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  • Financial Market Developer dilemma...

    - by Sahat
    ...In the future I am planning to work in the financial sector as a programmer. I have a couple of options right now (1 or 2): Learn and master .NET since presumably that's widely used in that industry OR Learn the programming concepts, learn algorithms, learn a little bit of c,c++,c#,java,objective-c,sql,oracle,cobol - in other words learn the fundamental principles that tie all programming languages together without going too deep in any particular language. Someone has told me that most of the time as a programmer you won't be writing any code, but instead maintaing and existing code that people before you have built. Does that mean I don't really need to master any specific language and as long as I have general concepts it'll be good enough? If you or if you know someone who has worked in the financial industry as a software developer could you please share the experience and what is the daily routine consists of? Also what should I be learning right now while I am still young and in college? Do I have to thoroughly understand the market and the current economy? What about Oracle or SQL Databases - do I need to know them inside out as a programmer? Thanks if you have anything else to add that I have not mentioned then please do so! Thanks in advance!

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  • Capacity Planning IIS6

    - by user45457
    Hello, I am planning to host 5000 site with separate application pool. Based on my estimate there are around 1600- 2000 worker process will be running on the server. So my question is: Is is possible to host 5000 sites on a server with IIS 6. Server Configuration: 16 Core @ 2.27 Ghz CPU 8 GB RAM Please tell me if u require any other information. Kartik

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  • Financial Charts / Graphs in Ruby or Python

    - by Eric the Red
    What are my best options for creating a financial open-high-low-close (OHLC) chart in a high level language like Ruby or Python? While there seem to be a lot of options for graphing, I haven't seen any gems or eggs with this kind of chart. http://en.wikipedia.org/wiki/Open-high-low-close_chart (but I don't need the moving average or Bollinger bands) JFreeChart can do this in Java, but I'd like to make my codebase as small and simple as possible. Thanks!

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  • Throughput; capacity planning help for C10K like design

    - by z8000
    I am designing a network service in which clients connect and stay connected -- the model is not far off from IRC less the s2s connections. I could use some help understanding how to do capacity planning, in particular with the system resource costs associated with handling messages from/to clients. There's an article that tried to get 1 million clients connected to the same server [1]. Of course, most of these clients were completely idle in the test. If the clients sent a message every 5 seconds or so the system would surely be brought to its knees. But... How do you do less hand-waving and you know, measure such a breaking point? We're talking about messages being sent by a client over a TCP socket, into the kernel, and read by an application. The data is shuffled around in memory from one buffer to another. Do I need to consider memory throughput ("5 GT/s" [2], etc.)? I'm pretty sure I have the ability to measure the basic memory requirements due to TCP/IP buffers, expected bandwidth, and CPU resources required to process messages. I'm a little dim on what I'm calling "thoughput". Help! Also, does anyone really do this? Or, do most people sort of hand-wave and see what the real world offers, and then react appropriately? [1] http://www.metabrew.com/article/a-million-user-comet-application-with-mochiweb-part-3/ [2] http://en.wikipedia.org/wiki/GT/s

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  • WPF data grid for financial style reporting?

    - by user191254
    Hello, I'm looking for a decent WPF data grid or solution involving one to represent financial data. I've looked at many - the WPF one, XCeed, Ingragistics, DevExpress, etc.... but none of them seem to offer the simple requirement I have: I want to be able to display group subtotals in their columns in the group row, e.g. GROUP 1 xxxx.xx GROUP 2 xxxx.xx ROW 1 xx.xx ROW 2 xx.xx Does anyone know of a grid that does this, or a nice supporting collection that implements aggregate functions (group totals would need to be used in individual line items) so that existing grids with a bit of XAML styling would work? Thanks in advance, Stephen

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  • SharePoint Planning/Design Worksheet Links

    - by Mike Huguet
    I ran across a blog entry with a consolidated list of links to the SharePoint 2007 planning worksheets.  These are good starting points for your discovery, analysis, and design and are provided by Microsoft.  I would suggest tweaking them to meet your organizational needs.  http://itfootprint.wordpress.com/2007/10/05/sharepoint-planning-worksheets-in-one-place/ TechNet provides a consolidated list of planning worksheets for SharePoint 2010.  http://technet.microsoft.com/en-us/library/cc262451.aspx  Technorati Tags: SharePoint,planning,design

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  • PeopleSoft 9.2 Financial Management Training – Now Available

    - by Di Seghposs
    A guest post from Oracle University.... Whether you’re part of a project team implementing PeopleSoft 9.2 Financials for your company or a partner implementing for your customer, you should attend some of the new training courses.  Everyone knows project team training is critical at the start of a new implementation, including configuration training on the core application modules being implemented. Oracle offers these courses to help customers and partners understand the functionality most relevant to complete end-to-end business processes, to identify any additional development work that may be necessary to customize applications, and to ensure integration between different modules within the overall business process. Training will provide you with the skills and knowledge needed to ensure a smooth, rapid and successful implementation of your PeopleSoft applications in support of your organization’s financial management processes - including step-by-step instruction for implementing, using, and maintaining your applications. It will also help you understand the application and configuration options to make the right implementation decisions. Courses vary based on your role in the implementation and on-going use of the application, and should be a part of every implementation plan, whether it is for an upgrade or a new rollout. Here’s some of the roles that should consider training: · Configuration or functional implementers · Implementation Consultants (Oracle partners) · Super Users · Business Analysts · Financial Reporting Specialists · Administrators PeopleSoft Financial Management Courses: New Features Course: · PeopleSoft Financial Solutions Rel 9.2 New Features Functional Training: · PeopleSoft General Ledger Rel 9.2 · PeopleSoft Payables Rel 9.2 · PeopleSoft Receivables Rel 9.2 · PeopleSoft Asset Management Rel 9.2 · Expenses Rel 9.2 · PeopleSoft Project Costing Rel 9.2 · PeopleSoft Billing Rel 9.2 · PeopleSoft PS / nVision for General Ledger Rel 9.2 Accelerated Courses (include content from two courses for more experienced team members): · PeopleSoft General Ledger Foundation Accelerated Rel 9.2 · PeopleSoft Billing / Receivables Accelerated Rel 9.2 · PeopleSoft Purchasing / Payable Accelerated Rel 9.2 View PeopleSoft Training Overview Video

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  • Financial Statement Presentation Changes

    - by Theresa Hickman
    On March 10, 2010, FASB and IASB came to an agreement on financial statement presentation. They have been discussing changes for some time, such as displaying more lines items and moving certain line items from equity to the P&L, and now it seems they have finally come to a joint decision and put it in writing. I recently learned that there will be a trend to book nothing to equity and to convey everything in the P&L to take away any facility for companies to hide losses from its shareholders, investors, etc. (I'm exaggerating when I say book nothing to equity. Obviously, those items that already live there, such as stocks and dividends, would stay there.) But accounts like your CTA (Cumulative Translation Adjustment account) used to plug the gain or loss from equity translation would move from the equity section to your expense section. The rationale is that when you run translation, you're doing so for a subsidiary that you own, or simply put, it's a foriegn investment. Thus, the gains/losses of that foriegn investment should be itemized on your P&L and not buried in equity. The FASB will include changes in financial statement presentation in its Exposure Draft that is planned for issuance at the end of April 2010. Companies will be required to adopt the financial statement presentation provisions retroactively. Yes, that means companies will need to apply these changes to previously issued financial statements. The FASB Summary of Board Decisions can be found at "fasb.org".

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  • Numerous Unexpected Obstacles Ruining any Project Plans

    - by Libor
    I am working as software developer and struggling with this problem time and time again for almost thirteen years. There seems not to be any way out of the following problem. And it happens with small projects as well. For example, I plan to write an extension for Microsoft Visual Studio. I dowload learning materials, get some book on the topic and allocate time for learning and development. However, during the development, many seemingly trivial problems arise, for example: Why the script refuses to delete the file? Why Visual Studio does not register the extension? (after two days) OK, it registers it, but now it got broken. How to fix it? each of these "small" obstacles usually take 1-5 days to resolve and the project finally consumes several times more man-hours than planned. Maybe it happens only because I am working on Microsoft platform and many of their Frameworks and architectures are bit confusing and badly documented. I would like to have most problems resolved by finding answer in a book or official documentation (MSDN), but the only answer I usually find is on some weird forum or personal blog googled after desperately searching for any relevant information on the topic. Do you have the same struggles? Do you have techniques on how to prevent these problems? I was thinking of simply multiplying projected time for a given project by some factor, but this does not help. Some projects get done briskly and some take months and the guiding factor here are these small "glitches" which take programmers whole weeks to resolve. I have to admit that lots of these obstacles demoralizes me and drains me of focus and joy of work (who likes to get back to work when he have to resolve some stupid registry problem or weird framework bug instead of doing creative work?) After the project is finally done, I am feeling like dying from thousand cuts.

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  • Choosing the right language for the job

    - by Ampt
    I'm currently working for a company on the engineering team of about 5-6 people and have been given the job of heading up the redesign of an embedded system tester. We've decided the general requirements and attributes that would be desirable in the system, and now I have to decide on a language to use for the system, or at the very least come up with a list of languages with pros and cons to present to the team. The general idea of the project is that we currently have a tester written in c++, which was never designed to be a tester, but instead has evolved to be such over the course of 3-4 years due to need. Writing tests for a new product requires modifying the 'framework' and writing code that is completely non-human readable or intuitive due to the way the system was originally designed. Now, we've decided that the time to modify this tester for each new product that we want to test has become too high and want to partially re-write the system so that we can program the actual tests in a scripting language that would then use the modified c++ framework on the back end to test the actual systems. The c++ framework would be responsible for doing all the actual work and the scripting language would just integrate with that to tell the framework what to do. Never having programmed in a scripting language (we program embedded systems), I've run into a wall where I have no experience with any of the languages that we could possibly use, but must somehow give pros and cons of each language so that we can choose the best one for the job. Currently my short list of possibilities includes: Python TCL Lua Perl My question is this: How can a person evaluate a language that he/she has never used before? What criteria are good indicators for a languages potential usability on a project? While helpful suggestions for my particular case are appreciated, I feel that this is a good skill to possess and would like to be able to apply this to many different projects if at all possible

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  • Announcement: Federal Financial Briefing

    - by jeffrey.waterman
    Dear Oracle/PeopleSoft Federal Financial Management Customers: Oracle is pleased to announce that we will conduct the next Federal Financial Management Briefing on Tuesday, April 17th from 8:30 am until 2:00 pm at the Oracle Campus in Reston, Virginia. The Registration Link and Agenda can be found at the web site below: Federal Financial Briefing: Register Here Directions to Oracle Reston: From the Beltway take the Dulles Toll Road (Route 267 West). Do not get on the Dulles Access Road or you will not be able to exit until you get to the airport. Take the Reston Parkway Exit (Exit 12). At the end of the exit ramp, turn right onto Reston Parkway. Make your first right onto Sunset Hills Road. Take a Right turn onto Oracle Way and park in Visitor Parking. The receptionist will direct you to the CAB.

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  • Managing Operational Risk of Financial Services Processes – part 2/2

    - by Sanjeev Sharma
    Normal 0 false false false EN-US X-NONE X-NONE MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Calibri","sans-serif"; mso-bidi-font-family:"Times New Roman";} In my earlier blog post, I had described the factors that lead to compliance complexity of financial services processes. In this post, I will outline the business implications of the increasing process compliance complexity and the specific role of BPM in addressing the operational risk reduction objectives of regulatory compliance. First, let’s look at the business implications of increasing complexity of process compliance for financial institutions: · Increased time and cost of compliance due to duplication of effort in conforming to regulatory requirements due to process changes driven by evolving regulatory mandates, shifting business priorities or internal/external audit requirements · Delays in audit reporting due to quality issues in reconciling non-standard process KPIs and integrity concerns arising from the need to rely on multiple data sources for a given process Next, let’s consider some approaches to managing the operational risk of business processes. Financial institutions considering reducing operational risk of their processes, generally speaking, have two choices: · Rip-and-replace existing applications with new off-the shelf applications. · Extend capabilities of existing applications by modeling their data and process interactions, with other applications or user-channels, outside of the application boundary using BPM. The benefit of the first approach is that compliance with new regulatory requirements would be embedded within the boundaries of these applications. However pre-built compliance of any packaged application or custom-built application should not be mistaken as a one-shot fix for future compliance needs. The reason is that business needs and regulatory requirements inevitably out grow end-to-end capabilities of even the most comprehensive packaged or custom-built business application. Thus, processes that originally resided within the application will eventually spill outside the application boundary. It is precisely at such hand-offs between applications or between overlaying processes where vulnerabilities arise to unknown and accidental faults that potentially result in errors and lead to partial or total failure. The gist of the above argument is that processes which reside outside application boundaries, in other words, span multiple applications constitute a latent operational risk that spans the end-to-end value chain. For instance, distortion of data flowing from an account-opening application to a credit-rating system if left un-checked renders compliance with “KYC” policies void even when the “KYC” checklist was enforced at the time of data capture by the account-opening application. Oracle Business Process Management is enabling financial institutions to lower operational risk of such process ”gaps” for Financial Services processes including “Customer On-boarding”, “Quote-to-Contract”, “Deposit/Loan Origination”, “Trade Exceptions”, “Interest Claim Tracking” etc.. If you are faced with a similar challenge and need any guidance on the same feel free to drop me a note.

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  • CVE-2012-1714 TList 6 ActiveX control remote code execution vulnerability in Hyperion Financial Management

    - by chandan
    CVE DescriptionCVSSv2 Base ScoreComponentProduct and Resolution CVE-2012-1714 Remote code execution vulnerability 10 TList 6 ActiveX control Hyperion Financial Management 11.1.1.4 Contact Support Hyperion Financial Management 11.1.2.1.104 Microsoft Windows (32-bit) Microsoft Windows (64-bit) This notification describes vulnerabilities fixed in third-party components that are included in Sun's product distribution.Information about vulnerabilities affecting Oracle Sun products can be found on Oracle Critical Patch Updates and Security Alerts page.

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  • Improving the Extended Financial Close and Reporting Process

    Coming out of the recession, many organizations need to build or re-build trust with key stakeholders by delivering more timely and accurate financial and operating results. In this podcast, hear about new capabilities Oracle is delivering through its Enterprise Performance Management products to help organizations coordinate and improve the extended financial close and reporting process, from closing the sub-ledgers to regulatory filings.

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  • Secrets of Creating a Digital Marketing System For a Financial Management Firm

    A Financial Management firm can create a strong web presence by designing and developing a business website on the internet. However, this step alone is not a digital marketing plan. Just putting up a Financial Management firm website on the internet is similar to establishing a physical business like a shop or an office, and then just sitting back and waiting for the customers to flow in. More than likely, it will not happen and your website will resemble a billboard in the desert.

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  • Improving the Extended Financial Close and Reporting Process

    Coming out of the recession, many organizations need to build or re-build trust with key stakeholders by delivering more timely and accurate financial and operating results. In this podcast, hear about new capabilities Oracle is delivering through its Enterprise Performance Management products to help organizations coordinate and improve the extended financial close and reporting process, from closing the sub-ledgers to regulatory filings.

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  • EPPM Webcast Series Part II: Build – Consistently delivering successful projects to ensure financial success

    - by Sylvie MacKenzie, PMP
    Oracle Primavera invites you to the second in a series of three webcasts linking Enterprise Project Portfolio Management with enhanced operational performance and better financial results. Join us for the next installment of our 'Plan, Build, Operate' webcast series, as we look to address the challenges organizations face during the execution phase of their projects. Webcast II: Build – Consistently delivering successful projects to ensure financial success. This webcast will look at Three key questions: How do you maintain consistency in delivery whilst maintaining visibility and control? How do you deal with project risk and mitigation strategies? How do you ensure accurate reporting? Hear from Geoff Roberts, Industry Strategist from Oracle Primavera. Geoff will look at how solutions can help to address the challenges around: Visibility and governance Communication and complex coordination Collecting and reporting progress Measuring and reporting It is imperative that organizations understand the impact projects can have on their business. Attend this webcast and understand how consistently delivering successful projects is vital to the financial success of an asset intensive organisation. Register today! Please forward this invite to your colleagues who you think may benefit from attending.

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  • Financial institutions build predictive models using Oracle R Enterprise to speed model deployment

    - by Mark Hornick
    See the Oracle press release, Financial Institutions Leverage Metadata Driven Modeling Capability Built on the Oracle R Enterprise Platform to Accelerate Model Deployment and Streamline Governance for a description where a "unified environment for analytics data management and model lifecycle management brings the power and flexibility of the open source R statistical platform, delivered via the in-database Oracle R Enterprise engine to support open standards compliance." Through its integration with Oracle R Enterprise, Oracle Financial Services Analytical Applications provides "productivity, management, and governance benefits to financial institutions, including the ability to: Centrally manage and control models in a single, enterprise model repository, allowing for consistent management and application of security and IT governance policies across enterprise assets Reuse models and rapidly integrate with applications by exposing models as services Accelerate development with seeded models and common modeling and statistical techniques available out-of-the-box Cut risk and speed model deployment by testing and tuning models with production data while working within a safe sandbox Support compliance with regulatory requirements by carrying out comprehensive stress testing, which captures the effects of adverse risk events that are not estimated by standard statistical and business models. This approach supplements the modeling process and supports compliance with the Pillar I and the Internal Capital Adequacy Assessment Process stress testing requirements of the Basel II Accord Improve performance by deploying and running models co-resident with data. Oracle R Enterprise engines run in database, virtually eliminating the need to move data to and from client machines, thereby reducing latency and improving security"

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  • Value Chain Planning in Las Vegas

    - by Paul Homchick
    Several Oracle Value Chain Planning experts will be presenting at the Mandalay Bay Convention Center in Las Vegas, for Collaborate 2010- April 18th- 22nd, 2010. We have five sessions as follows: Monday, April 19, 1:15 pm - 2:15 pm, Breakers H, Roger Goossens VCP Vice President Leveraging Oracle Value Chain Planning for Your Planning Business Transformation Monday, April 19th, 2010- 1.15 pm-2.15 pm, Breakers D, Rich Caballero, CRM Vice President Delivering Superior Customer Service with Oracle's Siebel Service Applications Wednesday, April 21, 2:15 pm - 3:15 pm, Mandalay Bay Ballroom A, Roger Goossens VCP Vice President Value Chain Planning for JD Edwards EnterpriseOne We will also be in the demogrounds, so stop by to see the latest VCP innovations from Oracle and talk to our experts.

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  • New Whitepaper: Planning Your E-Business Suite Upgrade from Release 11i to 12.1

    - by Steven Chan
    [Editor:  This guest article has been contributed by Anne Carlson]Premier Support for Oracle E-Business Suite Release 11i ends in November 2010.  At Oracle OpenWorld last fall, it was standing room only at several EBS upgrade sessions.  Responding to the increased interest in upgrades, I set to work on a new Release 12.1 version of our popular whitepaper, Best Practices for Adopting E-Business Suite, Release 12 (Note 580299.1). Here is that new whitepaper, which features the latest Release 12.1 upgrade planning advice from Oracle's Support, Consulting, Development and IT organizations:Planning Your E-Business Suite Upgrade from 11i to Release 12.1 (Note 987516.1)The paper is directed at IT professionals who are planning, managing, or running a Release 12.1 upgrade project.  After briefly reviewing the Release 12.1 value proposition, the paper launches into specific upgrade planning tips to help you:

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  • ArvinMeritor Sees Business Improvement: Uses Oracle Demand Management, Supply Chain Planning and Tra

    - by [email protected]
    As manufacturers begin repositioning for the economic recovery, they are reevaluating their supply chain networks, extending lean into their supply chains and making logistics visibility a priority. ArvinMeritor leveraged Oracle's Demantra, ASCP and Transportation Management applications to: Optimize operations execution by building consensus-driven demand, sales and operations plans Slash transportation costs by rationalizing shippers, optimizing routes and improving delivery performance Demantra for demand management, forecasting, sales and operations planning and global trade management Advanced Supply Chain Planning for material and capacity planning across global distribution and manufacturing facilities based on consensus forecasts, sales orders, production status, purchase orders, and inventory policy recommendations Transportation Management for transportation planning, execution, freight payment, and business process automation on a single application across all modes of transportation, from full truckload to complex multileg air, ocean, and rail shipments Oracle hosted an 'open-house/showcase" on March 30th, 2010 atArvinMeritor Global Headquarters 2135 West Maple RoadTroy, MI 48084 

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  • Oracle Number One in Supply Chain Planning

    - by Stephen Slade
    Something nice to write home about!  Saw this accomplishment and worth promoting, with special Congrats to the VCP team. Read on: Summary: Oracle is the #1 player in  Supply Chain Planning  according to research firm ARC Advisory Group Details: The report (Source: ARC Advisory Group, “Supply Chain Planning Worldwide Outlook, Market Analysis and Forecast through 2016,” Clint Reiser, Steve Banker), gives Oracle 21.1% of revenue share, compared to SAP, who was second at 18.6%. JDA Software, Aspen, Logility, and Infor were the next players in the market. The total market was valued at $1.506B. ARC counts Software (new license and upgrades), Implementation Services, Maintenance and Support, and SaaS, in its definition. ARC defines supply chain planning to include four key application areas: Extended SCP, Manufacturing Planning, Inventory/Distribution Planning, and Demand Management. Extended SCP consists of Network Design, Capable to Promise, SCP Composites, and Extended Supply Chain BI software. In the report, ARC further gives Oracle the number one spot in both Software Revenues and Services Revenues subsegments, as well as in many vertical areas such as Government, Electronics and Electrical, Medical Products, Pharmaceutical, and Wholesale/Distribution. ARC also issued a forecast, that predicts SCP revenue to grow from $1.506B in 2011 to $2.172B in 2016, with a CAGR of 7.6%. The report has several positive quotes about Oracle, including calling Oracle a “visionary,” and states that “Oracle has leveraged a broad set of home-grown and acquired offerings to create a comprehensive, integrated, yet modular suite with applicability to a wide range of industries,” Blog Link: http://blog.us.oracle.com/marketdata/?97119896  (shawn willett@oracle com)

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  • Enterprise Planning - Part 1

    Today's networked and fast-changing economy challenges traditional spreadsheets and department-oriented planning mechanisms. To be competitive, effective planning needs to connect the organizational value chain in an integrated manner. In this podcast hear about how Oracle's Enterprise Business Planning solutions are enabling organizations to link their strategic, financial, and operational plans to achieve both vertical and horizontal alignment.

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  • PBCS Hyperion Planning in the Cloud Implementation Workshop

    - by Mike.Hallett(at)Oracle-BI&EPM
    Normal 0 false false false EN-GB X-NONE X-NONE MicrosoftInternetExplorer4 Oracle Planning and Budgeting Cloud Service (PBCS) opens up opportunities for organizations of all sizes to streamline planning and forecasting, accelerate deployment, and reduce costs. This one-day in-person workshop is delivered by Oracle Development (free to OPN member partners), and will cover the handoff from selling-to-implementing of PBCS. Although the basic building blocks are the same as with on-premises Planning, there is a paradigm shift when it comes to selling and implementing a Cloud Service solution. The value proposition behind Oracle Planning and Budgeting Cloud Service is all about the deployment model, how it’s sold and how it gets implemented – simplicity, fast adoption and flexible deployment, without sacrificing first-class functionality. To be successful, the entire cycle from sales to implementation should consistently support this value proposition to your clients. This training event is for OPN member partners whose business roles involve presales, implementation consulting, and support. This workshop briefly reviews the sales approach, as background, with emphasis on partner sales support. The main objective is to learn what is needed to successfully implement Oracle Planning and Budgeting Cloud Service once the sales hand off is made – how to leverage your current Hyperion Planning knowledge and use the features designed specifically to build out a Cloud Service solution. This Workshop is being offered at three locations for partners from all countries in EMEA: June 24, 2014: Kista, Sweden June 26, 2014: Reading, United Kingdom June 29-30, 2014 (split days): Dubaï, United Arab Emirates To get more information, to check pre-requisites, and to register, click here. /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0cm 5.4pt 0cm 5.4pt; mso-para-margin-top:0cm; mso-para-margin-right:0cm; mso-para-margin-bottom:10.0pt; mso-para-margin-left:0cm; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;}

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