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  • A question about paypal IPN

    - by user304828
    i download sample code from https://cms.paypal.com/cms_content/US/en_US/files/developer/nvp_DoDirectPayment_php.txt run and get TIMESTAMP=2010%2d05%2d11T04%3a42%3a06Z&CORRELATIONID=ac15852d1e958&ACK=Failure&VERSION=51%2e0&BUILD=1268624&L_ERRORCODE0=10002&L_SHORTMESSAGE0=Security%20error&L_LONGMESSAGE0=Security%20header%20is%20not%20valid&L_SEVERITYCODE0=Error' (length=233) what is problem ? api username ? api pass ? signature or anything else ? this infor i fill in source code: // Set request-specific fields. $paymentType = urlencode('Authorization'); // or 'Sale' $firstName = urlencode('Nguyen'); $lastName = urlencode('Quang Trung'); $creditCardType = urlencode('Visa'); $creditCardNumber = urlencode(' 4111111111111111'); $expDateMonth = '04'; // Month must be padded with leading zero $padDateMonth = urlencode(str_pad($expDateMonth, 2, '0', STR_PAD_LEFT)); $expDateYear = urlencode('2015'); $cvv2Number = urlencode('5360 '); $address1 = urlencode('ha noi'); $address2 = urlencode('hcm'); $city = urlencode('ha noi'); $state = urlencode('ha noi state'); $zip = urlencode('84'); $country = urlencode('viet nam'); // US or other valid country code $amount = urlencode('900'); $currencyID = urlencode('USD'); // or other currency ('GBP', 'EUR', 'JPY', 'CAD', 'AUD')

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  • paypal address1 HTML name doensnt work?

    - by ajsie
    i use this code to send the customer to the paypals payment page: <form action="https://www.paypal.com/cgi-bin/webscr" method="post"> <input type='hidden' name='cmd' value='_cart' /> <input type='hidden' name='upload' value='1' /> <input type="hidden" name="business" value="[email protected]"> <input type="hidden" name="currency_code" value="SEK"> <input type="hidden" name="return" value="http://freelanceswitch.com/payment-complete/"> <input type="hidden" name="item_number_1" value="01 - General Payment"> <input type="hidden" name="item_name_1" size="45"> <input type="hidden" name="amount_1" size="45"> <input type="hidden" name="item_number_2" value="01 - Bonus Payment"> <input type="hidden" name="item_name_2" size="45"> <input type="hidden" name="amount_2" size="45"> <!-- PREPOPULATING FIELDS --> <input type='hidden' name='address1' value='Open Bridge street 19' /> <input type='hidden' name='address2' value='Easter heaven garden 12' /> <input type='hidden' name='first_name' value='Peter' /> <input type='hidden' name='last_name' value='Hansen' /> <input type="submit" name="Submit" value="Submit"> </form> everything works except the address1 and address2 in PREPOPULATING FIELDS. the fields for the Billing Address Line 1 and Billing Address Line 2 are empty. anyone knows why?

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  • Automated payment notification with php

    - by Rob Y
    I'm about to integrate automated payments into a site. To date, I've successfully used paypal for a number of projects, but these have always been sites which sell physical goods, meaning I can upload the cart contents, user pays, person physically ships goods. This site is a one off payment to enable extra features on a web app. My current thinking is to go down the paypal IPN route to get a notification back and update the users account based on the successful payment. Question is in two parts: 1 - is there a better / simpler way? (any payment processor considered) 2 - does anyone know of a code library or plug in for php which will speed up my integration? Thanks for your help. Rob

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  • How do I implement "cash out" on my site using PayPal?

    - by Alex
    I have a credit system set up on my site where user A can purchase a document from user B, let's say for 1 credit and user B's account gets credited, let's say for $1. User B can then "cash out" and recieve the money they earned from my (the site's) PayPal account into their PayPal account (let's assume that their email address is valid for now). When user A purchases a credit, they are taken to PayPal where they can login and complete the purchase, for this purpose I have an IPN listener set up on my site that stores credit information to my site's database. However, I can't find a mechanism to send the "cash out" information (i.e. user's email and amount to be paid) to PayPal. To elaborate: I understand that PayPal sends the IPN when someone purchases from me, but how do I post from my site to PayPal when the user clicks the "cash out" button? I have seen mention of Mass Pay, but can't seem to locate any code samples to go from. Am I missing something, or is there perhaps a different (and better) way to do this? Thanks!

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  • Security considerations for my first eStore.

    - by RPK
    I have a website through which I am going to sell few products. It is hosted on a simple shared-hosting and does not have SSL. On the products page, each product has a Buy Now button created from my PayPal Merchant account. PayPal recommends to use it's Button Factory to create secure buttons and save it inside PayPal itself. I have followed the same advice and the code of any button is secure and does not disclose any information on either a product or it's price. When the user clicks on a Buy Now button, he/she is taken to PayPal site where a page is opened in SSL for the user to fill in the credit card and shipping details. After a successful transaction, the control is passed back to my site. I want to know whether there is still any chance when security could be compromised.

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  • Automatically charge PayPal account?

    - by Mark
    I'd like to automatically charge my members a variable amount of money based on the services they use on my website. They would accumulate a balance owing, and then every week they would be charged for that amount. Is there a way I can do this without having to store their credit card information in my database? (Similar to my last question, but I just realized I don't really want to go through the headaches and liability issues of having to safely store CC info)

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  • PayPal Payments Pro Sandbox requires membership?

    - by Kevin
    Do I need to pay the $30 just to play around in the sandbox for Website Payments Pro? I'm trying to get Active Merchant working in Rails, and it's giving me an error "invalid merchant configuration"... after digging around a bit it says I need to "accept the billing agreement" and/or sign up for the Payments Pro first. So, do I need to pay the $30 just to test in sandbox? Or is there another workaround for this error?

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  • Paypal Express Checkout api credentials - How to store them properly?

    - by Sequence
    I've been searching the internet and I've come up with a lot of answers of how to store paypal API credentials(Used in Paypal Express Checkout.) They say to hash the credentials using salt. But what I don't understand is how and where to store the salt. If they get access to the salt, can't they just un-hash the credentials? That doesn't seem very secure to me. They say not to hard-code the API credentials, but any other way still seems really vulnerable. Thanks for taking the time to look at my questions. I'd really appreciate help.

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  • Les plateformes de développement d'eBay et de PayPal fusionnent

    Les plateformes de développement d'eBay et de PayPal fusionnent, les deux communautés de développeurs vont-elles bien s'entendre ? PayPal et eBay viennent d'annoncer qu'ils vont fusionner leurs programmes de développement. La plateforme unifiée ainsi crée permettra aux développeurs externes de réaliser des applications d'e-commerce et de paiement, pour de nombreux appareils. Le but de la manoeuvre : ouvrir la porte à une "nouvelle expérience commerciale" où les ventes sont poussées par les innovations digitales, pour répondre aux exigences de "moyens de paiement intégrés disponibles en continu et n'importe où", de la part des consommateurs. La scission entre les équipes de développement des deux e...

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  • How to implement eCommerce susbscription service with multiple products

    - by Todd Brooks
    I've been researching eCommerce payment gateways and service offerings, but I'm an eCommerce novice, so please excuse my ignorance. I wish to set up an eCommerce solution with the following requirements: User "subscribes" to the service on a yearly basis. This service includes a single product subscription for a set amount (let's say $50/yr). User can "subscribe" to additional product services for a lesser rate per year (let's say $25/yr). I will need to store a product service unique Id of some sort for each product subscription the user subscribes to in order to show them product unique information. I also need to prevent duplicates...for example, user can subscribe to product ABC and XYZ, but not 2 of ABC. Is PayPal the best solution for something like this? Is there a better solution? Any assistance is greatly appreciated, even if just links to specific tutorials or examples. Update: It looks like Chargify could be the perfect solution.

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  • Why Java servlet can't get Paypal IPN messages everytime ?

    - by Frank
    I have a Java servlet running on my notebook with Windows Vista, I set up a static IP, did port forwarding and registered for a free DDNS service, now my servlet is running, I gave the url to Paypal to send me IPN messages, I went on to it's sandbox site got to the test tools page, tried to send test messages by clicking the "Send IPN" button, most of the time it would fail, the error is : "IPN delivery failed. Unable to connect to the specified URL. Please verify the URL and try again." But maybe 1 in 10 times, it might be successful and my servlet would get the message, and I looked at the messages I got, they are in correct format. So I called Paypal asking why, he said I shouldn't run the servlet on my notebook, in stead I should run it on the web server, but I told him my ISP doesn't support Java on their server, and since I did all the above steps, shouldn't it be the same to run the servlet on my notebook ? He said his test showed he couldn't get to my servlet, but I asked why maybe 1 in 10 times it could get through ? If there is something wrong with running it on my notebook, then 100% times it should fail, am I correct on this point ? But anyway he said that's all he could do, and I should troubleshoot it myself. The servlet looks like this : import java.io.*; import java.net.*; import javax.servlet.*; import javax.servlet.http.*; import java.util.*; public class PayPal_Servlet extends HttpServlet { static boolean Debug=true; static String PayPal_Url="https://www.paypal.com/cgi-bin/webscr",Sandbox_Url="https://www.sandbox.paypal.com/cgi-bin/webscr", Dir_License_Messages="C:/Dir_License_Messages/"; static TransparencyExample Transparency_Example; static PayPal_Message_To_License_File_Worker PayPal_message_to_license_file_worker; // Initializes the servlet. public void init(ServletConfig config) throws ServletException { super.init(config); if (!new File(Dir_License_Messages).exists()) new File(Dir_License_Messages).mkdirs(); System.gc(); } /** Processes requests for both HTTP <code>GET</code> and <code>POST</code> methods. * @param request servlet request * @param response servlet response */ protected void processRequest(HttpServletRequest request,HttpServletResponse response) throws ServletException,IOException { // Read post from PayPal system and add 'cmd' Enumeration en=request.getParameterNames(); String str="cmd=_notify-validate"; while (en.hasMoreElements()) { String paramName=(String)en.nextElement(); String paramValue=request.getParameter(paramName); str=str+"&"+paramName+"="+URLEncoder.encode(paramValue); } // Post back to PayPal system to validate // NOTE: change http: to https: in the following URL to verify using SSL (for increased security). // using HTTPS requires either Java 1.4 or greater, or Java Secure Socket Extension (JSSE) and configured for older versions. URL u=new URL(Debug?Sandbox_Url:PayPal_Url); URLConnection uc=u.openConnection(); uc.setDoOutput(true); uc.setRequestProperty("Content-Type","application/x-www-form-urlencoded"); PrintWriter pw=new PrintWriter(uc.getOutputStream()); pw.println(str); pw.close(); BufferedReader in=new BufferedReader(new InputStreamReader(uc.getInputStream())); String res=in.readLine(); in.close(); // Assign posted variables to local variables String itemName=request.getParameter("item_name"); String itemNumber=request.getParameter("item_number"); String paymentStatus=request.getParameter("payment_status"); String paymentAmount=request.getParameter("mc_gross"); String paymentCurrency=request.getParameter("mc_currency"); String txnId=request.getParameter("txn_id"); String receiverEmail=request.getParameter("receiver_email"); String payerEmail=request.getParameter("payer_email"); if (res.equals("VERIFIED")) // Check notification validation { // check that paymentStatus=Completed // check that txnId has not been previously processed // check that receiverEmail is your Primary PayPal email // check that paymentAmount/paymentCurrency are correct // process payment } else if (res.equals("INVALID")) // Log for investigation { } else // Log for error { } // =========================================================================== if (txnId!=null) { Write_File_Safe_Fast(Dir_License_Messages+txnId+".txt",new StringBuffer(str.replace("&","\n")),false); } // =========================================================================== String Message_File_List[]=Tool_Lib.Get_File_List_From_Dir(Dir_License_Messages); response.setContentType("text/html"); PrintWriter out=response.getWriter(); String title="Reading All Request Parameters",Name="",Value; out.println("<Html><Head><Title>"+title+"</Title></Head>\n<Body Bgcolor=\"#FDF5E6\">\n<H1 Align=Center>"+title+"</H1>\n"+ "<Table Border=1 Align=Center>\n"+"<Tr Bgcolor=\"#FFAD00\"><Th>Parameter Name</Th><Th>Parameter Value(s) Messages = "+Message_File_List.length+"</Th></Tr>"); Enumeration paramNames=request.getParameterNames(); while(paramNames.hasMoreElements()) { String paramName=(String)paramNames.nextElement(); out.print("<Tr><Td>"+paramName+"</Td><Td>"); String[] paramValues=request.getParameterValues(paramName); if (paramValues.length == 1) { String paramValue=paramValues[0]; if (paramValue.length() == 0) out.print("<I>No Value</I>"); else { out.println(paramValue+"</Td></Tr>"); // Out("paramName = "+paramName+" paramValue = "+paramValue); // if (paramName.startsWith("Name")) Name=paramValue; // else if (paramName.startsWith("Value")) Write_File_Safe_Fast("C:/Dir_Data/"+Name,new StringBuffer(paramValue),false); } } else { out.println("<Ul>"); for (int i=0;i<paramValues.length;i++) out.println("<Li>"+paramValues[i]); out.println("</Ul></Td</Tr>"); } } out.println("</Table>\n</Body></Html>"); } /** Handles the HTTP <code>GET</code> method. * @param request servlet request * @param response servlet response */ protected void doGet(HttpServletRequest request,HttpServletResponse response) throws ServletException,IOException { processRequest(request,response); } /** Handles the HTTP <code>POST</code> method. * @param request servlet request * @param response servlet response */ protected void doPost(HttpServletRequest request,HttpServletResponse response) throws ServletException,IOException { processRequest(request,response); } // Returns a short description of the servlet. public String getServletInfo() { return "Short description"; } // Destroys the servlet. public void destroy() { System.gc(); } public static void Write_File_Safe_Fast(String File_Path,StringBuffer Str_Buf,boolean Append) { FileOutputStream fos=null; BufferedOutputStream bos=null; try { fos=new FileOutputStream(File_Path,Append); bos=new BufferedOutputStream(fos); for (int j=0;j<Str_Buf.length();j++) bos.write(Str_Buf.charAt(j)); } catch (Exception e) { e.printStackTrace(); } finally { try { if (bos!=null) { bos.close(); bos=null; } if (fos!=null) { fos.close(); fos=null; } } catch (Exception ex) { ex.printStackTrace(); } } System.gc(); } } I use Netbean6.7 to develop the servlet, and the code was from Paypal's JSP sample code, what can I do to debug the problem ?

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  • Paypal hide address [closed]

    - by Rob F
    I hope this question is okay for this website, to me it seemed most fitting among the stackexchange sites at least. 8) I want to release my software for free, but allow donations for it. So far, I couldn't find any option in Google Checkout to set up a donation button (and website link). I am registered as merchant, but am still waiting for my bank account verification code, that may be the reason. But then, I guess I will not be able to use it anyway because it seems the 'Donation' functionality requires to be a nonprofit organization. My understanding of 'Donation' seems to be unknown to Google (yet). So unfortunately, the one remaining option is Paypal. However, even having upgraded my account to a business account, I can find no option how to remove my living address from the Checkout pages. Basically I have nothing to hide ;) but feel uncomfortable having my address displayed publicly because of the kind of software I'm offering. We live in a world with crazy people it seems, and I don't want to have nightmares of people knocking on my doors at night. So is there a way to deactivate my address from being displayed on Paypal's checkout pages?

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  • error:14094410:SSL routines:SSL3_READ_BYTES:sslv3 alert handshake failure(35)

    - by ArunS
    Hello there, We have online shopping site. When I am going to checkout page i am getting a error like this "error:14094410:SSL routines:SSL3_READ_BYTES:sslv3 alert handshake failure(35)" From the apache error log i can see some attempts to connect to api.paypal.com. Here is the part of my apache error log About to connect() to api.paypal.com port 443 (#0) Trying 66.211.168.123... * connected Connected to api.paypal.com (66.211.168.123) port 443 (#0) successfully set certificate verify locations: CAfile: none CApath: /etc/ssl/certs error:14094410:SSL routines:SSL3_READ_BYTES:sslv3 alert handshake failure Closing connection #0 When i tried to connect to api.paypal.com using curl i am getting a error like this curl -iv https://api.paypal.com/ * About to connect() to api.paypal.com port 443 (#0) * Trying 66.211.168.91... connected * Connected to api.paypal.com (66.211.168.91) port 443 (#0) * successfully set certificate verify locations: * CAfile: none CApath: /etc/ssl/certs * SSLv3, TLS handshake, Client hello (1): * SSLv3, TLS handshake, Server hello (2): * SSLv3, TLS handshake, CERT (11): * SSLv3, TLS handshake, Request CERT (13): * SSLv3, TLS handshake, Server finished (14): * SSLv3, TLS handshake, CERT (11): * SSLv3, TLS handshake, Client key exchange (16): * SSLv3, TLS change cipher, Client hello (1): * SSLv3, TLS handshake, Finished (20): * SSLv3, TLS alert, Server hello (2): * error:14094410:SSL routines:SSL3_READ_BYTES:sslv3 alert handshake failure * Closing connection #0 curl: (35) error:14094410:SSL routines:SSL3_READ_BYTES:sslv3 alert handshake failure Can anyone help me to figure out this. Thanks in Advance. Arun S

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  • error:14094410:SSL routines:SSL3_READ_BYTES:sslv3 alert handshake failure(35)

    - by ArunS
    We have online shopping site. When I am going to checkout page i am getting a error like this "error:14094410:SSL routines:SSL3_READ_BYTES:sslv3 alert handshake failure(35)" From the apache error log i can see some attempts to connect to api.paypal.com. Here is the part of my apache error log * About to connect() to api.paypal.com port 443 (#0) * Trying 66.211.168.123... * connected * Connected to api.paypal.com (66.211.168.123) port 443 (#0) * successfully set certificate verify locations: * CAfile: none CApath: /etc/ssl/certs * error:14094410:SSL routines:SSL3_READ_BYTES:sslv3 alert handshake failure * Closing connection #0 When i tried to connect to api.paypal.com using curl i am getting a error like this curl -iv https://api.paypal.com/ * About to connect() to api.paypal.com port 443 (#0) * Trying 66.211.168.91... connected * Connected to api.paypal.com (66.211.168.91) port 443 (#0) * successfully set certificate verify locations: * CAfile: none CApath: /etc/ssl/certs * SSLv3, TLS handshake, Client hello (1): * SSLv3, TLS handshake, Server hello (2): * SSLv3, TLS handshake, CERT (11): * SSLv3, TLS handshake, Request CERT (13): * SSLv3, TLS handshake, Server finished (14): * SSLv3, TLS handshake, CERT (11): * SSLv3, TLS handshake, Client key exchange (16): * SSLv3, TLS change cipher, Client hello (1): * SSLv3, TLS handshake, Finished (20): * SSLv3, TLS alert, Server hello (2): * error:14094410:SSL routines:SSL3_READ_BYTES:sslv3 alert handshake failure * Closing connection #0 curl: (35) error:14094410:SSL routines:SSL3_READ_BYTES:sslv3 alert handshake failure Can anyone help me to figure out this. Thanks in Advance. Arun S

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  • Python: Getting INVALID response from PayPal's Sandbox IPN, slowly going insane...

    - by thepeanut
    Hi All I am trying to implement a simple online payment system using PayPal, however I have tried everything I know and am still getting an INVALID response. I know it's nothing too simple, because I get a VERIFIED response when using the IPN simulator. I have tried putting the items into a dict first, I have tried fixing the encoding, and still nothing. PayPal says the reasons for an INVALID response could be: Sending wrong items or in wrong order (pretty sure it's not this) Sending to the wrong address (definitely not this) Encoding items incorrectly (I dont think it's this, set encoding to UTF-8 on both paypal and my script) The following is the snippet concerned: f = cgi.FieldStorage() newparams = 'cmd=_notify-validate' for key in f.keys(): val = f[key].value newparams += '&' + urlencode({key: val.encode('utf-8')}) req = urllib2.Request(PP_URL, newparams) req.add_header("Content-type", "application/x-www-form-urlencoded") http = urllib2.urlopen(req) ret = http.read() fi.write(ret + '\n') if ret == 'VERIFIED': #*do stuff* Can anyone suggest anything I can do to fix this?! Cheers Sam

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  • Anyone run recurring payments in their website? Preferably; Paypal API

    - by James
    I'm wrapping up my startup and will need to implement Paypal API into my sign up page. Does anyone use recurring payments via Paypal API integrated into their billing? Better yet, guide me to a trustable developer with experience or will I have to use Elance? I need it to go to a welcome/get started screen in their logged in account once they hit the 'create account' button after filling out billing info. I was also wondering, can you leave the CSC (3 digit security code) field out with integration, because it makes things very hard for recurring payments. I'd like to stick with Paypal, as I have been very satisfied with them for a few years now; I already checked out Chargify, authorize.net, etc. I'd love to see someone with something like this set up already to take a look at and ask a few questions.

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  • Is Paypal In-App model for Android legal on Android Market?

    - by sunil
    Hi, As you all might be knowing that Paypal has launched an in-App purchase model for Anroid. I will like to know whether this is legally allowed in Android market or not. I know this may not be the best place to ask this but being developers if anyone has developed an application which uses Paypal In-App and is on Android Market then it would be a great help. Regards Sunil

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  • Paypal development. encrypt transactions. php p12

    - by ninchen
    when i take a look at the paypal documentation, they say "Note that the PayPal SDK for PHP does not require SSL encryption". https://developer.paypal.com/docs/classic/api/apiCredentials/#encrypting-your-certificate Is the statement of this phrase, that i don't have to create a p12 certificate when working with php, but use the public_key.pem and paypal_public_key.pem? If yes: Is it secure enough to create the encrypted form input elements without p12 certificate? If no: What do they mean? :-) Before this question came up, i've tested this little programm. http://www.softarea51.com/blog/how-to-integrate-your-custom-shopping-cart-with-paypal-website-payments-standard-using-php/ There is a config file paypal-wps-config.inc.php where i can define the paths to my certificates. // tryed to use // 'paypal_cert.p12 '; $config['private_key_path'] = '/home/folder/.cert/pp/prvkey.pem'; // must match the one you set when you created the private key $config['private_key_password'] = ''; //'my_password'; When i try to use the p12 certificate, openssl_error_string() returns "Could not sign data: error:0906D06C:PEM routines:PEM_read_bio:no start line openssl_pkcs7_sign When i instead use the prvkey.pem without password all works fine. Here is the function, which signs and encrypt the data. function signAndEncrypt($dataStr_, $ewpCertPath_, $ewpPrivateKeyPath_, $ewpPrivateKeyPwd_, $paypalCertPath_) { $dataStrFile = realpath(tempnam('/tmp', 'pp_')); $fd = fopen($dataStrFile, 'w'); if(!$fd) { $error = "Could not open temporary file $dataStrFile."; return array("status" => false, "error_msg" => $error, "error_no" => 0); } fwrite($fd, $dataStr_); fclose($fd); $signedDataFile = realpath(tempnam('/tmp', 'pp_')); **// here the error came from** if(!@openssl_pkcs7_sign( $dataStrFile, $signedDataFile, "file://$ewpCertPath_", array("file://$ewpPrivateKeyPath_", $ewpPrivateKeyPwd_), array(), PKCS7_BINARY)) { unlink($dataStrFile); unlink($signedDataFile); $error = "Could not sign data: ".openssl_error_string(); return array("status" => false, "error_msg" => $error, "error_no" => 0); } unlink($dataStrFile); $signedData = file_get_contents($signedDataFile); $signedDataArray = explode("\n\n", $signedData); $signedData = $signedDataArray[1]; $signedData = base64_decode($signedData); unlink($signedDataFile); $decodedSignedDataFile = realpath(tempnam('/tmp', 'pp_')); $fd = fopen($decodedSignedDataFile, 'w'); if(!$fd) { $error = "Could not open temporary file $decodedSignedDataFile."; return array("status" => false, "error_msg" => $error, "error_no" => 0); } fwrite($fd, $signedData); fclose($fd); $encryptedDataFile = realpath(tempnam('/tmp', 'pp_')); if(!@openssl_pkcs7_encrypt( $decodedSignedDataFile, $encryptedDataFile, file_get_contents($paypalCertPath_), array(), PKCS7_BINARY)) { unlink($decodedSignedDataFile); unlink($encryptedDataFile); $error = "Could not encrypt data: ".openssl_error_string(); return array("status" => false, "error_msg" => $error, "error_no" => 0); } unlink($decodedSignedDataFile); $encryptedData = file_get_contents($encryptedDataFile); if(!$encryptedData) { $error = "Encryption and signature of data failed."; return array("status" => false, "error_msg" => $error, "error_no" => 0); } unlink($encryptedDataFile); $encryptedDataArray = explode("\n\n", $encryptedData); $encryptedData = trim(str_replace("\n", '', $encryptedDataArray[1])); return array("status" => true, "encryptedData" => $encryptedData); } // signAndEncrypt } // PPCrypto The main questions: 1. Is it possible to use p12 cert with php, or is it secure enough to work without it? 2. Why i become an error when using openssl_pkcs7_sign Please help. Greetings ninchen

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  • Paying by Cash

    - by David Dorf
    I'll grant you paying by cash in the context of stores isn't particularly interesting, but in my quest to try new payment methods I decided to pay by cash at an online store. Using a credit card means I have to hoist myself off the couch, find the card, and enter all those digits. Google Checkout certainly makes that task easier by storing my credit card information, but what happens to all those people that don't have a credit card? What about the ones that are afraid to use credit cards over the internet. There are three main options for cash payment, not all of which are accepted by every merchant. The most popular is PayPal. The issue I have with them is that returns and disputes have to be handled with PayPal, not the merchant. I once used PayPal at a shady online store and lost my money. Yeah, my bad but they wouldn't help me at all. PayPal was purchased by eBay in 2002. BillMeLater is best for larger purchases, because at checkout they actually run a credit check to make sure you're credit worthy. Assuming you are, they pay the merchant on your behalf and mail you a bill, which you better pay quickly or interest will start to accrue. That's nice for the merchant because they get paid right away, and I presume there's no charge-backs. BillMeLater was purchased by eBay in 2008. Last night I tried eBillMe for the first time. After checkout, they send you a bill via email and expect you to pay either via online banking (they provide the instructions to set everything up) or walk-in locations across the US (typically banks). The process was quick and easy. The merchant doesn't ship the product until the bill is paid, so there's a day or two delay. For the merchant there are no charge-backs, and the fees are less than credit cards. For the shopper, they provide buyer protection similar to that offered by credit cards, and 1% cashback on purchases. Once the online bill-pay is setup, its easy to reuse in the future. Seems like a win-win for merchants and shoppers.

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  • Authorize.net CIM or using the module's storage

    - by CQM
    this site is intended to allow users to sign up and pay for a service, they will be able to pay using Paypal and Authorize.net since I am using two different payment gateways, it makes me wonder where I want to keep the user information. Authorize.net offers CIM, but some users will pay with paypal therefore Authorize.net won't have all user's information Would the best solution then be to not use CIM and store everything within my member database module? for the record I am using OSE for Joomla for my subscriber service

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  • Bump the Bill

    - by David Dorf
    I'm writing this from 3,400 feet in the air somewhere between Chicago and Austin. GoGo In-flight strikes again. Is there anywhere I can't get a WiFi connection? While listening to Deacon Blues by Steely Dan and skimming the news, I just came across an interesting article on mobile payments. Remember when I wrote about the iPhone Bump application and its possible use in retail? Well it looks like PayPal updated their mobile payments application to include the bump technology. Now its possible to transfer money between individuals by bumping iPhones. According to the WSJ, Paypal did 24 million transactions in 2008 and 140 million in 2009 on mobile phones. As the technology gets easier to use, that number is bound to increase. Alternatives to Paypal include Google Checkout, Amazon Payments, wireless carriers ("put it on my phone bill"), smart cards (using your phone's SIM card), and iTunes. That last one comes courtesy of a story Joe Skorupa wrote on mobile payments. It looks like Apple allows iPhone apps to take micro-payments via iTunes accounts, so there may come a time when its possible to use your iPhone to make a purchase in a retail store and have your credit card charged via your iTunes account. There are still some improvements in usability to be made before using a phone will be easier than swiping a credit card, but its already better than fussing with cash.

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  • Paypal adaptive payment API call with C# .NET? Preferably with WebServices

    - by Phil
    Okay I might be entirely off track now but here goes: Our "webshop" offers two functions, buying a specific product and selling it back to us. Back-end handles if the user can sell or not. I've decided to use Paypal's adaptive payments for this one as it seems the way to go doing these kinds of transactions. I've never implemented any kind of shop so I'm totally green with this one. I only recently learned ASP.NET and have mainly developed games before moving to this kind of development. HTTP is still some level of magic to me hehe.. I might be confused but I think paypal offers a webservice with their adaptive payment API. My humble request: A nice soul who wants to share an example of implementing an adaptive payment API call with C# .NET. If they don't offer it as a webservice I'll probably find it as a custom .dll or something. Any tips and examples are highly appreciated! Thanks for reading

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