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  • What Keeps You from Changing Your Public IP Address and Wreaking Havoc on the Internet?

    - by Jason Fitzpatrick
    What exactly is preventing you (or anyone else) from changing their IP address and causing all sorts of headaches for ISPs and other Internet users? Today’s Question & Answer session comes to us courtesy of SuperUser—a subdivision of Stack Exchange, a community-driven grouping of Q&A web sites. The Question SuperUser reader Whitemage is curious about what’s preventing him from wantonly changing his IP address and causing trouble: An interesting question was asked of me and I did not know what to answer. So I’ll ask here. Let’s say I subscribed to an ISP and I’m using cable internet access. The ISP gives me a public IP address of 60.61.62.63. What keeps me from changing this IP address to, let’s say, 60.61.62.75, and messing with another consumer’s internet access? For the sake of this argument, let’s say that this other IP address is also owned by the same ISP. Also, let’s assume that it’s possible for me to go into the cable modem settings and manually change the IP address. Under a business contract where you are allocated static addresses, you are also assigned a default gateway, a network address and a broadcast address. So that’s 3 addresses the ISP “loses” to you. That seems very wasteful for dynamically assigned IP addresses, which the majority of customers are. Could they simply be using static arps? ACLs? Other simple mechanisms? Two things to investigate here, why can’t we just go around changing our addresses, and is the assignment process as wasteful as it seems? The Answer SuperUser contributor Moses offers some insight: Cable modems aren’t like your home router (ie. they don’t have a web interface with simple point-and-click buttons that any kid can “hack” into). Cable modems are “looked up” and located by their MAC address by the ISP, and are typically accessed by technicians using proprietary software that only they have access to, that only runs on their servers, and therefore can’t really be stolen. Cable modems also authenticate and cross-check settings with the ISPs servers. The server has to tell the modem whether it’s settings (and location on the cable network) are valid, and simply sets it to what the ISP has it set it for (bandwidth, DHCP allocations, etc). For instance, when you tell your ISP “I would like a static IP, please.”, they allocate one to the modem through their servers, and the modem allows you to use that IP. Same with bandwidth changes, for instance. To do what you are suggesting, you would likely have to break into the servers at the ISP and change what it has set up for your modem. Could they simply be using static arps? ACLs? Other simple mechanisms? Every ISP is different, both in practice and how close they are with the larger network that is providing service to them. Depending on those factors, they could be using a combination of ACL and static ARP. It also depends on the technology in the cable network itself. The ISP I worked for used some form of ACL, but that knowledge was a little beyond my paygrade. I only got to work with the technician’s interface and do routine maintenance and service changes. What keeps me from changing this IP address to, let’s say, 60.61.62.75 and mess with another consumer’s internet access? Given the above, what keeps you from changing your IP to one that your ISP hasn’t specifically given to you is a server that is instructing your modem what it can and can’t do. Even if you somehow broke into the modem, if 60.61.62.75 is already allocated to another customer, then the server will simply tell your modem that it can’t have it. David Schwartz offers some additional insight with a link to a white paper for the really curious: Most modern ISPs (last 13 years or so) will not accept traffic from a customer connection with a source IP address they would not route to that customer were it the destination IP address. This is called “reverse path forwarding”. See BCP 38. Have something to add to the explanation? Sound off in the the comments. Want to read more answers from other tech-savvy Stack Exchange users? Check out the full discussion thread here.     

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  • The Customer Experience Imperative: A Game Changer for Brands

    - by Jeri Kelley
    By Anthony Lye, SVP, Cloud Applications Strategy, Oracle We know that customer experience has emerged as a primary differentiator for businesses today.  I’ve talked a lot about the new age of the empowered consumer. At Oracle we’ve spent a lot of time developing technologies and practices that our customers can implement to greatly improve their customer experience strategies. Of course I’m biased, but I think that we have created a portfolio of the best solutions on the planet to help organizations deal with the challenges of providing great customer experiences. We’ve done this because we started to witness some trends over the last few years. As the average person began to utilize social and mobile technologies more frequently and products commoditized, customer experience truly remained the only sustainable differentiator for businesses.In fact, we have seen that customer experience is often driving the success or the failure of a product or a brand. And as end customers have become more vocal about their experiences with companies on social and mobile channels, they now have the power to decide which brands will win and which brands will lose. To address this customer experience imperative, I believe that business today must do three things really well:Connect with your customers. You have to connect with customers whenever, wherever and however they want. Organizations must provide a great experience on their existing channels— the call center, the brick and mortar store, the field sales organizations, the websites and social properties. Businesses must also be great at managing and delivering journeys on these channels, while quickly adapting to embrace the new channels that emerge. You have to understand mobile. You have to understand social. You have to understand kiosks. These are all new routes to market, new channels where your customers may or may not show up. You have to interact with them where they are. You have to present information in a way that's meaningful to them. As well as providing what we would call a multichannel experience. We have to recognize that customers may start their experience on one channel, but end it on a different channel. It’s important that an organization’s technology solutions enable, not just a multichannel strategy, but a strategy that can power new channels and create customer journeys that cross these channels.Get to know your customers. Next, companies need to get to know the customer as intimately as the customer will allow. Today most customer interactions are anonymous, but it’s important for brands to know which customers drive value. Customers want to provide feedback. They want to share their opinions, but they want to know that those opinions are being heard and acted upon. For this to occur, we need to know much more about the customer and then reward them for their loyalty and for their advocacy.Enable connections. The last thing is to enable people to connect or transact with your brand. We've got to make it really, really simple for customers to do business with us. We can't make them repeat the steps; we can't make them tell us their identity for the fifth time as they move between organizations. These silos can no longer sustain or deliver a good customer experience. It's extremely important that companies be where customers want them to be—that we create profitable journeys for us and for them.Organizations have to make sure that there is a single source of truth that defines the customer. We have to make sure that the technology applications that we rely on understand not just the dimensions of multichannel, but of cross-channel too. We have to enable social at the very core of the overall architecture. We have to use historical analytics, real-time decisioning as well as predictive analytics to help personalize and drive an experience. And these are all technologies that IT needs, that IT is familiar with, but needs to enable for the line of business that in turn can enable for the end customer.  This means that we've got to make our solutions available to the customers in the cloud.In this new age of the empowered consumer, businesses have to focus on delivery mechanisms that reduce the overall TCO, while driving a rapid rate of innovation and a more rapid rate of deployment. At the Oracle Customer Experience Summit @ OpenWorld, I’ll discuss these issues and more. I hope that you can join us for what promises to be an unforgettable experience.

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  • sending credential to linkedIn website and get oauth_verifier without sign in again

    - by akash kumar
    i am facing problem regarding sending credentials to other website and after login(automatically not clicked on sign in here) and get oauth_verifier value Detail is bellow.... I want to send emailaddress and password through form(submit button)from my website(i.e liferay portal) to another website(suppose linkedIn) it should automatically authorize and return oauth_verifier to my website. that mean i dont want my website user to submit emailaddress and password to linkedIn again. actually i want to take emailaddress and password in my website and show the user LinkedIn connection,message,job posting in my website it self,i dont want to redirect user to LinkedIn website and sign in there and again come back to my website. I have taken consumer key and secret key from LinkedIn for my aplication. i am using linkedIn api and getting oauth_verifier for access token but for that i have to take user to LinkedIn for signIn, actually it should happen in backend

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  • BPM in Retail Industry

    - by Sanjeev Sharma
    The following series of blog posts discuss common BPM use-cases in the Retail industry: Retail 2.0 represents the transformation in the retail industry triggered by the accelerated shift towards online and mobile technologies and social shopping paradigms. Never before has the consumer been of more importance or should i say in greater control, especially so due to the shrinking information asymmetry between merchants and consumers that has tilted the balance of power in the latter’s favor. For details, click Customer Experience Management for Retail 2.0 - part 1 / 2 Below is a concept architecture for streamlining front-end, mid-office and back-end interfaces through shared process to achieve consistency and efficiency in managing the customer experience from order capture to order provisioning. For details, click Customer Experience Management for Retail 2.0 - part 2 / 2 ARTS Retail Reference Model (Coming Soon!)

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  • Right multi object dependance design

    - by kenny
    I need some help with a correct design. I have a class called BufferManager. The push() method of this class reads data from a source and pushes it to a buffer repeatedly until there is no more data left in the source. There are also consumer threads that read data from this buffer, as soon as new data arrives. There is an option to sort the data before it comes to buffer. What I do right now is that BufferManager, instead of pushing data to the buffer, pushes it to another "sorting" buffer and starts a sorting thread. SorterManager class reads the data, sorts it in files and push()es the sorted data into the buffer. There will be a bottleneck (I use merge sort with files) but this is something I can't avoid. This is a bad design, because both BufferManager and SorterManager push data to a buffer (that consumers read from). I think only BufferManager should do it. How can I design it?

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  • Evolution has no access to couchdb

    - by berkes
    Evolution gives the error "Cannot open addressbook". "We were unable to open this addressbook. This either means you have entered an incorrect URI, or the server is unreachable". "Details: Operation not permitted". (rough translation from Dutch). Enabling verbose logging in (desktop)couchdb tells me roughly the same: [info] [<0.7875.1>] 127.0.0.1 - - 'PUT' /contacts/ 400 [debug] [<0.7875.1>] httpd 400 error response: {"error":"invalid_consumer","reason":"Invalid consumer (key or signature method)."} It seems that evolution tries to fetch the contacts, then couchdb denies access, and then evolution fails to do a proper oauth. This is on Ubuntu 10.10, with its default dektopcouch 1.0.1. Any hints on where to start would be most appreciated :)

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  • Physics-based dynamic audio generation in games

    - by alexc
    I wonder if it is possible to generate audio dynamically without any (!) audio assets, using pure mathematics/physics and some input values like material properties and spatial distribution of content in scene space. What I have in mind is something like a scene, with concrete floor, wooden table and glass on it. Now let's assume force pushes the glass towards the edge of table and then the glass falls onto the floor and shatters. The near-realistic glass destruction itself would be possible using voxels and good physics engine, but what about the sound the glass makes while shattering? I believe there is a way to generate that sound, because physics of sound is fairly known these days, but how computationaly costy that would be? Consumer hardware or supercomputers? Do any of you know some good resources/videos of such an experiment?

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  • Is there a current tool to build your boot / partition on hard drive?

    - by ????
    I tried Windows 8 Consumer Preview a couple months ago and it wiped out my partition table... or the boot information. So now the machine cannot boot to anything at all. Is there Ubuntu tools or Linux tool that can fix all the partition and make them boot again? (The partitions have Windows 7 and Vista on them. I run Ubuntu as a VM on Win 7). I tried another tool running on Vista and was able to see the Win 7 partition, except that tool wiped out the Vista boot info later on.

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  • Ubuntu One API Java - how to use REST and AccessToken?

    - by Michael
    I am writing a java app in eclipse that backups data to several consumer-cloud-services encrypted and redundant. So far, I successfully implemented the authentication process, as it is described in the documentation. At this point, I do not know how to proceed. The next step would be implementing the auth with the stored AccessToken and afterwars implementing upload/download/listing functionality through the REST API. I think I have to store the String oauth.getSerialized(). How do I authenticate with this String afterwards? This does not work e.g.: AuthenticateResponse oauth = api.authenticate(serialized); api.setAuthorizer(new OAuthAuthorizer(oauth)); Can someone tell me please, how I can use the REST API with java? There is no explanation or link in the developers area as far as I saw. And btw, I wasted at least one hour trying to fix errors, because some needed libraries are listet after the example code. :/

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  • It's hard to judge your own product. Is there a name for this issue?

    - by Epicmaster
    I was just talking to my partner about how hard it is to personally judge how good your product is after a while because you use it so often. You literally spend hours on your computer doing nothing but work on this Consumer Facing application, and you start to feel a little fatigue of using it over and over and over, at least a hundred times a day. You get scared this fatigue may mean the product you are building may have the same effect on the users and might mean you are doing something wrong. Is there a name for this in product development? For the fact that as a designer+ programmer+everything else, your product might not suck as much as you think simply because you spend way too much time with it, or a variation of this?

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  • 11/28 Webinar: How Marketers Are Crafting Customer Experiences

    - by Charles Knapp
    According to recent studies by Sirius Decisions and the CEB, 70% of the consumer buying journey is complete before a salesperson becomes involved. Business customers complete 57% of their buying journey without a salesperson. So, what are savvy marketers doing to stay involved in the customer journey?  Marketers are at the epicenter of turning "big data" into insights that are acted upon by the company and customers. Drawing upon social, transactional, and online behavioral insights, marketers are making customer interactions easier and more rewarding. Marketers are personalizing and innovating customer connections across new channels and devices, especially for interactions that span channels. Learn more about three key innovation strategies in an informative webcast sponsored by the Internet Marketing Association, University of California Irvine Extension, and Oracle on Wednesday, November 28, 11 am to 12 pm Pacific. Register today to learn from these thought leaders.

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  • Is there a name for this issue?

    - by Epicmaster
    I was just talking to my partner about how hard it is to personally judge how good your product is after a while because you use it so often. You literally spend hours on your computer doing nothing but work on this Consumer Facing application, and you start to feel a little fatigue of using it over and over and over, at least a hundred times a day. You get scared this fatigue may mean the product you are building may have the same effect on the users and might mean you are doing something wrong. All i'm asking is, is there a name for this in product development? For the fact that as a designer+ programmer+everything else, your product might not suck as much as you think simply because you spend way to much time with it, or a variation of this?

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  • Wubi on Windows 8 without secure boot?

    - by emersonhsieh
    I have a MacBook Pro. I've heard rumours that if Windows 8 is going to have this thing called "Secure boot", Wubi cannot work. At first I plan to install Ubuntu on my mac via Wubi(and windows via bootcamp), but since I can't find my Windows 7 Installation CD, I installed Windows 8 on my Mac and installed Ubuntu on a VM. Then suddenly Windows 8 Release Preview was released today so I decided to install over my existing copy of Windows 8 Consumer Preview. When I went to the Windows 8 Upgrade assistant, it said that the firmware on my Mac doesn't support Secure booting. I don't even know what it means, but since the Upgrade assistant said that the Mac cannot support secure booting, can I install Wubi successfully? And what is secure booting anyways? Any help will be appreciated.

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  • Microsoft Office 2013 Takes New Approach

    You can check out an article from Computerworld for a good look at the questions and answers about the new software. For instance, you've probably noticed that I'm not giving the full name. That's because Microsoft seems to be using several names. If you go the traditional route and pay the one-time upfront fee for the shrink-wrapped edition, it's Office 2013. There's also a tablet version called Office Home and Student 2013 RT - but that won't include the iPad, or at least not at first. The consumer preview, which I'll be linking to in a minute, is dubbed Office 365 Home Premium. There ...

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  • Is it possible to mod_rewrite BASED on the existence of a file/directory and uniqueID?

    - by JM4
    My site currently forces all non www. pages to use www. Ultimately, I am able to handle all unique subdomains and parse correctly but I am trying to achieve the following: (ideally with mod_rewrite): when a consumer visits www.site.com/john4, the server processes that request as: www.site.com?Agent=john4 Our requirements are: The URL should continue to show www.site.com/john4 even though it was redirected to www.site.com?index.php?Agent=john4 If a file (of any extension OR a directory) exists with the name, the entire process stops an it tries to pull that file instead: for example: www.site.com/file would pull up (www.site.com/file.php if file.php existed on the server. www.site.com/pages would go to www.site.com/pages/index.php if the pages directory exists). Thank you ahead of time. I am completely at a crapshot right now.

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  • Converting to a mac-book pro for multi disciplined development.

    - by DeanMc
    Hi all, I am in a bit of a bind. I have been contracted to create a small suite of applications for Android, iOS and WP7. Currently I am also on the market for a new notebook for development. Now the issue I have is I can either buy a consumer grade macbook and a laptop or I could just buy an 8gb Ram, SSD, i7 mackbook and virtualise windows 7. I have never used a mac or macbook before so before I go purchase anything I would like to know what your thoughts are on this. Has anyone any experience with this?

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  • Java Embedded @ JavaOne Toolkit

    - by Tori Wieldt
    Java Embedded @ JavaOne provides business decision makers, technical leaders, and ecosystem partners information about Java Embedded technologies and new business opportunities.  From the enterprise business world to the consumer arena, smart meters, automated buildings, and context-aware medical devices can provide information that drive value for businesses and consumers. Java Embedded @ JavaOne will held Wednesday, Oct. 3th and Thursday, Oct. 4th in San Francisco at the Hotel Nikko (during JavaOne). If you have already registered, you can use the Java Embedded @ JavaOne Toolkit to let people know you are attending, to enhanced your blog, and to generate awareness, enthusiasm, and participation. There are banners and buttons, a list of High-Level Benefits of Attending Java Embbeded @ JavaOne, Sample E-Mail Copy, and more. There is also a Toolkit for Partners, Sponsors and Exhibitors. Check out the Java Embbed @ JavaOne Toolkits!

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  • State of the (Commerce) Union: What the healthcare.gov hiccups teach us about the commerce customer experience

    - by Katrina Gosek
    Guest Post by Brenna Johnson, Oracle Commerce Product A lot has been said about the healthcare.gov debacle in the last week. Regardless of your feelings about the Affordable Care Act, there’s a hidden issue in this story that most of the American people don’t understand: delivering a great commerce customer experience (CX) is hard. It shouldn’t be, but it is. The reality of the government’s issues getting the healthcare site up and running smooth is something we in the online commerce community know too well.  If there’s one thing the botched launch of the site has taught us, it’s that regardless of the size of your budget or the power of an executive with a high-profile project, some of the biggest initiatives with the most attention (and the most at stake) don’t go as planned. It may even give you a moment of solace – we have the same issues! But why?  Organizations engage too many separate vendors with different technologies, running sections or pieces of a site to get live. When things go wrong, it takes time to identify the problem – and who or what is at the center of it. Unfortunately, this is a brittle way of setting up a site, making it susceptible to breaks, bugs, and scaling issues. But, it’s the reality of running a site with legacy technology constraints in today’s demanding, customer-centric market. This approach also means there’s also a lot of cooks in lots of different kitchens. You’ve got development and IT, the business and the marketing team, an external Systems Integrator to bring it all together, a digital agency or consultant, QA, product experts, 3rd party suppliers, and the list goes on. To complicate things, different business units are held responsible for different pieces of the site and managing different technologies. And again – due to legacy organizational structure and processes, this is all accepted as the normal State of the Union. Digital commerce has been commonplace for 15 years. Yet, getting a site live, maintained and performing requires orchestrating a cast of thousands (or at least, dozens), big dollars, and some finger-crossing. But it shouldn’t. The great thing about the advent of mobile commerce and the continued maturity of online commerce is that it’s forced organizations to think from the outside, in. Consumers – whether they’re shopping for shoes or a new healthcare plan – don’t care about what technology issues or processes you have behind the scenes. They just want it to work.  They want their experience to be easy, fast, and tailored to them and their needs – whatever they are. This doesn’t sound like a tall order to the American consumer – especially since they interact with sites that do work smoothly.  But the reality is that it takes scores of people, teams, check-ins, late nights, testing, and some good luck to get sites to run, and even more so at Black Friday (or October 1st) traffic levels.  The last thing on a customer’s mind is making excuses for why they can’t buy a product – just get it to work. So what is the government doing? My guess is working day and night to get the site performing  - and having to throw big money at the problem. In the meantime they’re sending frustrated online users to the call center, or even a location where a trained “navigator” can help them in-person to complete their selection. Sounds a lot like multichannel commerce (where broken communication between siloed touchpoints will only frustrate the consumer more). One thing we’ve learned is that consumers spend their time and money with brands they know and trust. When sites are easy to use and adapt to their needs, they tend to spend more, come back, and even become long-time loyalists. Achieving this may require moving internal mountains, but there’s too much at stake to ignore the sea change in how organizations are thinking about their customer. If the thought of re-thinking your internal teams, technologies, and processes sounds like a headache, think about the pain associated with losing valuable customers – and dollars. Regardless if you’re in B2B or B2C, it’s guaranteed that your competitors are making CX a priority. Those early to the game who have made CX a priority have already begun to outpace their competition. So as you’re planning for 2014, look to the news this week. Make sure the customer experience is a focus at your organization. Expectations are at record highs. Map your customer’s journey, and think from the outside, in. How easy is it for your customers to do business with you? If they interact with many touchpoints across your organization, are the call center, website, mobile environment, or brick and mortar location in sync? Do you have the technology in place to achieve this? It’s time to give the people what they want!

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  • Oracle Endeca User Interface Design Pattern Library Available

    - by ultan o'broin
    Yes! The Oracle Endeca User Interface Design Pattern Library is now available for all fans of great UI design solutions for search, discovery, and navigation! The patterns explain and show some great UI realizations and include consumer world examples we can relate to. Thanks to the Oracle Endeca team and Applications UX who worked closely together to bring this great user experience resource back out to customers and partners who want to build cutting edge apps, sites, and integrations. Some great insights into how these UI design patterns can bring magical information discovery and more to users, as well as what makes Endeca people tick, are available from the Usable Apps blog Oracle Endeca User Experience: From Putting the E in E-Commerce to Magical Information Discovery.

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  • Looking for parallel programming problem

    - by Chris Lieb
    I am trying to come up with a problem that is easily solvable in a parallel manner and that requires communication between threads for a test. I also am trying to avoid problems that require require random waits, which rules out dining philosophers and producer-consumer (bounded buffer), two of the classics. My goal is for the student to be able to write the program in less than 20-30 minutes in front of a computer not knowing of the problem beforehand. (This is to prevent preparation more than to come up with something novel.) I am trying to stress the communication aspect of the program, though the multi-threaded nature is also important. Does anyone have some ideas? Edit: I'm using Google Go for the language and testing comprehension of the goroutines/channels combo vs an actors library that I authored.

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  • Windows 8 : pourquoi s'arrêter à l'UI fait louper l'essentiel, au CeBIT Microsoft montre qu'il parie sur un changement de paradigme

    Windows 8 : pourquoi s'arrêter à l'UI fait louper l'essentiel Au CeBIT Microsoft va beaucoup plus loin et parie sur un changement de paradigme Au risque d'enfoncer des portes ouvertes, rappelons qu'une beta reste une beta. Un produit en cours d'élaboration. Par définition imparfait ou mi-cuit comme disent les anglo-saxons (« half cooked »). En se concentrant exclusivement sur les détails de l'UI de la Consumer Preview de Windows 8 (chose importante par ailleurs), beaucoup de testeurs sont passés à côté de l'essentiel : avec cet OS, Microsoft amorce un virage radical et parie sur un changement de paradigme. Un changement profond de l...

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  • Microsoft publie le Live SDK pour Windows 8, pour la création d'applications Metro utilisant ses plateformes Cloud et collaboratifs

    Microsoft publie le Live SDK pour Windows 8 pour la création d'applications Metro utilisant ses plateformes Cloud et collaboratives Microsoft vient de publier le kit de développement Live SDK, permettant de créer facilement des applications Windows 8 de style Metro, connectées aux plateformes de Cloud de la société. Le SDK fournit un ensemble de contrôles et API permettant d'intégrer une authentification centralisée (SSO) avec les comptes Microsoft et Access Info pour SkyDrive, Hotmail, Messenger sur la Consumer Preview de Windows 8. Disponible actuellement en Developer Preview, le SDK fonctionne avec Visual Studio 11 beta. Pour une première application, il est important ...

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  • IE10 : Microsoft dévoile les détails du navigateur dans Windows 8, tuiles de navigation, ergonomie et sécurité

    IE10 : Microsoft dévoile les détails du navigateur dans Windows 8 tuiles de navigation, ergonomie, support du tactile et améliorations de la sécurité Microsoft a publié depuis quelques semaines déjà la Consumer Preview de Windows 8 avec un nombre important de nouveaux composants. Parmi ceux-ci, figure la Platform Preview 5 d'Internet Explorer 10. Quoi de neuf pour la future version du navigateur dans cette mouture de l'OS ? C'est à cette question que répond Microsoft au travers du blog Windows 8, qui revient sur les améliorations et nouveautés d'IE 10 dans le système d'exploitation. La firme se concentre principalement sur la version Metro d'IE 10. Pour rappel IE 10 se décl...

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  • What videoconferencing platforms work best for distributed software development teams?

    - by user11347
    Today I had a religious experience: I participated in a videoconference using a high quality Polycom system. This made a huge difference in communication quality -- people that I had a terrible time understanding previously now sounded like Shakespeare. Seeing a high quality video image was enormously helpful. I asked operations how much the Polycom cost and they said that it cost $20K new and $4K off eBay. So this solution doesn't work for people who work from home or who work in offices but are in groups of 3 or fewer people. My budget for a videoconferencing system is a few hundred dollars per person. Skype is not nearly good enough. And I haven't seen a consumer webcam that is good enough either. Does such a solution exist? I'm looking to collaborate both with people who are close by (in the same city but not in the same room) and far away (on different continents).

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  • Which technologies will most affect Financial Services over the next decade? [on hold]

    - by opposite of you
    I couldn't quite think of a proper description, so as Wikipedia puts it so beautifully: Financial services are the economic services provided by the finance industry, which encompasses a broad range of organizations that manage money, including credit unions, banks, credit card companies, insurance companies, consumer finance companies, stock brokerages, investment funds and some government sponsored enterprises. These are quite a range of industries. I've already thought about how banks specifically have gotten involved with app markets allowing users to make transfers on the go, and this goes with cloud computing, but what else could there be apart from mobile technologies and cloud computing? Or how else could they be used? I feel like I'm thinking about this wrong.. Apart from mobile computing and cloud computing, what other examples will influence the sector either positively or negatively?

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