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• Payment Gateway Integration asp.net c# 2.0

  - by mvkotekar

  Myself mendy, i am designing web application, The business required to integrate payment gateway. I searched on site regarding the flow but i could not get much info on MSDN. I want to make payment gateway using SSL and 3rd party merchant account. How can i do it ? some info regarding payment gateway could guid me to start developing the component.

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• stripe payment issue ruby on rails

  - by Admir Huric

  So I have made a stripe payment option in my app. When I click the button pay now, it shows me that the payment is successful. and when I go to my stripe account and go to stripe-test and check logs, I can see my test payment with the code 200 OK. But this payment doesn't show in stripe-test events, or in stripe-test payments. Are the payments from logs processed the next day or am I doing something wrong? def charge Stripe.api_key = "some_test_api_key" customer = Stripe::Customer.retrieve(stripe_customer_id) if stripe_customer_id.nil? Stripe::Charge.create( :amount => 2500, :currency => "cad", :customer => stripe_customer_id, :description => "Usage charges for #{name}" ) end rescue Stripe::StripeError => e logger.error "Stripe Error: " + e.message errors.add :base, "Unable to process charge. #{e.message}." false end

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• Do Apple and Google ask for a share if custom payment is done in a free app?

  - by user1590354

  I have a multiplatform game (web/iOS/Android) in the making. In the free version the core game is still fully playable but people who choose to pay will get more social features (and no ads, of course). I was thinking that rather than having a free and a paid version for all the platforms I may release the apps just for free and if the users want more, they have to register and pay a one-time fee (through a payment gateway or PayPal). The extra content would then be available in all the clients they have access to. Theoretically, this means a better value for the players and less maintenance and headache for me (obviously I have to handle all the payment troubles myself). Does it fit into the business model of Apple/Google? Or will they still claim their share of the registration fee?

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• Integrating with a payment provider; Proper and robust OOP approach

  - by ExternalUse

  History We are currently using a so called redirect model for our online payments (where you send the payer to a payment gateway, where he inputs his payment details - the gateway will then return him to a success/failure callback page). That's easy and straight-forward, but unfortunately quite inconvenient and at times confusing for our customers (leaving the site, changing their credit card details with an additional login on another site etc). Intention & Problem description We are now intending to switch to an integrated approach using an exchange of XML requests and responses. My problem is on how to cater with all (or rather most) of the things that may happen during processing - bearing in mind that normally simplicity is robust whereas complexity is fragile. Examples User abort: The user inputs Credit Card details and hits submit. An XML message to the provider's gateway is sent and waiting for response. The user hits "stop" in his browser or closes the window. ignore_user_abort() in PHP may be an option - but is that reliable? might it be better to redirect the user to a "please wait"-page, that in turn opens an AJAX or other request to the actual processor that does not rely on the connection? Database goes away sounds over-complicated, but with e.g. a webserver in the States and a DB in the UK, it has happened and will happen again: User clicks together his order, payment request has been sent to the provider but the response cannot be stored in the database. What approach could I use, using PHP to sort of start an SQL like "Transaction" that only at the very end gets committed or rolled back, depending on the individual steps? Should then neither commit or roll back have happened, I could sort of "lock" the user to prevent him from paying again or to improperly account for payments - but how? And what else do I need to consider technically? None of the integration examples of e.g. Worldpay, Realex or SagePay offer any insight, and neither Google or my search terms were good enough to find somebody else's thoughts on this. Thank you very much for any insight on how you would approach this!

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• Payment gateways and XSS

  - by Rowan Parker

  Hi all, I'm working on a website which takes payment from a customer. I'm using Kohana 2.3.4 and have created a library to handle the payment gateway I use (www.eway.com.au). Basically I'm just using their sample code, copied into it's own class. Anyway, the code works fine and I can make payments, etc. The issue I have is when the payment gateway is returning the user to my site. The payment gateway uses HTTPS so that is secure, and it is sending the user back to a HTTPS page on my site. However I have the NoScript plugin installed in Firefox, and when I get sent back to the page on my website (which also handles storing the transaction data) I get an error message saying that NoScript has blocked a potential XSS attack. Now I understand why it's unsecure (POST data being sent across two different domains) but what should I be doing instead? Obviously during my testing here I temporarily disable NoScript and it all works fine, but I can't rely on that for the end users. What's the best practice here?

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• myToys.de GmbH announces integration of ZVT payment terminal interface with Oracle Retail Point-of-Service

  - by user801960

  In our latest guest post, Sascha Kraatz, Developer Oracle E-Business Suite of myToys.de announces the development and integration of its ZVT payment terminal interface with the Oracle Retail Point-of-Service solution. myToys.de GmbH, which runs Oracle Retail Point-of-Service (ORPOS) in its 13 retail stores in Germany (see press release), has developed and implemented a Java-based interface for integrating the ZVT payment terminal with ORPOS. Through the combined support of payment service provider, easycash GmbH, and Ingenico GmbH, Germany´s leading payment terminal provider, myToys.de has become the first organisation to create this new automated solution for the Oracle Retail Point-of-Service, which has eliminated input errors that could occur with manual payment terminals and is localised for the German market. Ingo Stober, head of retail business at myToys.de confirms: “With this solution, we can speed up the payment process, reduce manual errors and enhance the customer experience in our stores”. myToys.de GmbH is a member of the Otto Group and one of the leading multichannel retailers for toys and other kids products in Germany. Customers can choose from over 100,000 attractive products, starting with items for expectant mothers or basic baby equipment to items for school children and beyond. In 2006, the first of 13 myToys.de retail branches was opened. If you would like to find out more about this solution, please contact the head of Oracle E-Business Suite Development at myToys.de, Mr. Ralf Schmilewski, or leave a comment below.

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• Subscription payment processing with ASP.NET

  - by bobsmith123

  I would like to create a subscription based website with users getting charged every month. I know I have to create an account with paypal or authorize.net. Do these payment providers automatically bill the user every month? How would I take care of offering the service free for 30 days and start billing after that? Also, I've heard of middle men services like spreedly, chargify. Where do they fit into the equation? Can someone help me wrap my head around these concepts? Considering, I am based in the U.S but would like to have the payment provider accept any kind of currency. Which payment provider do you suggest?

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• iPhone native app + payment gateway

  - by pratik

  Hello, I want to implement payment gateway for iPhone native app. I have read in few of the sites that I can integrate apple payment gateway for this through In App Purchase. But if I want to do through In App Purchase then, I have register each of my product with AppStore and set a price margin for each. Rather I am building something like shopping cart where prices of products are different. Please guide how should I proceed, is there any other payment gateway that I can integrate with my iPhone native app. Regards, Pratik

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• Online payment service recommendation?

  - by Shadowman

  We're currently in the process of looking for an online payment service that will allow us to accept credit cards, etc. However, our business model also involves revenue sharing in a model similar to that of iTunes. That is, content creators will be able to sell content through our site and we take a small percentage of the revenue. Can anyone recommend an online payment service that supports this model? We're also interested in: Accept all major credit cards Being able to do international transactions in the appropriate local currency Recurring transactions (monthly, yearly, etc.) Additionally, if the service provided a Java API for integration or the ability to broker PayPal transactions that would be an added bonus. I know Amazon provides a hosted payment service, but I'd prefer not to require all of our customers to have an Amazon account. That provides an additional barrier to entry that we'd prefer to avoid. I'd appreciate any recommendations you can provide!

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• Four Emerging Payment Stories

  - by David Dorf

  The world of alternate payments has been moving fast of late.  Innovation in this area will help both consumers and retailers, but probably hurt the banks (at least that's the plan).  Here are four recent news items in this area: Dwolla, a start-up in Iowa, is trying to make credit cards obsolete.  Twelve guys in Des Moines are using $1.3M they raised to allow businesses to skip the credit card networks and avoid the fees.  Today they move about $1M a day across their network with an average transaction size of $500. Instead of charging merchants 2.9% plus $.30 per transaction, Dwolla charges a quarter -- yep, that coin featuring George Washington. Dwolla (Web + Dollar = Dwolla) avoids the credit networks and connects directly to bank accounts using the bank's ACH network.  They are signing up banks and merchants targeting both B2B and C2B as well as P2P payments.  They leverage social networks to notify people they have a money transfer, and also have a mobile app that uses GPS location. However, all is not rosy.  There have been complaints about unexpected chargebacks and with debit fees being reduced by the big banks, the need is not as pronounced.  The big banks are working on their own network called clearXchange that could provide stiff competition. VeriFone just bought European payment processor Point for around $1B.  By itself this would not have caught my attention except for the fact that VeriFone also announced the acquisition of GlobalBay earlier this month.  In addition to their core business of selling stand-beside payment terminals, with GlobalBay they get employee-operated mobile selling tools and with Point they get a very big payment processing platform. MasterCard and Intel announced a partnership around payments, starting with PayPass, MasterCard's new payment technology.  Intel will lend its expertise to add additional levels of security, which seems to be the biggest barrier for consumer adoption.  Everyone is scrambling to get their piece of cash transactions, which still represents 85% of all transactions. Apple was awarded another mobile payment patent further cementing the rumors that the iPhone 5 will support NFC payments.  As usual, Apple is upsetting the apple cart (sorry) by moving control of key data from the carriers to Apple.  With Apple's vast number of iTunes accounts, they have a ready-made customer base to use the payment infrastructure, which I bet will slowly transition people away from credit cards and toward cheaper ACH.  Gary Schwartz explains the three step process Apple is taking to become a payment processor. Below is a picture I drew representing payments in the retail industry. There's certainly a lot of innovation happening.

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• Subscription based eCommerce Site selling Physical Goods

  - by Kash

  I want to implement a system where customers can buy physical products as subscription with recurring billing. Customers will come to my site, visit product page and buy stuff. They need to register an account before purchasing. After registration they will be forwarded to payment processor for payment and after successful payment they will be returned back to my site. Requirement: I dont want to use Paypal as a payment processor. It will be recurring payment on monthly, quarterly, bi-annual or annual basis. Customers can login to my site in order to view their Order History, Profile Management and can edit their Billing and/or Shipping details. Customers can cancel their Subscription any time after login to their account on my site. Plan: Currently I am using wordpress with WooCommerce plugin for eCommerce functionality. I am planning to use Amazon as a payment processor. I have searched WooCommerce Extension Drectory and found WC Subscription extension that can be used for my site. But I just confirmed from the Support WC Subscription only support recurring payment with Paypal and Stripe, no other payment processor is supported at the moment. Questions: According to my need, what will be the best solution? I am open to switch the platform from Wordpress to something else that can fulfill my requirement.

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• how to implement payment gateway in asp.net

  - by Ayyappan.Anbalagan

  I need to know how to implement payment gateway in asp.net for my belling based project. Is there one payment is gateway enough to access all the bank account. thanks Regards.. A.Ayyappan

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• Accepting Payment with local debit cards from foreign countries

  - by megatr0n

  Hi all. I have an ecommerce website and I am currently accepting payments from visa, master card and all the other major cards. However, one issue I am having is accepting payment from customers using local debit cards. Say someone from China doesn't have a major credit and he wants to use his local debit card, I want be able to accept payment from him as long as its legal. How do I go about this? Thanks.

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• What are some reputable merchant account providers for high risk payment web sites?

  - by GregH

  I am helping to set up an online cigar web site. However, it has become a real pain to take payments online since tobacco is considered a "high-risk" item and nobody will provide a merchant account to process the payments. It looks like there are companies that specialize in high-risk merchant accounts. I was wondering if anybody could recommend a high-risk merchant account and payment processing provider?

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• magento payment process.. how it works in general

  - by spirytus

  hi everyone, got a question and I hope this is right place to ask :).. don’t quite understand how payment works in magento. client goes to checkout and lets say wants to pay as a guest, so provides address etc. and finally gets to payment methods. Then I want clients to pay thru credit card. Already have module installed for gateway (bank?) of my choice. At that point I would expect users to be redirected to 3rd party page (bank hosted) where they giving all the details, only after being returned to my magento site with appropriate message. In magento however it seems like they need to provide cc numbers and details on magento checkout page. I don’t understand if I (or the payment module I installed) need to transfer then all the credit card details to bank? I would have to have checkout page on ssl connection and static ip right? The thing is I want to avoid touching CC numbers at any point and would love to have it done by a bank page. I like the idea of magento interface all the way without redirecting to another page though, the only problem is not sure if would be able to set it all up properly. If anyone could explain to me possible options, what is the common way to do it and how the whole process works that would be very much appreciated. I did my research and looked all over google and various forums still need someones help though. Please let me know if some parts of my question are not quite clear, will try to better explain if necessary.

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• Magento - How to manage multiple base currencies and multiple payment gateways?

  - by Diego

  I have two requirements to satisfy, I hope someone with more experience can help me sorting them out. Multiple Base Currencies My client wants to allow visitors to place orders in whatever currency they prefer, choosing from the ones he’ll configure. Magento only supports one Base Currency, and this is, obviously, not what I need. I checked the solution involving multiple websites, but I need a customer to be registered once and stay on the same website, not to switch from one to the other and have to register/log in on each. Manage multiple Payment Gateways per currency and per payment method This is another crucial requirement, and it’s tied to the first one. My client wants to “route” payments in different currencies to different accounts. He’ll thus have one for Euro, one for USD and one for GBP. Whenever a customer pays with one of these currencies, the payment gateway has to be chosen accordingly. Additionally, the gateway should be different depending on other rules. For example, if customer pays with a Debit Card, my client will have a payment gateway configured especially for it. If customer pays with MasterCard, the gateway will be different, and so on. The complication, in this case, arises from the fact that my client uses Realex Payments and, although it would be possible for him to open multiple accounts, the Realex module expects one single gateway. In a normal scenario, we would need up to six instead: Payment with Debit Card in Euro Payment with Credit Card in Euro Payment with Debit Card in US Dollars Payment with Credit Card in US Dollars Payment with Debit Card in GB Pounds Payment with Credit Card in GB Pounds This, of course, if he doesn’t decide to accept other payment methods, such as bank transfer, which would add one more gateway per currency. Is there a way to achieve the above in Magento? I never had such complicated requirements before, and I’m a bit lost. Thanks in advance for the help.

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• Google Analytics conversion tracking - referrals from payment provider

  - by martynas

  I have a question regarding conversion tracking using Google Analytics. My client uses an external payment service provider - SecureTrading. Problem: All website visitors who would like to make a purchase are taken to a payment form on https://securetrading.net and are redirected back after a successful payment. Google Analytics counts that as a referral and messes up conversion tracking stats. Question: What needs to be changed / added in the payment forms or Google Analytics settings so that the conversions would be assigned to the right traffic sources. Screenshot:

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• Gemalto Mobile Payment Platform on Oracle T4

  - by user938730

  Gemalto is the world leader in digital security, at the heart of our rapidly evolving digital society. Billions of people worldwide increasingly want the freedom to communicate, travel, shop, bank, entertain and work – anytime, everywhere – in ways that are convenient, enjoyable and secure. Gemalto delivers on their expanding needs for personal mobile services, payment security, identity protection, authenticated online services, cloud computing access, eHealthcare and eGovernment services, modern transportation solutions, and M2M communication. Gemalto’s solutions for Mobile Financial Services are deployed at over 70 customers worldwide, transforming the way people shop, pay and manage personal finance. In developing markets, Gemalto Mobile Money solutions are helping to remove the barriers to financial access for the unbanked and under-served, by turning any mobile device into a payment and banking instrument. In recent benchmarks by our Oracle ISVe Labs, the Gemalto Mobile Payment Platform demonstrated outstanding performance and scalability using the new T4-based Oracle Sun machines running Solaris 11. Using a clustered environment on a mid-range 2x2.85GHz T4-2 Server (16 cores total, 128GB memory) for the application tier, and an additional dedicated Intel-based (2x3.2GHz Intel-Xeon X4200) Oracle database server, the platform processed more than 1,000 transactions per second, limited only by database capacity --higher performance was easily achievable with a stronger database server. Near linear scalability was observed by increasing the number of application software components in the cluster. These results show an increase of nearly 300% in processing power and capacity on the new T4-based servers relative to the previous generation of Oracle Sun CMT servers, and for a comparable price. In the fast-evolving Mobile Payment market, it is crucial that the underlying technology seamlessly supports Service Providers as the customer-base ramps up, use cases evolve and new services are launched. These benchmark results demonstrate that the Gemalto Mobile Payment Platform is designed to meet the needs of any deployment scale, whether targeting 5 or 100 million subscribers. Oracle Solaris 11 DTrace technology helped to pinpoint performance issues and tune the system accordingly to achieve optimal computation resources utilization.

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• Add multiple payment options in Google Product feed XML

  - by crmpicco

  In my Google Product feed I have both Visa and MasterCard listed as accepted payment methods. Is it possible, and is there any benefit, in adding the remainder of my payment options; American Express, Delta, Maestro etc. <g:payment_accepted>Visa</g:payment_accepted> <g:payment_accepted>MasterCard</g:payment_accepted> I can't find anything in the specification that mentions the payment methods. My feed applies to the UK, US and EU.

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• Credit card payment method

  - by Rudy

  Hi guys, I'm creating a online webshop using ASP .net and C#. The website is supposed to receive payment by master card, visa, paypal, and e-transfer. Any reference how can I do that, esp for master card and visa. Is it done via web service? Do i hv to use a payment gateway? Is it possible to connect directly to MC and visa? I totally have no clue on this. Thanks!

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• Payment Gateway Question

  - by Sphynx

  Hi, My question is not exactly about coding, and I'm not sure if I can ask it here. Nevertheless, it's somewhat related to the payment integration process. I'm going to establish a service, and deliver it through a website. When you accept payments through PayPal, they display your actual name to every client, and I'm not that comfortable with such lack of privacy. Is there any way around that? Perhaps an alternative payment gateway that doesn't display your personal info to everyone? Any suggestions welcome! Thanks

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• Payment gatway integration in iPhone app

  - by Shikhar

  In web we use Authorize.Net or PayPal or similar payment gatway to perform transaction(buy product). Is this is possible in iPhone app

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• What payment gateways do real customers really use when given the choice?

  - by ??????

  I would like to give customers the option of paying however they can whether that be through a proper gateway (e.g. SagePay) or through something else such as PayPal, Amazon Checkout or Google Checkout. Personally I have not bought anything through the Amazon Checkout except for on Amazon.co.uk and my PayPal buys have been limited. As for Google Checkout I have no idea what that is or how it works from a consumer perspective. I understand that people buying from smaller sites are happier to pay by PayPal as they have an account already and trust PayPal. As for Amazon Payments and Google Checkout, do people actually use them if given the choice? There are a lot of people on Kindles these days, happy to buy stuff via Amazon on their Kindle. Would Amazon Payments make sense to this growing crowd? With too many payment gateways on offer it might be confusing at the checkout. Does anyone know if this is a problem for genuine customers? I also have not seen many 'pay by Amazon Payments' icons on websites (you see PayPal all the time). Does advertising the fact that you can pay by Amazon Payments increase sales, e.g. to Kindle owners that have a nebulous book-buying account that 'their other half doesn't know about'?

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• Authorize.net Payment integration

  - by Click Upvote

  I'm looking to do Authorize.net payment integration with a website using PHP. My questions are: 1) Where I can find a tutorial, development guide, and/or code samples for doing this with PHP. 2) Is it possible to obtain a test account to do the integration like Paypal's sandbox, or does one need to have a live account to which you can pass an additional parameter to indicate the transaction is a test one? All other advice will also be helpful. Thanks!

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• Cookie Testing for payment gateways.

  - by Aditya

  While testing the payment gateway for some eCommerce site, is there any way to check if the cookies are saving the user's credit card details? If so, can we verify if they are in encrypted form?

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