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• Online Subscription Payment System

  - by tarnfeld

  I am looking for some kind of online subscription payment system which is kind of like Spreedly and Recurly but it either has a cheap monthly price or they take a % per transaction. What other options are there available? I don't really want to manage subscriptions myself and I'm looking to use as many web services as I can :-) All suggestions and discussion welcome...

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• iPhone payment portal development

  - by Mike Litt

  A client has asked me about building an iphone app that can take restaurant orders. I have the resources to get this app done, but I had a few questions. *Will this app require a portion of the sale to go to apple (if so how much?) *Whats the best way to integrate a payment portal to this? *Will I have to/should I have someone authorize the payments? Thanks, All feedback is appreciated.

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• Java WebApp - Integrate a Payment method system

  - by spike07

  I've a java webApp where people can sell their items like in ebay. I need to integrate a payment system and I'm wondering what's the best (from a customer point of view) and easiest to integrate in my app. I was thinking to integrate paypal and require all the sellers to have an account on it. Maybe Google Checkout can be a good option as well, but I don't know if it's used a lot. I think I'll redirect the user to Paypal and then remove the item once I receive the confirmation from paypal that the item has been payed. Would you suggest another easier to integrate/more trusted solution? Thank you

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• Building a complete online payment gateway like Paypal

  - by John Stewart

  So this question isn't about integrating an existing payment gateway into my site. This is more of a architectural question. I want to build a system similar to Paypal. Now I understand that Paypal offers a lot of features under the roof and I can't implement all of them at once. I want to implement the core functionality of Paypal and other such services. So my question is (rather discussion is) around how would one go about building such a system. Some points to discuss: Handle payments through existing banks. I am guessing that I would need access to local bank protocols to get this. Allow users to securely store and process their payments How does Paypal handle the transactions? Thoughts?

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• Developing payment gateway.

  - by kmaxat

  Hello, I have an idea of developing internet payment gateway similar to PayPal or Webmoney. Since i'm only sophomore at Computer Science, and i've only taken intermediate programming classes, i've no idea where to search for general information about this topic. I do understand that this kind of project is CLEARLY too much to handle for sophomore. Since, it's forum for Pro Webmasters, and probably some of you can point direction of study. What book/source/article would you suggest to read to understand fundamentals of internet payment? What book/source/article would you suggest to read to understand fundamentals internet security? What language is most commonly used for developing payment security of website? I appreciate any help. Thank you.

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• What is the etiquette in negotiating payment for a software development job

  - by EpsilonVector

  The reason I'm taking a general business question and localize it to software development is that I'm curious as to whether there are certain trends/etiquette/nuances that are typical to our industry. For example, I can imagine two different attitudes employers may generally have to payment negotiations: 1) we'll give you the best offer so we can't really be flexible about it because we already pretty much gave you everything we can give you, or 2) we'll give him an average offer and give in to a better one if forced to. If you try to play hard ball in the first attitude it'll probably cost you the job because you ask for more than they can give you, however if you don't insist on better payment in the second one you'll get a worse offer. In short, when applying to a typical job in our industry what are the typical attitudes from employers on the offers they give, what is the correct way to ask for a better payment, do these things differ between different types of companies (for example startups vs well entrenched companies), and how do these things differ between different kinds of applicants (graduate vs student)?

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• Credit Card Payment Processing which APIs do you use?

  - by user3330840

  It's for a Point of Sale Terminal where the customer will bring the physical credit card and it will be swiped through the terminal. The business has a merchant account on some banks. So, how do I start accepting credit cards in my app? The credit cards that needs to be accepted include: visa, master-card, amex, discover. Which APIs do I need to use? The programming language doesn't matter it can be in any programming languages Java/C#/C++/Python or anything. Will there be a single API or multiple APIs that need to be integrated? (I know some about PCI compliance and security encryption)

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• Do any projects exist for PHP that is similar to ActiveMerchant for Ruby?

  - by drewjoh

  I'm curious if anyone is aware of something for PHP with similar, universal payment processor functionality that exists with ActiveMerchant.

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• How to fix First Data payment gateway issues "unable to load certificate" ?

  - by Krishnan

  Our asp.net team working on Shopping cart projects We have integrated First Data payment gateway for payment process We have included Visa/master card verification using Alternative First Data payment gateway After visa/master card verification we got cavv(secure code), xid, eci values. After getting cavv, xid and eci values we have appended these values to First data payment gateway. We have set the host as "secure.linkpt.net" and port as 1129 and also set the config and pem files. Now we got an error when sending the xml values to payment gateway as given below Unable to load certificate ERRs: wsa=33558530 err=33558530 ssl=537317504 sys=33558530. INFO: ACE_SSL (3260|3384) error code: 33558530 - error:02001002:lib(2):func(1):reason(2) please help our team to fix the issue

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• ??:Oracle Payment????????????

  - by Steve He(???)

  Oracle????????Payment(IBY)?PPR committing data?Payables?missing corresponding payments????????BUG? ????????BUG?????,???????????????????? ?2???????????????? ????,??R12/12.1 Payments ??????????2???: a) Patch 11699958: R12: Error during PPR Leads to Incomplete Data Commit and Inconsistent Status (Doc ID 1338425.1)b) Patches 15867522: Confirmed PPR Batches Show Payment Initiated - Data Exist Only in IBY Tables (Doc ID 1506611.1)

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• What is the best book on payment fraud analysis, detection and prevention [closed]

  - by Art79

  Hi there Im looking for a good book describing what types of fraud can you come across in online services as well as some techniques of detecting and preventing them. Does not have to be super technical, im more interested in bigger picture than algorithms (maybe even financial or forensic angle) : ) Thanks for help : ) art

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• Monthly Payment Processing

  - by jack

  I am building site for a client in .NET. The site has a monthly subscription service, wherein customer pay for the services with debit/credit card details. Money will be deducted from the account regularly. Customers can cancel the subscription service at any time and the collection should be stopped. Is there any service that I can use to accomplish this? Any information on how to go about developing this will be much appreciated. Thanks in advance.

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• Confirm accepting a payment!

  - by user347746

  I want to make a web application were people are paying money (for example through mastercard/visa/paypal etc.). My question is: can it somehow be made that the money transfers are made only after a longer period when a condition is met in my web application.

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• Payment Gateways for Mid-Sized Business?

  - by Eric

  My company is a bit unhappy with the support we've been getting from Cybersource and we're about to embark on a billing re-write so we're taking the opportunity to look at other gateways. Anyone have any positive or negative experiences they'd like to share? I'd rather not hear about small website gateways like paypal, we run tens of thousands of transactions and millions a year. If you know, I'd love to hear how much you're paying in transaction/gateway fees too. We're primarily a .NET shop if you'd like to speak to a particular API. Gateway must support the big 4 credit cards (mc, visa, disc, amex) and ACH. Thanks in advance for the help from the hive mind. :)

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• iphone development bank payment

  - by twelshesgi

  I have been hired to develop an iphone app. My customer is non-technical and wants me to take care of everything. So, I want to develop and manage the app within my existing account, but have his bank information so he gets paid automatically. But itunes connect seems to only allow a single bank account for all my apps. Is there a way to route payments for just his app? Apologize for posting this to programming forum . . .

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• getting a 404/403 error for payment gateway

  - by Obay Ouano

  We are setting up an online payment facility using a payment gateway. After the payment gateway finishes processing the credit card details for a payment, the user is redirected to a "403 Forbidden" page. The logs show: [MY_IP_ADDRESS_HERE] - - [SOME_DATE_HERE] "GET /POSTBACK_URL.php?txnid=1338434567&result=failure&reason=The+remote+server+returned+an+error%3a+(404)+Not+Found.&digest=7a115270c56df5945c43ad86e56b2e930a3cfd50 HTTP/1.1" 404 - "PAYMENT_GATEWAY_URL_HERE" "BROWSER_DETAILS_HERE" It means that when the PAYMENT_GATEWAY_URL attempts to open our POSTBACK_URL, it gets a 404 error, is that correct? But why does the page say "403 Forbidden"? Anyway, we tried to copy-paste that same URL into the browser window, and the page is opened successfully, with our programmed error notification message. So, why couldn't it be opened when the payment gateway tried to redirect to it, but we could? Is this some sort of permissions issue? If so, the postback URL's file permissions are already 755. What am I missing?

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• What do you use for recurring payments in a Rails Application?

  - by Chance

  I'm fairly new to rails so I'm definitely not up to speed on the community's best practices, tools, etc. So I figure this may be the best place to ask. What do you use for recurring billing in a rails app? From what I can tell, there are a number of options including rolling my own with ActiveMerchant or using one of the SaaS out there. As far as the SaaS recurring billing systems, I've only stumbled upon one thus far (chedder getter) and I'm hoping there are alternatives (if, for nothing else, so I can compare). Additionally, I've seen a few invoice systems but they either do not handle the payment portion, do not seem to fit well with the intention, or are extremely outdated. Thanks in advance!

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• How to hold payment in paygate for a while?

  - by Fero

  HI all, I have a query regarding holding the payment in PAYGATE PAYMENT GATEWAY. Here is the problem in brief. I am doing a website where the payment should be made only a certain members buy the product. For Example if there is an iPhone in my site, then that particular phone must be buy by certain quantities which given by admin. It may be done one by one user or a single user can buy all the quantities at a single time. In this case as a developer how can i able to hold the payment which received by user? Because i don't want to receive the payments until the certain quantities bought. Because if certain quantities were not buy i need to refund the money to their account. We don't like to do this process. That's why we are looking for holding the payment. Is it possible or what is the best way to solve this problem? Please let me know what is you professional opinion? thanks in advance... Please let me know what is you professional opinion?

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• The payment argument is nonsense

  In response to my HTML5 apps argument a few people came back to how the payment thingy is missing from my idea, and how it will (apparently) be worthless because of that. I’ve been thinking about that a lot in the past few days, and I’m increasingly of the opinion that the payment argument is nonsense.Sure, everybody who does iPhone apps, or who’s glancing cursorily at the mobile market without trying to gain in-depth knowledge, currently believes that the App Store concept is going to be a huge...Did you know that DotNetSlackers also publishes .net articles written by top known .net Authors? We already have over 80 articles in several categories including Silverlight. Take a look: here.

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• Time tracking and payment registration architecture

  - by egis

  ?itle might be a little bit incorrect. :) Anyway, I'm building a software where employees input time they worked per day (work hours) and employer "pays" for this time. "Payment" is done outside this system, so employer just "confirms" (checkbox or something like this) which work hours are paid. So the question is - what is the best way (both UI and data storage wise) to implement this? At the moment I have this idea: Employee selects week and manually (with some Javascript helpers, like "fill the same time for all days") inputs work hours in every day of the week. Employer confirms payment the same way employee inputs data (selects week, confirms each day). Data is saved in DB as unix timestamp (one day per table row). Problem is 14 inputs (7 days * ("hours from" + "hours to" input), yet this approach seems kinda easy to implement. Maybe I'm overlooking something and this can be done differently and better? Maybe someone has any example of already working software?

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• Interfacing the payment systems

  - by etranger

  Hello all. I'm a complete newbie to using online payment systems for web projects, and can't really think of where to start. Let's assume that web system in question needs to generate some income online, and the business idea/functionality is in place, while organizing cash flow is the only unsolved problem. Points of interest are how the custom developed software interfaces to payment systems, and how the resulting income is available to the owner. I do understand that there are probably hundreds of systems out there, but to be more specific on which of them suit, I'd have to know how they work, and that's where I don't feel like understanding much. Thanks in advance.

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• Buyers' Guide: Choosing a Payment Gateway Provider

  From chargeback fees to PCI-compliance issues, this ecommerce buyers' guide will tell you everything you need to know to select a payment gateway service provider.

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• What is Android's payment system like?

  - by dootcher

  I've heard that Apple pays the developers in lump sums (I forget how often) for their app downloads. My question is does Google work the same way with Android? If not, how do they operate their payment system? Kind of a side question as well, but how do Apple and Google get you the money from other countries? Do they automatically convert it for you and take a cut for swapping the currency or is that your job?

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• Who do you use for a merchant account?

  - by Josh

  Hi everyone, I was hoping to get an idea of the merchant accounts out there and if there are any strong recommendations for one in particular. I would also appreciate advice on how merchant accounts differ. Please use separate answers for each recommendation so that we can take full advantage of the voting system. Thanks!

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• Set secondary receiver in PayPal Chained Payment after the initial transaction

  - by CJxD

  I'm running a service whereby customers seek the services of 'freelancers' through our web platform. The customer will make a 'bid' which is immediately taken from their accounts as security. Once the job is completed, the customer marks it as accepted and the bid gets distributed to the freelancer(s) as a reward. After initially storing these rewards in the accounts of the freelancers and relying on MassPay to sort out paying them later, I realised that your business needs to be turning over at least £5000/month before MassPay is switched on. Instead, I was referred to Delayed Chained Payments in PayPal's Adaptive Payments API. This allows the customer to pay the primary receiver (my business) before the payment is later triggered to be sent to the secondary receivers (the freelancers). However, at the time that the customer initiates this transaction, you must understand that nobody yet knows who will receive the reward. So, before I program this whole Adaptive Payments system, is it even possible to change or add the secondary receivers after the customer has paid? If not, what can I do?

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