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  • Credit card payment method

    - by Rudy
    Hi guys, I'm creating a online webshop using ASP .net and C#. The website is supposed to receive payment by master card, visa, paypal, and e-transfer. Any reference how can I do that, esp for master card and visa. Is it done via web service? Do i hv to use a payment gateway? Is it possible to connect directly to MC and visa? I totally have no clue on this. Thanks!

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  • Credit Card checksums and validations that do not require connection to the financial institution

    - by cjavapro
    The validations I know of are: Checksum the whole card number should add up to zero. (range is 0-9) Check the first digit(s) against the card type Check the length against the card type Check the CCV length against the card type (I think all the major types are 3 anyway) Of course make sure it is accepted card type as well as non expired. Are there any other validations :) (I expect many folks did not know about all of these) The reason I ask is because I overheard there was one to checksum number against expiration or CCV.. I just wanted to check.

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  • Google adwords API - credit card safety question

    - by anon
    Hi, Google is asking me to fax credit card xerox in order to activate adwords API in MCC. This really sucks imo... they could have had prepaid option. In any case, my questions: 1) Are there alternatives to this - is there a 3rd party provider who will give me this service without me sending them the credit card info? 2) How secure is it to send my credit card fax via some online fax service? 3) Do you think they will reject the application if I hide my CVV number in the fax? Any other thoughts appreciated :) thanks

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  • Using paypal to process credit cards in Sweden through an API [on hold]

    - by Mastikator
    I'm looking for a Paypal API that lets me process credit cards to make payments without being redirected to a paypal site and without enforcing consumers to use their paypal account. And it needs to work in Sweden. The ones I've looked at (dodirectpayment, expresscheckout, paypalpro gateway) and none of them have let me process credit cards in Sweden via an API that doesn't force the user to visit the paypal login site. I have a form on my webpage that the user types their credit card number, ccv2, expiration, name, address, etc. I need an API that works in Sweden that simply processes the request, and it has to be without the step of being redirected into a paypal website. The ones that I have found only worked in a select few countries, is there an international solution? I've already spent over 12 work hours just looking for an API that meets my requirements.

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  • PeopleSoft Grants & the Federal Agency Letter of Credit Draw Changes

    - by Mark Rosenberg
    For decades, most, if not all, US Federal agencies that sponsor research allowed grant recipients to request and receive payments using pooled accounts, commonly known as pooled letter of credit (LOC) draws. This enabled organizations, such as universities and hospitals, fast and efficient access to reimbursement of the expenditures they incurred conducting research across a portfolio of grants. To support this business practice, the PeopleSoft Grants solution has delivered an LOC Draw report to provide the total request amount along with all of the supporting invoice details for reconciliation and audit purposes. Now, in an attempt to provide greater transparency, eliminate fraud, strengthen accountability for grant-related financial transactions, and simplify grant award closeout, many US Federal sponsors are transitioning from the “pooling” letter of credit draw method to requesting on a “grant-by-grant” basis. The National Science Foundation, the second largest issuer of Federal awards, already transitioned to detailed grant draws in 2013. And, in response to the U.S. Department of Health and Human Services (HHS) directive to HHS-supported Agencies, the largest Federal awards sponsor, the National Institutes of Health (NIH), will fully transition to the new HHS subaccount draw method. This will require NIH award recipients to request payments based on actual expenses incurred on an award-by-award basis. NIH is expected to fully transition to this new draw method by the end of Federal fiscal year 2015.  (The NIH had planned to fully transition to this new method by the end of fiscal 2014; however, the impact to institutions was deemed to be significant enough that a reprieve was recently granted.) In light of these new Federal draw requirements, we have recently released these new features to aid our customers on both PeopleSoft Grants releases 9.1 and 9.2:1. Federal Award Identification Number on the Proposal and Award Profile 2. Letter of credit fields on contract lines to support award basis draws and comply with Federal close out mandates3. Process to produce both pro forma and final LOC Draw Reports in BI Publisher report format4. Subacccount ID field on the LOC Summary and a new BI Publisher version of the LOC Summary report 5. Added Subaccount Field and contract info to be displayed on the LOC summary page6. Ability to generate by a variety of dimensions pro forma and invoiced draw listings 7. Queries for generation and manipulation of data to upload into sponsor payment request systems and perform payment matching8. Contracts LOC Close Out query to quickly review final balances prior to initiating final draws and preparing Federal Financial Reports prior to close The PeopleSoft Development team actively monitors this and other major Federal changes and continues working closely with the Grants Product Advisory Group of the Higher Education User Group to ensure a clear understanding of what our customers need in order to transition to new approaches for doing business with the Federal government. For more information regarding the enhancements to the PeopleSoft Grants solution, existing customers can login to My Oracle Support and review the Enhancements to Letter of Credit Process (Doc ID 1912692.1) associated with resolution ID 904830. This enhanced LOC functionality is available in both PeopleSoft FSCM 9.1 Bundle #31 and PeopleSoft FSCM 9.2 Update Image 8.

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  • Somebody is storing credit card data - how are they doing it?

    - by pygorex1
    Storing credit card information securely and legally is very difficult and should not be attempted. I have no intention of storing credit card data but I'm dying to figure out the following: My credit card info is being stored on a server some where in he tworld. This data is (hopefully) not being stored on a merchant's server, but at some point it needs to be stored to verify and charge the account identified by merchant submitted data. My question is this: if you were tasked with storing credit card data what encryption strategy would you use to secure the data on-disk? From what I can tell submitted credit card info is being checked more or less in real time. I doubt that any encryption key used to secure the data is being entered manually, so decryption is being done on the fly, which implies that the keys themselves are being stored on-disk. How would you secure your data and your keys in an automated system like this?

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  • Create an iTunes Account without a credit card

    - by Matthew Guay
    iTunes Store offers a large variety of free content, but to download it you have to have an account. Usually you have to enter your credit card information to sign up, but here’s an easy way to get an iTunes account for free downloads without entering any payment info. Although iTunes Store is known for paid downloads of movies, music, and more, it also has a treasure trove of free media.  Some of it, including Podcasts and iTunes U educational content do not require an account to download.  However, any other free content, including free iPhone/iPod Touch apps and free or promotional music, videos, and TV Shows all require an account to download.  If you try to download a free movie or music download, you will be required to enter payment information. Even though your card will not be charged, it will be kept on file so you can be charged if you download a for-pay item.  However, if you only plan to download free items, it may be preferable to not have your account linked to a credit card. The following steps will get you an account without entering your credit card info. Getting Started First, make sure you have iTunes installed.  If you don’t already have it, download and install it (link below) with the default settings. Now open iTunes, and click the iTunes Store link on the left. Click the App Store link on the top of this page. Select a free app to download.  A simple way to do this is to scroll down to the Top Free Apps box on the right side, hover your mouse over the first item, and click on the Free button that appears when you hover over it. A popup will open asking you to sign in with your Apple ID.  Click “Create New Account”. Click Continue to create your account. Check the box to accept the Store Terms and Conditions, and click Continue.   Enter your email address, password, security question, and date of birth, and uncheck the boxes to get email if you don’t want it…then click Continue. Now, you will be asked to provide a payment method.  Notice now that the last option says None!  Click that bullet option… Then enter your billing address.  Simply enter your normal billing address, even though you are not entering a payment method.  Click Continue and your account will be created! If you get the Address Verification screen just verify your county and click Done. An email will be sent to you to verify your account… Click on the link in your email to verify your account, iTunes will launch and you’re prompted to enter in the Apple ID and Password you just created. Your account is successfully created! Now you can easily download any free media from iTunes.  Keep an eye on the Free on iTunes box on the bottom of the iTunes Store page for interesting downloads, or if you have an iPhone or iPod Touch, watch the popular Free downloads on the Apps page. And of course there is always great content on iTunes U to grab free as well. Purchasing for-pay media If you want to purchase an item on the iTunes store later, simply click on the item to download as normal.  Click Buy to proceed with the purchase. iTunes will prompt you that you need to enter payment information to complete the purchase.  Enter your Apple ID email and password, and then add the payment information as prompted.   Remove Payment Information from an iTunes Account If you’ve already entered payment information into your iTunes account, and would like to remove it, click Store in the top iTunes menu, and select View My Account. Enter your Apple ID email and password, and click View Account.   This will open your account information.  Click the Edit Payment Information button.   Now, click the None button to remove your payment information.  Click Done to save the changes. Your account will now prompt you to enter payment information if you try to make a purchase.  You could repeat these steps after making a purchase if you do not want iTunes to keep your payment info on file. Conclusion This is a great way to make an iTunes account without entering your credit card, or to remove your credit card info from your account.  Parents may especially enjoy this tip, as they can have an iTunes account on their kids computer or iPod Touch without worrying about them spending money with it. Links Download iTunes Similar Articles Productive Geek Tips Quick Tip: Switch Between Signatures in Outlook 2007 the Easy WayRedeem Pre-paid Zune Card Points for Zune Marketplace MediaCreate An Electronic Business Card In Outlook 2007Understanding Windows Vista Aero Glass RequirementsSpeed up Your Windows Vista Computer with ReadyBoost TouchFreeze Alternative in AutoHotkey The Icy Undertow Desktop Windows Home Server – Backup to LAN The Clear & Clean Desktop Use This Bookmarklet to Easily Get Albums Use AutoHotkey to Assign a Hotkey to a Specific Window Latest Software Reviews Tinyhacker Random Tips Revo Uninstaller Pro Registry Mechanic 9 for Windows PC Tools Internet Security Suite 2010 PCmover Professional Draw Online using Harmony How to Browse Privately in Firefox Kill Processes Quickly with Process Assassin Need to Come Up with a Good Name? Try Wordoid StockFox puts a Lightweight Stock Ticker in your Statusbar Explore Google Public Data Visually

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  • How to handle situation of programmer stealing credit for your project [on hold]

    - by shorecc
    There is a coworker who has stolen credit for my work. I created a system that will show live statuses of printing machines throughout the plant. There was one glitch in it so the coworker made an improvement and then re-wrote the entire system (copying 90% of my code, yet he added a new piece of hardware then took over the project). Now he asks me programming questions from time to time. I don't mind teaching coworkers how to program, but since he has stolen my ideas and credit in the past I am reluctant to teach him all I know. Today he asks me for a particularly challenging algorithm for this system. His code now looks exactly like the way I would program! How would you handle the situation? How can I decline helping him without appearing to not being a team player?

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  • My site will not process Credit Cards [closed]

    - by user654389
    Authorized.net was processing my credit card purchases until the end of Feb. As of 3/1/2011 they no longer will process electronic cigarette transactions. Processing network told us we would have a seamless transition over to a processor called EPN. Now we can not process and credit card orders at all. I have been told it's an SSL concern (EPN says no) I have been told it's an issue between Authorized.net and EPN again I am told no. Might site worked and functioned fine until the "seamless" transition took place. Please help me out here. Thanks Dave

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  • iPhone Developer account with someone elses credit card

    - by HappYCrappY
    Hi I wanted to enroll in Apples iPhone developer program the problem is I myself don't own a credit card is it Ok if I use some one else's credit card to sign up... I mean will Apple pay the guy whose credit card I have used or can I specify my Account details for any future transactions & just use this credit card for paying Apple. (& yes I cannot get a credit card, I am currently jobless never ever had a credit card before in my life & credit card companies are very skeptical to give me one.) Thank you

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  • Linux Credit Card

    <b>Linux Foundation:</b> "The Linux Foundation is pleased to offer a platinum rewards Linux credit card for those who want to support the Linux Foundation's activities while expressing their commitment to Linux."

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  • What I need to know if I want credit card payments in an ecommerce website

    - by Andriane
    I live in Costa Rica (central america). I want to build an ecommerce website with credit card payments, I know Asp.NET and SQL Server 2008. I know paypal and the express checkout solution, but many people (and clients) here doesnt like it or dont use it. Paypal and Authorize.Net dont support countries of Latin America, so if you can tell me one company who can or what can I do to setup my shopping cart, im studing right now security and how to implement SSL certificates and encrypt sensible data and PCI compliance in some way. I need this for my own framework in ASP.NET and provide ecommerce solutions here in my country.

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  • How to credit other authors in an open source project

    - by erik
    I have a pet project that I am planning to release as open source at some point in the not-too-distant future. A couple of the files use or are mostly code that was taken from a project released under the New BSD License. While I have changed it to fit my needs and added some small stuff, the algorithm and the functionality is basically exactly the same. I want to make sure that the author of the code gets credit and that the license is not broken, but I also want to make the reader aware that this is not the code as it was orignally released. How should I approach this? Should I isolate the code as much as possible and just retain the original license? Maybe put all the files that contain foreign code in their own folder and add a readme explaining what has been added/removed? There must have been tons of projects using other open source code. What is the standard approach to this?

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  • Attaining credit card data

    - by Adam
    I've read the many posts on this site that say we are not allowed to store cc numbers if we are not pci-compliant. But, I'm wondering if it is possible to send a CC number through a form to an email address? Would that be still infringing on the standards? The reason I ask is that a local business owner wants to retrieve a number through a form on his website, so he can manually enter the cc info on his end. I'm assuming the only way to properly get a credit card number is to setup a merchant account? What's the best way to get a cc number without calling the actual customer? I'm thinking email is a bad idea as well.

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  • Is it legal to ask photo ID and credit card copy in the U.S

    - by selim
    I regularly order from online shops around the world and I have not see any case where the company asks for photo ID or credit card copy. Yesterday I make an order from linode.com and my order is on hold because of their "fraud check system". Is it common to ask those info in U.S. where I have never asked such info in here (Istanbul, Turkey). And I already asked what is their motive and legal stand and the reason my order is hold by their fraud system. And I also added whether is because I live in Istanbul, Turkey. Their answer was as following: "We would not be able to disclose specific information related to our fraud system." And I'm asked repeatedly whether I want to cancel my order or not. I dont questioning reputation of linode.com if I think so, I did not make an order. I think asking for photo ID is neither legal nor provide any security.

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  • The Cash or Credit problem

    - by Josh K
    If you go to a store and ask "Cash or Credit?" they might simply say "Yes." This doesn't tell you anything as you posed an OR statement. if(cash || credit) With humans it's possible that they might respond "Both" to that question, or "Only {cash | credit}." Is there a way (or operator) to force the a statement to return the TRUE portions of a statement? For example: boolean cash = true; boolean credit = true; boolean cheque = false; if(cash || credit || cheque ) { // In here you would have an array with cash and credit in it because both of those are true }

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  • I need to generate credit card surrogates (tokens) that are format preserving.

    - by jammer59
    For an eCommerce application I need to take a credit card and use the real card for passing through to a payment gateway but I need to store, and return to the transaction initiator, a surrogate that is format preserving. Specifically, this means: 1) The number of digits in the surrogate is the same as the real card number (PAN). 2) The issuer type part of the card -- the initial 1,2 or 4 digits remains the same in the surrogate as in the original PAN. 3) The final 4 digits of the surrogate remain the same (for customer service purposes.) 4) The surrogate passes the Luhn mod10 check for a syntactially valid credit card. I can readily handle requirements 1-3 but #4 has me completely stumped! The final implementation will be either t-sql or c#. Any ideas?

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  • how to properly credit authors of MIT license program

    - by kon psych
    Although I have found similar questions on this site they were not what I was looking for. I have modified the source code of an MIT licensed project, and I have added new classes to it as well. Please correct me if I am wrong, but I think that it is legal to add my copyright notice above the license and remove the other one. But how should I attribute the contribution of the previous authors? Should I use a separate file? There are also some html files with no license or copyright notice in them which I also modified. Do I have to handle them differently? My question is different than this question in that I have also modified some of the files of the project I am extending.

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  • Database design for credit based purchases

    - by FreshCode
    I need an elegant way to implement credit-based purchases for an online store with a small variety of products which can be purchased using virtual credit or real currency. Alternatively, products could only be priced in credits. Previous work I have implemented credit-based purchasing before using different product types (eg. Credit, Voucher or Music) with post-order processing to assign purchased credit to users in the form of real currency, which could subsequently be used to discount future orders' charge totals. This worked fairly well as a makeshift solution, but did not succeed in disconnecting the virtual currency from the real currency, which is what I'd like to do, since spending credits is psychologically easier for customers than spending real currency. Design I need guidance on designing the database correctly with support for the simultaneous bulk purchase of credits at a discount along with real currency products. Alternatively, should all products be priced in credits and only credit have a real currency value? Existing Database Design Partial Products table: ProductId Title Type UnitPrice SalePrice Partial Orders table: OrderId UserId (related to Users table, not shown) Status Value Total Partial OrderItems table (similar to CartItems table): OrderItemId OrderId (related to Orders table) ProductId (related to Products table) Quantity UnitPrice SalePrice Prospective UserCredits table: CreditId UserId (related to Users table, not shown) Value (+/- value. Summed over time to determine saldo.) Date I'm using ASP.NET MVC and LINQ-to-SQL on a SQL Server database.

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  • Any mobile-friendly Credit Card billing solutions for mobile sites similar to Bango?

    - by Programmer
    Are there any mobile-friendly Credit Card billing solutions for mobile sites similar to Bango? The advantages of Bango I have seen compared to regular Credit Card solutions that make it considerably "mobile-friendly" are: 1) It does not require the user to enter their full name and billing address to make a payment. The user is only required to enter their Credit Card number, expiration date, and CVC code (if they are in the U.S., they will also have to enter their Zip Code). That is significantly less input than is normally required for Credit Card payments, which is a big plus on small mobile key pads. After a user makes an initial Credit Card payment, their details are stored by Bango, and the next time the user needs to make a payment with the same Credit Card, they just have to click a single link and it processes the payment on their stored Credit Card. Needless to say, this is very convenient for mobile users as it is analogous to Direct Carrier Billing as far as the user is concerned since they won't need to input any details. The downside with Bango is that their fees are higher than others, all payments must be processed via their site and branding, there is a high minimum ($1.99) and a low maximum ($30) on how much you can charge users, and you need to pay a monthly fee on top of the high transaction costs. It is due to the downsides mentioned above that I am looking for an alternative solution that also does the advantages 1) and 2) above. Is there anything like that? I looked at JunglePay and they do neither 1) nor 2).

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  • Storing Credit Card Numbers in SESSION - ways around it?

    - by JM4
    I am well aware of PCI Compliance so don't need an earful about storing CC numbers (and especially CVV nums) within our company database during checkout process. However, I want to be safe as possible when handling sensitive consumer information and am curious how to get around passing CC numbers from page to page WITHOUT using SESSION variables if at all possible. My site is built in this way: Step 1) collect Credit Card information from customer - when customer hits submit, the information is first run through JS validation, then run through PHP validation, if all passes he moves to step 2. Step 2) Information is displayed on a review page for customer to make sure the details of their upcoming transaction are shown. Only the first 6 and last 4 of the CC are shown on this page but card type, and exp date are shwon fully. If he clicks proceed, Step 3) The information is sent to another php page which runs one last validation, sends information through secure payment gateway, and string is returned with details. Step 4) If all is good and well, the consumer information (personal, not CC) is stored in DB and redirected to a completion page. If anything is bad, he is informed and told to revisit the CC processing page to try again (max of 3 times). Any suggestions?

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  • I need advice on how to best handle an e-commerce situation

    - by Mohamad
    I recently moved to Brazil and started a small subscription based service company. The payment gateway market is under-developed in Brazil, and implementing a local solution is too expensive for me. My requirements are a payment gateway that will automatically process monthly recurrent billing, and that will allow me to manually charge my customers when needed. They would also have to deal with storage and security. I'm leaning towards manually processing payments myself as a restaurant would do, for example, using small swipe machines. Unfortunately, this would require me to store credit card information and I would rather not, but I feel it's my only option. Can anyone give me advice on how to tackle this problem? Do I have other options? If I decide to store credit card information, what should I keep in mind and how should I go about it? I have moderate skills in programming, and through tenacity I can get most things done. I'm afraid that this might be out of my league, however.

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  • How do I show a user's credit based on their session

    - by Jamie
    Hi all - I'm developing a simple LAMP app where users can credit their account using Paypal. I suspect this is a simple issue, but have spent quite a while experimenting to no avail and would appreciate any thoughts: System has a user management system working fine using sessions, but I can't get it to display the current user's credit. But I've been trying things along the lines of: $result = mysql_query(" SELECT * FROM users INNER JOIN account ON account.UserID=account.UserID ORDER BY account.accountID"); while($_SESSION['Username'] = $row['Username'] ) { echo $row['Username']; echo $row['Credit']; } I suspect the while statement is invalid, but I want it to echo username and credit where the current session username = the username stored in the database. Thanks so much for taking a look - very much appreciated.

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