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• Google Chrome doesn't stay logged in to Google sites when using pinned tabs

  - by Nick T

  Despite checking "stay logged in" or the like on Gmail or Docs, Chrome refuses to do so when I close and re-open it with Google sites pinned. If they're not pinned, it works fine. The "Clear cookies and other site and plug-in data when I close my browser" checkbox in the settings is not checked, and I don't have any cookie exceptions. All settings are defaults. Nor is the incognito mode being used. This occurs on all my computers using Chrome. I have deleted my cookies file (%userprofile%\AppData\Local\Google\Chrome\User Data\Default\Cookies) with no effect (other than losing the logins that ordinarly work fine). Of note is that when I relaunch Chrome with Gmail pinned and it asks me to log in, doing so once will fail (does nothing; no errors), then it will work on the second attempt. If I refresh the window before doing so, it will work on the first attempt.

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• How to identify Draft from Inbox and Sent mails In ALL MAIl mailbox

  - by Subbi

  Hello, I am working on a mail client Application for downloading gmail emails, which uses IMAP C-client library. I want to download emails from "ALLMAIL" mailbox folder. as you know ALLMAIL folder consists of Inbox,Sent Mail and Draft Mails. Here my requirement is to distinguish Draft from Inbox and Sent mails. Usually if we download envelop of emails, that should give email's Draft info. But Gmail is failing to set this draft info. So can you please suggest how to identify draft? Thanks In advance Subbi

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• Setting up Mail (Ubuntu Server 10.04)

  - by Sam

  It seems that mail on my server is functional -- kind of. I have a simple PHP mailer script that is capable of mailing any email address that is not local. e.g [email protected] However, if I try [email protected], it tells me /home/myuser/dead.letter... Saved message in /home/myuser/dead.letter and sometimes You have new mail. What does this mean? Does anyone know what I can do to make my emails actually go through? I'm using google apps for domains -- so basically gmail is hosting my domain's email and I'm not using my own servers for receiving mail. I've set up the nameservers correctly -- I wonder if it's got to do with my sending configuration (what does PHP's mail function normally send with anyway, sendmail?) or maybe it's my receiving configuration -- maybe something makes it act differently for "local" mail

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• Forbid links to open new tabs in Google Chrome

  - by Andrzej

  I'm looking for a solution to forbid links in Google Chrome to open new tabs (in most cases it is a target="_blank" issue). So, I want all links to open pages in currently active tab, not in new tab. I tried a wide range of addons (for ex. "Death to target=_blank") and greasemonkey scripts that are supposed to remove target=_blank attribute but none of them worked. It is extremally anoying when I want to switch between accounts in GMail or navigate from GMail to GDrive. I always get the new tab opened and I need to close last tab manually.

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• How to forbid postfix to send to external domains [closed]

  - by elhoim

  I have a local postfix server, and i want it to only relay emails to the only local domain (localdomain.be): myhostname = localdomain.be mydomain = localdomain.be alias_maps = hash:/etc/aliases alias_database = hash:/etc/aliases myorigin = $myhostname mydestination = $myhostname relay_domains = $mydomain default_transport = smtp relayhost = mynetworks = 127.0.0.0/8 [::ffff:127.0.0.0]/104 [::1]/128 10.0.0.0/24 mailbox_size_limit = 64000000 message_size_limit = 1000000 recipient_delimiter = + inet_interfaces = all inet_protocols = all smtp_host_lookup = native This configuration works fine to allow relay mail locally and on external destination domains, but i would like it to be an impossibility to send to other domains (ie: gmail.com). relay_domains is supposed to ensure that but it does not seem to really filter since i can still send to my gmail address.

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• Do emails from ShoppyBag contain virus or malware ?

  - by Sysadmin Evstar

  I am curious -- when the ShoppyBag virus gets sent to you from a compromised "friend", inside the message is a secret one-pixel IMG unique to your email address --- and when your GMail message pulls up the message and the IMG is loaded from their server and displayed, their server knows you have read the message. At that moment, does it then grab your Gmail address book, the Flash Cookies, and all the Local Shared Objects it can find, i.e. at the instant you READ the message with the ShoppyBag virus, is it already too late? Do you have to Delete it to the Trash , then Delete Forever it , without reading it to be safe?

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• let CRON send emails through SMTP ( debian squeeze )

  - by supernova

  i would like to send emails whenever a cronjob has completed, i read that this is possible with exim4. in /etc/alias i added the line myuser: [email protected] in /etc/exim4/update-exim4.conf.conf i set dc_smarthost='smtp.myserver.ip::25 and in /etc/exim4/passwd.client i set smtp.myserver.ip:[email protected]:mypassword my problem is that i can't see any login at my mailserver, and in the exim logs i saw a few lines with 2012-10-13 09:17:01 1TMvy1-0001fp-F2 ** [email protected] R=nonlocal: Mailing to remote domains not supported 2012-10-13 09:17:01 1TMvy1-0001fr-JE <= <> R=1TMvy1-0001fp-F2 U=Debian-exim P=local S=17426 are there any additional config settings i have to set? edit : i solved the prev. error by running dpkg-reconfigure, but now i'm facing the following error <root@debian> R=dnslookup T=remote_smtp defer (-53): retry time not reached for any host

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• SHOPPYBAG virus

  - by Sysadmin Evstar

  I am curious -- when the ShoppyBag virus gets sent to you from a compromised "friend", inside the message is a secret one-pixel IMG unique to your email address --- and when your GMail message pulls up the message and the IMG is loaded from their server and displayed, their server knows you have read the message. At that moment, does it then grab your Gmail address book, the Flash Cookies, and all the Local Shared Objects it can find, i.e. at the instant you READ the message with the ShoppyBag virus, is it already too late? Do you have to Delete it to the Trash , then Delete Forever it , without reading it to be safe?

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• How to build web bases Emails using php [closed]

  - by user11882

  Hi friends, How to build web bases email client, using php like yahoo , gmail any body knows about it , please help me i want to do recive emails ,send emails Thanks Panidarapu

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• Is there a way to manage browser [chrome] session cookies with a fast toggle for multiple users?

  - by ResoluteHiker

  I feel I should go into more detail. My wife and I share a laptop and browse email. Currently we keep coming back to each others gmail accounts, having to log out and log back in. Are there any good extensions or addons that would allow us to toggle back and forth between these? This does not necessarily need to apply to just gmail but include any cookie, session, etc. I'd be willing to use Firefox if such an extension exists on it as well. Much appreciated!

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• Ougoing telnet: Unable to connect to remote host: Connection refused

  - by brendan

  I am trying to telnet from Ubuntu server (running Maverick) on ec2 to another machine I have set up not on ec2 - we'll call it "server-x". The two machines are connected via vpn. I can ping from the ec2 machine to server-x no problem. On another machine also on the vpn but also not on ec2 I can telnet to server-x without issue so it is accepting incoming connections on that port. But when I run telnet from the ubuntu instance to server-x I get : ubuntu@ip-10-111-11-11:~$ telnet 5.1.1.1 9143 Trying 5.1.1.1... telnet: Unable to connect to remote host: Connection refused Other telnets work like this: ubuntu@ip-10-111-11-11:~$ telnet imap.gmail.com 993 Trying 173.194.76.108... Connected to gmail-imap.l.google.com. Escape character is '^]'. I have disabled ufw on the ubuntu machine. Is there anything else that can be blocking this outgoing connection? I tried adding the outgoing port to iptables but I'm not certain I'm doing that right.

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• How do I setup sendmail, postfix, or dovecot so that perl can send emails?

  - by M. Tibbits

  Direct Question: I want to enable Perl to send emails. What package(s) should I install to setup a simplistic email server: no need for incoming, only outgoing. I can forward through gmail's SMTP if that's best? Background: I am programmer with a nightly build script written in Perl. I would like to email myself the results of my nightly builds (especially if there's an error). I've read about the perl package Mail::Sendmail briefly, but if something else is more appropriate, please tell me!! I tried the simple aptget install sendmail, but that doesn't seem to work. I get the following errors: Server said: 421 4.3.0 collect: Cannot write ./dfp1PFXl7W020719 (bfcommit, uid=0, gid=120): No such file or directory message transmission error (421 4.3.0 collect: Cannot write ./dfp1PFXl7W020719 (bfcommit, uid=0, gid=120): No such file or directory ) Server said: 421 4.3.0 collect: Cannot write ./dfp1PFXl7W020719 (bfcommit, uid=0, gid=120): No such file or directory I've googled this problem a bit and tried a few things -- adding my username to /etc/mail/trusted-users and such, but to no avail. In other words, I would be most grateful if you could provide simple instructions for setting up an outgoing mail server. I really don't understand the specifics, but as I understand, I need to forward the mail through an existing SMTP server -- so I can use my gmail account if need be (that's where I want to send the logs anyway). Any suggestions would be most greatly appreciated.

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• Prevent mail flagged as spam when switching mail servers (new SPF records)?

  - by Jakobud

  For our business, we send out a significant amount of newsletter alerts to customers that sign up for it on our website. We used to send this mail directly from our web server via PHP. But because the web server limited us to the number of emails we could send per day, we purchased a VM server at a different host (that doesn't throttle email) and we are going to use that account solely for sending out the emails. Anyways, now that the SPF records are going to be different from what they used to be and the source mail server is different, what steps need to be taken to prevent these emails being flagged as spam? I know in Gmail, it's pretty smart about determining if the person actually sending the email is sending it from the server it expects (for flagging Phishing emails, etc). We don't want that to happen to our emails. Just sending a couple test emails out, Gmail's shows the SPF record saying: Authentication-Results: mx.google.com; spf=neutral (google.com: XXX.XXX.23.176 is neither permitted nor denied by best guess record for domain of [email protected]) [email protected] So is there anything we need to do with regards to SPF records as we move forward?

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• Do I need social networks to be an expert developer? [closed]

  - by Gerald Blizzy

  This question may sound odd, but do I need twitter, facebook and google+ if I am a web-developer? I see many expert developers nowadays using it in working order. It seems like it's harder to stay in touch with customers, co-workers and potential customers if you don' use social networks. Am I right? Reason why I ask is that I am totally not a facebook/twitter person, I find it boring and annoying. I understand that linkedin is usefull for career, but what about twitter and facebook? Are they needed for web-developer career? What I am trying to ask is if I only use linkedin, own portfolio website, google talks, gmail and something like github, would I actually miss anything professionally/job-wise? My thoughts are that I can just have my portfolio website where I list all my projects aswell as contacts page with my google talks/gmail account. It can suit both fulltime job, freelance and own projects. So this way email and google talks is just enough. Am I right or not? Thanks in advance!

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• How can I call a URL as a cron job in Webmin?

  - by EmmyS

  (Possibly this belongs on stackoverflow, although it's not really a programming issue since the code works when run directly. If it needs to be moved, though, no problem.) I have a PHP file (which consumers a National Weather Service web service via SOAP, if it matters) that I need to run on a scheduled basis. I'm trying to set up a cron job in Webmin. If I use an absolute path to the file in the Command field, when I run it I get some strange errors: /var/www/html/mysite.com/test/ndfdXMLclient.php: line 1: ?php: No such file or directory /var/www/html/mysite.com/test/ndfdXMLclient.php: line 2: //: is a directory /var/www/html/mysite.com/test/ndfdXMLclient.php: line 3: //DOCUMENTATION: No such file or directory /var/www/html/mysite.com/test/ndfdXMLclient.php: line 4: //: is a directory /var/www/html/mysite.com/test/ndfdXMLclient.php: line 5: syntax error near unexpected token `"running client code",' /var/www/html/mysite.com/test/ndfdXMLclient.php: line 5: `error_log("running client code", 1, "[email protected]");' The actual code in my file for those 5 lines looks like this: <?php // *************************************************************************** //DOCUMENTATION FROM WEATHER.GOV ALL STORED IN xmlClientComments.txt // *************************************************************************** error_log("running client code", 1, "[email protected]"); The code runs perfectly fine when I run it directly in my browser, so why doesn't webmin recognize it as code? (The same thing happens if I enter the actual URL in the command field - http://mysite.com/test/ndfdXMLclient.php.) I've never worked with webmin before; most of our hosts' cron control panels allow cron jobs to run PHP files like this with no issue. Is there some trick to getting webmin to read php as actual php?

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• A new clients come into my web agency. How to configure email and social accounts to work better? [on hold]

  - by Marco Panichi

  I created websites for many years but still have not found the right way to organize all the email and social accounts of every clients. I mean, every web agency follows dozens of customers. Each client needs at least Google Analytics, AdWords, a Facebook page, a Twitter profile, a Youtube channel, probably a listing on Google Places and maybe a Mail Chimp (or similar) account. The web agency, in my opinion, must own these accounts, use them to deliver results to the customer and -of course- make them available to the customer for two reasons: - The customer must be able to see how things are going - The client must have the ability to change web agency without suffering The web agency, however, has many problems in having all of these accounts. For example, I like the idea of having a Gmail account for each client and from that account use all the products of Google. But is not possible to create more than many Gmail account from the same ip address and with the same phone number. The web agency could invite the customer to create his own accounts but: - This is not necessary a value for the customer (indeed...) - The web agency would manage them, however, from the same ip address, incurring in problems - If phone verification occurs, the web agency has to disturb the customer for verification Have you the same problem? How to solve it?

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• /lib/i386-linux-gnu/libc.so.6 causing segmentation fault & session crash

  - by Fred Zimmerman

  I am having repeated and frequent crashes ending session whenever I take certain actions such as loading gmail under Chrome. Oddly, the same is not happening when I go to gmail under Chrome. After rooting around in /var/logs it appears to me that he trigger is something to do with libc.so.6 (see below). How can I fix this? 23936.947] [ 23936.947] Backtrace: [ 23936.948] 0: /usr/bin/X (xorg_backtrace+0x49) [0xb7745089] [ 23936.948] 1: /usr/bin/X (0xb75bf000+0x189d7a) [0xb7748d7a] [ 23936.948] 2: (vdso) (__kernel_rt_sigreturn+0x0) [0xb759c40c] [ 23936.948] 3: /usr/bin/X (0xb75bf000+0xfade7) [0xb76b9de7] [ 23936.948] 4: /usr/bin/X (ValidatePicture+0x1d) [0xb76bcb8d] [ 23936.949] 5: /usr/bin/X (CompositePicture+0xc3) [0xb76bcc83] [ 23936.949] 6: /usr/lib/xorg/modules/drivers/intel_drv.so (0xb6f18000+0xcf542) [0xb6fe7542] [ 23936.949] 7: /usr/bin/X (0xb75bf000+0x10b1d7) [0xb76ca1d7] [ 23936.949] 8: /usr/bin/X (CompositeGlyphs+0xc4) [0xb76b6d84] [ 23936.949] 9: /usr/bin/X (0xb75bf000+0x104956) [0xb76c3956] [ 23936.949] 10: /usr/bin/X (0xb75bf000+0xfe6f1) [0xb76bd6f1] [ 23936.949] 11: /usr/bin/X (0xb75bf000+0x3798d) [0xb75f698d] [ 23936.949] 12: /usr/bin/X (0xb75bf000+0x253ba) [0xb75e43ba] **[ 23936.950] 13: /lib/i386-linux-gnu/libc.so.6 (__libc_start_main+0xf3) [0xb721d4d3] [ 23936.950] 14: /usr/bin/X (0xb75bf000+0x256f9) [0xb75e46f9] [ 23936.950] [ 23936.950] Segmentation fault at address 0x155 [ 23936.950] Caught signal 11 (Segmentation fault). Server aborting [ 23936.950] Please consult the The X.Org Fou**ndation support at http://wiki.x.org for help. [ 23936.950] Please also check the log file at "/var/log/Xorg.0.log" for additional information.

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• Unwanted Chinese language got set in system settings

  - by Registered User

  I was discussing on the Ubuntu users list how to type in in Hindi (Indic language) in Libre Office and about a package installation problem. I have made some changes in system settings, following suggestions by some users. However, this morning when I did a reboot I am unable to see English as my default language. My system is showing some Chinese characters which I do not understand. All I wanted was to use Libre Office for a particular document in Hindi. What happened is that even Gmail is opening in Chinese. The system settings folder and others are also opening in Chinese. I am unable to use the system now. I have uploaded the snapshots here: please have a look. Upon a reboot, I was asked to rename all folders. Gmail opening in Chinese This is how menu on my system looks: half English and half Chinese Notice that in the third snapshot the calendar and menu are appearing in Chinese. I want the original US English menus and folder names back. I just wanted to type a document with Lohit Hindi font in Libre Office. I use Ubuntu 11.10. I do not use Unity, only Gnome desktop. I installed gnome-session-fallback a long time back and have been using that ever since. How do I get back to all English submenus and English folder names? I have a US English Keyboard and I use only US English. This thing which is now somehow set is unwanted.

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• How do I dissuade users from using the same password with similar systems?

  - by Resorath

  I'm building a web application that connects to other web services (using strictly anonymous binding, so no user passwords are being used). However the web application maintains its own users itself, and is required to ask certain details such as e-mail addresses and public linking information to these other web services (for example, a username but not a password). I want to deter or prevent users from reusing passwords in my application that they have also used in the applications I'm linking to. For example, if I ask for their e-mail and provide me with their gmail address, I don't want them using their gmail password for my system. Another example would be reusing a password to a linked system in which they also gave me their username. One idea I had was to simply try using the information they gave me, along with the password they are trying to store and log in to these external web applications to test the password - then immediately unbind if I was successful and ask the user to use a different password. However I suspect there is a host of morale and legal issues there. The reason this is a big deal to me is accountability. My application is simply not funded enough to invest properly in security around user passwords. A salted, hashed password in a public SQL-like database is as secure as it gets. So if passwords and linked usernames or e-mails get out, I don't want my userbase compromised.

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• JavaScript and the User Experience

  5 sites I commonly vist at home: Google.com Gmail.com Linkedin.com Capella.edu Codeplex.com All of the top 5 sites I visit at home use JavaScript and is applied in various ways for various reasons. Gmail and Google make use of Ajax to retrieve information without the user having to call another page. In addition, all 5 of the websites use JavaScript to enhance a user's experience. Examples of this can be found in content rotation on Capella's main site and the displaying and hiding of specific content sections from within our course room. Codeplex uses Ajax and JavaScript to show dynamic content on its homepage and allow users to page through the data. I think there use of JavaScript is well placed and enhances the viewing experience of the user because it reduces the amount of interaction a user has to perform for them to obtain information they are looking to see. I have used JavaScript in various ways. One of the most memorable ways was to enable an HTML table to be able to have its rows paged and sorted based on the values in each table row.  

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• What tools do I have to disuade users from using the same password with similar systems?

  - by Resorath

  I'm building a web application that connects to other web services (using strictly anonymous binding, so no user passwords are being used). However the web application maintains its own users itself, and is required to ask certain details such as e-mail addresses and public linking information to these other web services (for example, a username but not a password). I want to deter or prevent users from reusing passwords in my application that they have also used in the applications I'm linking to. For example, if I ask for their e-mail and provide me with their gmail address, I don't want them using their gmail password for my system. Another example would be reusing a password to a linked system in which they also gave me their username. One idea I had was to simply try using the information they gave me, along with the password they are trying to store and log in to these external web applications to test the password - then immediately unbind if I was successful and ask the user to use a different password. However I suspect there is a host of morale and legal issues there. The reason this is a big deal to me is accountability. My application is simply not funded enough to invest properly in security around user passwords. A salted, hashed password in a public SQL-like database is as secure as it gets. So if passwords and linked usernames or e-mails get out, I don't want my userbase compromised.

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• SQL SERVER – Top 10 “Ease of Use” Features of expressor Studio

  - by pinaldave

  expressor Studio is new data integration platform that is being marketed as the most easy to use tool of its kind.  But “easy to use” can be a relative term – an expert can find a very complex system easy, but a beginner might be stumped.  A recent article online discussed exactly what makes expressor Studio so easy use, and here is my view on this subject. Simple Installation There is one pop-up for one .exe file, and nothing more.  You can’t get much simpler than this.  It is also in the familiar Windows design, so there should be no surprises. No 3rd party software dependency Have you ever tried to download software, only to be slowed down by the need to download a compatible system to run the program, and another to read the user manual, and so on?  expressor Studio was designed specifically to avoid this problem. Microsoft Office Like Ribbon Bar and Menus As mentioned before, everything is in the familiar Windows design, from the pop up windows to the tool bars and menus.  There should be no learning curve for using this program, or even simply trying to navigate around a new system. General Development Design Interface This software has been designed to be simple and straightforward.  Projects can be arranged in a simple “tree” design, that is totally collapsible and can easy be added to or “trimmed” with a click of a button.  It was meant to be logical and easy to follow. Integrated Contextual Help This is a fancy way of saying that you can practically yell “help!” if you do get stuck on something.  Solving a problem is as simple as highlighting and hitting F1 for contextual help. Visual Indicators and Messages Wouldn’t it be nice to know exactly where something has gone wrong before trying to complete a project.  expressor Studio has a built in system to catch mistakes and highlight them in a bright color, flash a warning message, and even disable functions before you can continue – and possibly lose hours of work. Property Inputs and Selectors Every operator will have a list of requirements that need to be filled in.  But don’t worry; you won’t have to make stuff up to fill in the boxes.  Each one will have a drop-down menu with options to choose from – but not too many as to be confusing. Connection Wizards Configuring connections can be the hardest part of a project.  But not with the expressor Studioconnection wizard.  A familiar, Windows-style menu will walk you through connections so quickly you’ll forget what trouble it used to be. Templates With large, complex projects, a majority of your time is often spent simply setting up the files and inputting data.  But expressor Studio allows you to create one file and then save it as a template, saving you hours of boring data input. Extension Manager Let’s say that you need a little more functionality or some new features on your program. A lot of software requires you to download complex plug-ins that need to be decompressed and installed.  However, expressor Studio has extended its system to an Extension Manager, which allows for quick and easy installation of the functionality you need, without the need to download and decompress. Reference: Pinal Dave (http://blog.sqlauthority.com) Filed under: PostADay, SQL, SQL Authority, SQL Query, SQL Server, SQL Tips and Tricks, SQL Utility, T SQL, Technology

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• ArchBeat Link-o-Rama for 2012-08-30

  - by Bob Rhubart

  Next Generation Mobile Clients for Oracle Applications & the role of Oracle Fusion Middleware | Manish Palaparthy Manish Palaparthy examines some of Oracle's mobile applications, and takes a look at the underlying technology. Master Data Management: A Foundation for Big Data Analysis | Manouj Tahiliani "Businesses that have embraced MDM to get a single, enriched and unified view of Master data by resolving semantic discrepancies and augmenting the explicit master data information from within the enterprise with implicit data from outside the enterprise like social profiles will have a leg up in embracing Big Data solutions. This is especially true for large and medium-sized businesses in industries like Retail, Communications, Financial Services, etc that would find it very challenging to get comprehensive analytical coverage and derive long-term success without resolving the limitations of the heterogeneous topology that leads to disparate, fragmented and incomplete master data." — Manouj Tahiliani Architect Day: Boston - Agenda Update Here's the latest updated information on the session schedule and content for Oracle Technology Network Architect Day in Boston, MA on September 12, 2012. Registration is open, but seating is limited. OTN Architect Day: Boston is being held on Wednesday September 12, 2012, 8:00 a.m. – 5:00 p.m., at the Boston Marriott Burlington, One Burlington Mall Road, Burlington, MA 01803. Integrating Coherence & Java EE 6 Applications using ActiveCache | Ricardo Ferreira The seamless integration between Oracle Coherence and Oracle WebLogic Server "provides a comprehensive environment to develop applications without the complexity of extra Java code to manage cache as a dependency," explains Ricardo Ferreira, "since Oracle provides a DI (Dependency Injection) mechanism for Coherence, the same DI mechanism available in standard Java EE applications. This feature is called ActiveCache." Ricardo shows you how to configure ActiveCache in WebLogic and your Java EE application. Cloud Infrastructure has a new standard from the DMTF "Unlike a de facto standard where typically one vendor has change control over the interface, and everyone else has to reverse engineer the inner workings of it, [Cloud Infrastructure Management Interface (CIMI)] is a de jure standard that is under change control of a standards body. One reason the standard took two years to create is that we factored in use cases, requirements and contributed APIs from multiple vendors. These vendors have products shipping today and as a result CIMI has a strong foundation in real world experience." Oracle GoldenGate 11g Release Launch Webcast- September 12 The new release of Oracle GoldenGate 11g is now available for major databases and platforms. Register for this webcast and live Q&A with product experts to learn about the solution's new features. September 12, 2012. 8:00am AM and 10:00AM PT. Speakers: Doug Reid (Director, Product Management, Oracle GoldenGate), Irem Radzik (Director, Product Marketing, Oracle Data Integration Products) Thought for the Day "[When] asking skilled architects…what they do when confronted with highly complex problems… [they] would most likely answer, 'Just use Common Sense.' [A] better expression than 'common sense' is 'contextual sense'—a knowledge of what is reasonable within a given context. Practicing architects through eduction, experience and examples accumulate a considerable body of contextual sense by the time they're entrusted with solving a system-level problem…" — Eberhardt Rechtin (January 16, 1926 – April 14, 2006) Source: SoftwareQuotes.com

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• Personal Financial Management – The need for resuscitation

  - by Salil Ravindran

  Until a year or so ago, PFM (Personal Financial Management) was the blue eyed boy of every channel banking head. In an age when bank account portability is still fiction, PFM was expected to incentivise customers to switch banks. It still is, in some emerging economies, but if the state of PFM in matured markets is anything to go by, it is in a state of coma and badly requires resuscitation. Studies conducted around the year show an alarming decline and stagnation in PFM usage in mature markets. A Sept 2012 report by Aite Group – Strategies for PFM Success shows that 72% of users hadn’t used PFM and worse, 58% of them were not kicked about using it. Of the rest who had used it, only half did on a bank site. While there are multiple reasons for this lack of adoption, some are glaringly obvious. While pretty graphs and pie charts are important to provide a visual representation of my income and expense, it is simply not enough to encourage me to return. Static representation of data without any insightful analysis does not help me. Budgeting and Cash Flow is important but when I have an operative account, a couple of savings accounts, a mortgage loan and a couple of credit cards help me with what my affordability is in specific contexts rather than telling me I just busted my budget. Help me with relative importance of each budget category so that I know it is fine to go over budget on books for my daughter as against going over budget on eating out. Budget over runs and spend analysis are post facto and I am informed of my sins only when I return to online banking. That too, only if I decide to come to the PFM area. Fundamentally, PFM should be a part of my banking engagement rather than an analysis tool. It should be contextual so that I can make insight based decisions. So what can be done to resuscitate PFM? Amalgamation with banking activities – In most cases, PFM tools are integrated into online banking pages and they are like chapter 37 of a long story. PFM needs to be a way of banking rather than a tool. Available balances should shift to Spendable Balances. Budget and goal related insights should be integrated with transaction sessions to drive pre-event financial decisions. Personal Financial Guidance - Banks need to think ground level and see if their PFM offering is really helping customers achieve self actualisation. Banks need to recognise that most customers out there are non-proficient about making the best value of their money. Customers return when they know that they are being guided rather than being just informed on their finance. Integrating contextual financial offers and financial planning into PFM is one way ahead. Yet another way is to help customers tag unwanted spending thereby encouraging sound savings habits. Mobile PFM – Most banks have left all those numbers on online banking. With access mostly having moved to devices and the success of apps, moving PFM on to devices will give it a much needed shot in the arm. This is not only about presenting the same wine in a new bottle but also about leveraging the power of the device in pushing real time notifications to make pre-purchase decisions. The pursuit should be to analyse spend, budgets and financial goals real time and push them pre-event on to the device. So next time, I should know that I have over run my eating out budget before walking into that burger joint and not after. Increase participation and collaboration – Peer group experiences and comments are valued above those offered by the bank. Integrating social media into PFM engagement will let customers share and solicit their financial management experiences with their peer group. Peer comparisons help benchmark one’s savings and spending habits with those of the peer group and increases stickiness. While mature markets have gone through this learning in some way over the last one year, banks in maturing digital banking economies increasingly seem to be falling into this trap. Best practices lie in profiling and segmenting customers, being where they are and contextually guiding them to identify and achieve their financial goals. Banks could look at the likes of Simple and Movenbank to draw inpiration from.

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• Disabling the right-click sub menu using JQuery

  - by nikolaosk

  Recently I needed to disable the right-click contextual menu in an HTML page for a very simple HTML application I was creating for a friend.This is going to be a short post where I will demonstrate how to disable the right-click contextual menu.I will use the very popular JQuery Library. Please download the library (minified version) from http://jquery.com/downloadPlease find here all my posts regarding JQuery.In this hands-on example I will be using Expression Web 4.0.This application is not a free application. You can use any HTML editor you like.You can use Visual Studio 2012 Express edition. You can download it here. I am going to create a very simple HTML 5 page with some text and an image. The HTML markup for the page follows. <!DOCTYPE html><html lang="en">  <head>    <title>HTML 5, CSS3 and JQuery</title>        <meta http-equiv="Content-Type" content="text/html;charset=utf-8" >    <link rel="stylesheet" type="text/css" href="style.css">     <script type="text/javascript" src="jquery-1.8.2.min.js">        </script><script type="text/javascript"> (function ($) { $(document).bind('contextmenu', function () { return false;}); })(jQuery); </script>       </head>  <body>      <div id="header">      <h1>Learn cutting edge technologies</h1>      <h2>HTML 5, JQuery, CSS3</h2>    </div>      <figure>  <img src="html5.png" alt="HTML 5"></figure>        <div id="main">          <h2>HTML 5</h2>                        <article>          <p>            HTML5 is the latest version of HTML and XHTML. The HTML standard defines a single language that can be written in HTML and XML. It attempts to solve issues found in previous iterations of HTML and addresses the needs of Web Applications, an area previously not adequately covered by HTML.          </p>          </article>      </div>             </body>  </html> This is the JQuery code, I use (function ($) { $(document).bind('contextmenu', function () { return false;}); })(jQuery); I simply disable/cancel the contextmenu event.When I load the simple page on the browser and I right-click the context menu does not appear.Hope it helps!!!

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