices, the Basel Committee has influenced financial regulations worldwide.  Basel regulations are intended to help banks: More easily absorb shocks due to various forms of financial-economic stress Improve risk management and governance Enhance regulatory reporting and transparency In June 2011, the BCBS released Basel III: A global regulatory framework for more resilient banks and banking systems.  This new set of regulations included many enhancements to previous rules and will have both short and long term impacts on the banking industry.  Some of the key features of Basel III include: A stronger capital base More stringent capital standards and higher capital requirements Introduction of capital buffers  Additional risk coverage Enhanced quantification of counterparty credit risk Credit valuation adjustments  Wrong  way risk  Asset Value Correlation Multiplier for large financial institutions Liquidity management and monitoring Introduction of leverage ratio Even more rigorous data requirements To implement these features banks need to embark on a journey replete with challenges. These can be categorized into three key areas: Data, Models and Compliance. Data Challenges Data quality - All standard dimensions of Data Quality (DQ) have to be demonstrated.  Manual approaches are now considered too cumbersome and automation has become the norm. Data lineage - Data lineage has to be documented and demonstrated.  The PPT / Excel approach to documentation is being replaced by metadata tools.  Data lineage has become dynamic due to a variety of factors, making static documentation out-dated quickly.  Data dictionaries - A strong and clean business glossary is needed with proper identification of business owners for the data.  Data integrity - A strong, scalable architecture with work flow tools helps demonstrate data integrity.  Manual touch points have to be minimized.   Data relevance/coverage - Data must be relevant to all portfolios and storage devices must allow for sufficient data retention.  Coverage of both on and off balance sheet exposures is critical.   Model Challenges Model development - Requires highly trained resources with both quantitative and subject matter expertise. Model validation - All Basel models need to be validated. This requires additional resources with skills that may not be readily available in the marketplace.  Model documentation - All models need to be adequately documented.  Creation of document templates and model development processes/procedures is key. Risk and finance integration - This integration is necessary for Basel as the Allowance for Loan and Lease Losses (ALLL) is calculated by Finance, yet Expected Loss (EL) is calculated by Risk Management – and they need to somehow be equal.  This is tricky at best from an implementation perspective.  Compliance Challenges Rules interpretation - Some Basel III requirements leave room for interpretation.  A misinterpretation of regulations can lead to delays in Basel compliance and undesired reprimands from supervisory authorities. Gap identification and remediation - Internal identification and remediation of gaps ensures smoother Basel compliance and audit processes.  However business lines are challenged by the competing priorities which arise from regulatory compliance and business as usual work.  Qualification readiness - Providing internal and external auditors with robust evidence of a thorough examination of the readiness to proceed to parallel run and Basel qualification  In light of new regulations like Basel III and local variations such as the Dodd Frank Act (DFA) and Comprehensive Capital Analysis and Review (CCAR) in the US, banks are now forced to ask themselves many difficult questions.  For example, executives must consider: How will Basel III play into their Risk Appetite? How will they create project plans for Basel III when they haven’t yet finished implementing Basel II? How will new regulations impact capital structure including profitability and capital distributions to shareholders? After all, new regulations often lead to diminished profitability as well as an assortment of implementation problems as we discussed earlier in this note.  However, by requiring banks to focus on premium growth, regulators increase the potential for long-term profitability and sustainability.  And a more stable banking system: Increases consumer confidence which in turn supports banking activity  Ensures that adequate funding is available for individuals and companies Puts regulators at ease, allowing bankers to focus on banking Stability is intended to bring long-term profitability to banks.  Therefore, it is important that every banking institution takes the steps necessary to properly manage, monitor and disclose its risks.  This can be done with the assistance and oversight of an independent regulatory authority.  A spectrum of banks exist today wherein some continue to debate and negotiate with regulators over the implementation of new requirements, while others are simply choosing to embrace them for the benefits I highlighted above. Do share with me how your institution is coping with and embracing these new regulations within your bank. Dr. Varun Agarwal is a Principal in the Banking Practice for Capgemini Financial Services.  He has over 19 years experience in areas that span from enterprise risk management, credit, market, and to country risk management; financial modeling and valuation; and international financial markets research and analyses.

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