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• You Need BRM When You have EBS – and Even When You Don’t!

  - by bwalstra

  Here is a list of criteria to test your business-systems (Oracle E-Business Suite, EBS) or otherwise to support your lines of digital business - if you score low, you need Oracle Billing and Revenue Management (BRM). Functions Scalability High Availability (99.999%) Performance Extensibility (e.g. APIs, Tools) Upgradability Maintenance Security Standards Compliance Regulatory Compliance (e.g. SOX) User Experience Implementation Complexity Features Customer Management Real-Time Service Authorization Pricing/Promotions Flexibility Subscriptions Usage Rating and Pricing Real-Time Balance Mgmt. Non-Currency Resources Billing & Invoicing A/R & G/L Payments & Collections Revenue Assurance Integration with Key Enterprise Applications Reporting Business Intelligence Order & Service Mgmt (OSM) Siebel CRM E-Business Suite On-/Off-line Mediation Payment Processing Taxation Royalties & Settlements Operations Management Disaster Recovery Overall Evaluation Implementation Configuration Extensibility Maintenance Upgradability Functional Richness Feature Richness Usability OOB Integrations Operations Management Leveraging Oracle Technology Overall Fit for Purpose You need Oracle BRM: Built for high-volume transaction processing Monetizes any service or event based on any metric Supports high-volume usage rating, pricing and promotions Provides real-time charging, service authorization and balance management Supports any account structure (e.g. corporate hierarchies etc.) Scales from low volumes to extremely high volumes of transactions (e.g. billions of trxn per hour) Exposes every single function via APIs (e.g. Java, C/C++, PERL, COM, Web Services, JCA) Immediate Business Benefits of BRM: Improved business agility and performance Supports the flexibility, innovation, and customer-centricity required for current and future business models Faster time to market for new products and services Supports 360 view of the customer in real-time – products can be launched to targeted customers at a record-breaking pace Streamlined deployment and operation Productized integrations, standards-based APIs, and OOB enablement lower deployment and maintenance costs Extensible and scalable solution Minimizes risk – initial phase deployed rapidly; solution extended and scaled seamlessly per business requirements Key Considerations Productized integration with key Oracle applications Lower integration risks and cost Efficient order-to-cash process Engineered solution – certification on Exa platform Exadata tested at PayPal in the re-platforming project Optimal performance of Oracle assets on Oracle hardware Productized solution in Rapid Offer Design and Order Delivery Fast offer design and implementation Significantly shorter order cycle time Productized integration with Oracle Enterprise Manager Visibility to system operability for optimal up time

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• Different Flavors of Leases Back On

  - by Theresa Hickman

  Given the continued interest regarding the proposed changes to Lease Accounting, I decided to write another entry on this controversial topic with colorful commentary from our resident accounting expert, Seamus Moran. Background (A History Lesson) Back in 1976, the FASB issued FAS 13, “Accounting for Leases” that permitted leases to be either an operating lease or capital (finance) lease. In substance, operating leases are a form of off-balance sheet financing. According to Seamus, operating leases date back to the launch of the Boeing 707 in the 1950s.  Because the aircraft was so much more expensive than previous aircrafts, the industry came up with the operating lease concept to accommodate these jet liners that dominated air transport.  How it worked was the bank would buy the plane and lease it to the airline.  Because the bank never controlled or flew the plane, they never placed the asset on their balance sheet, and because the airline never owned the plane, they didn’t place it on their balance sheet either. They simply treated the monthly lease payments as rental expenses on the P&L.   August 2010 Original Lease Accounting Changes In August 2010, FASB and IASB decided to overhaul lease accounting as part of their joint commitment “to insure that investors and other users of financial statements are provided useful, transparent, and complete information about leasing transactions in the financial statements.”  Some say that the current lease accounting standards are broken because it keeps assets off the balance sheet, hidden from investors’ view. The original proposal abolished operating leases and only permitted capital leases where all leases would be recorded on the balance sheet as assets and liabilities. The asset side would reflect the right to use the asset for the leased term, and the liability side would reflect the obligation to make lease payments.   Why Companies Were Freaking Out According to the SEC, the financial impact of the aforementioned lease changes was estimated to add more than $1.3 trillion of operating lease obligations to corporate balance sheets. Many companies in various industries, especially retail, are concerned because the changes are significant and will impact existing leases with no grandfather clause for existing operating leases. Of course, the banks and airlines I mentioned earlier really hate this because neither wants to report the airplane (now costing around $60 M) as an asset. Regular companies were concerned that they would have to report routine short term leases of real estate or equipment as fixed assets, even though they were really just longer term rentals.  One company we spoke to leased roadside billboards, and really did not consider them to be fixed assets in any way. Obviously, these changes would have had a profound and lasting effect on a company’s financial and real estate strategies and significantly impact its financial statements.  Financial statements would show higher depreciation and interest expense with significantly higher total assets and debt. In terms of financial metrics, they’re negatively impacted. It would raise a company’s debt-to-capital ratio to reflect the higher debt compared to equity, it would negatively impact their return-on-assets because now companies will appear more asset intensive, and it will decrease EPS, lowering shareholder ROI. Feb. 2011 Recent Update The comment period on leases closed in December 2010. The FASB and the IASB have met several times since then and published their initial responses to the input they received from the various interested parties.  They are “redeliberating” the principles involved in Lease Accounting.  Some of the issues they are looking at include: The core definition of a lease.  This will articulate principles on what is a lease and what is “not-a-lease.” One theory or supposition is that they might define a lease as the transfer of certain but not all major ownership attributes for a certain period of time.  So a year’s lease of an aircraft might be a “lease,” but a year’s lease of half a floor in an office building would be “not-a-lease.”  The ownership attributes transferred from the core owner to the user are different; the airline must maintain, paint, and do whatever it needs to do on the aircraft. However, the office renter will have strictly limited rights in respect to the rented space. The differences between a lease contract and service contract.  Even if they call them “leases” for the purpose of commercial law, a service contract might not be accounted for as a lease. The accounting to be done by the lessee.  They would define when the bank or landlord would retain the asset on their balance sheet, and perhaps by implication, when the lessor would not need to include the asset on theirs.  So if the finance house keeps the airplane or office on their balance sheet, the tenant doesn’t need to.  I’m not sure that I can draw the opposite conclusion where the finance house doesn’t report but the tenant must. The difference, if any, between a financing lease and other leases, and the implications to the accounting. The present value calculation when renewable terms exist. They have reduced the circumstances in which one must look at the renewable terms of a lease in calculating the present value.  In most circumstances, you will use the lease term rather than the potential renewable term. Their latest discussion this past week with the contents of the discussion was not available at the time of me writing this entry.  For more details, the results of the discussions are posted on both the FASB and the IASB websites. Implied Software Changes Whatever the final rules turn out to be, all ERP systems, such as Oracle E-Business Suite, PeopleSoft Enterprise, JD Edwards, and Oracle Hyperion will need to change their software to accommodate the new rules. The following lists some changes that might have to be made to accounting software depending on what the final standards will be in June 2011: Lease tracking may require modifications with tracking of additional lease details that might require a centralized repository to maintain Accounting may need to be modified as there are many changes to how capital leases and the new “other than finance” leases are accounted for both on the lessee and lessor side.  For example, valuation, amortization, and disclosure will be considerably different requiring different types of data to be captured. Companies may need to modify their chart of accounts depending on how they want to track leases, which could then impact financial reporting and consolidation Business processes may require changes which could then impact internal controls Software applications may need to perform more advanced computations on leases Reports and KPIs may need to reflect new operating metrics Hold Onto Your Seats           Before you redo all your lease agreements and call your software vendors asking when the changes to the software will be made, remember that the rules are not finalized yet, and from appearances, will not reflect the proposals in the exposure draft.  Not only are there objections to putting the operating lease assets on anyone’s balance sheet, there are lots of objections to subjectivity and the data required for the valuation.  According to Seamus, there is huge opposition from New York bankers, the airlines, the EU, the Communist Party of China (since it impacts their exporting business), and Republicans (hearing complaints from small and large businesses). Even if everyone can agree on the proposed changes, 2013 might be the earliest that companies would need to change how they report leases. The Boards will finish their deliberations in April, May or June 2011.  As we’ve seen with other Exposure Drafts, if the changes are minor and the principles met the General Acceptance consensus criteria, the Standard could be finalized at that time.  However, if substantial changes are made, a fresh exposure draft, comment period, and review period might be involved, too. Seamus added an interesting perspective. Even if the proposed changes do pass, don’t you think our customers, such as Boeing, GE Capital, United Airlines, etc. will be clever enough to come up with a new kind of financing arrangement that complies with the new accounting? How about the large retail customers, such as Best Buy and Macerich? Don’t you think they might simply cut deals around retail locations with new contracts that prevent their leases from being capital leases? Instead of blindly adapting the software to meet the principles outlined in the final standard, our software needs to accommodate how businesses will respond to the new rules. We cannot know our customers’ responses until the rules are finalized. Oracle is aware of the potential changes and is staying abreast of the developments through our domain expertise staff, our relationship with customers, our market awareness, and, of course, our relationships with the Big 4. This is part of our normal process with respect to worldwide regulatory compliance. Oracle products have been IFRS and GAAP compliant for years and we will continue to maintain those standards going forward.

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• Can Near Field Communications (NFC) Benefit your Supply Chain?

  - by Stephen Slade

  Leading firms continue to leverage the latest tools and technologies to drive performance especially around minimizing transaction costs. With razor thin margins in manufacturing and distribution, the leading producers are resorting to Near Field Communications to gain efficiencies.  In this week’s CIO magazine (Apr1, 2012, pg.30, see http://www.cio.com)  Lauren Brousell talks of the things you need to know to make a more informed decision with NFC.  Sandy Shen of Gartner says NFC appeals because "it supports any services that requires data transfer and authentication' 1. NFC is Cheap and Easy - short range transmitting technology connecting smartphones to data transfer. 2. Adoption Seems Inevitable - more merchants will use NCF for payments in the futures. Wallets are becoming obsolete. 3. It's a Hot Potato for Enterprise - Business with credit card companies and cell phone providers are debating who handles the billing process. 4. It's in use Overseas. Japan uses FeliCa to pay by smartphone. In the US, billing agreements are causing territorial conflict. 5. Security Risks Come Standard. As people lose HH devices, security will be an ongoing concern. Credentials and timeout features and alleviate to some extent. My prediction: In 5 years, we won't have wallets in our pockets.  Our secure and all-powerful smart phones will be our electronic portable banks and execute the transaction for us based on our preferences and propensities and electronically execute the transaction for the supply chain.

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• Good Freelance models for web developers

  - by Matthew Underwood

  I am a web developer with four years of experience in PHP, MYSQL and experience in Javascript etc. One day I hope to develop a freelance career in web development. Areas of freelance that I am thinking of going towards includes Wordpress, Magento development along with bespoke applications. I am also thinking of doing some consultancy work for clients and businesses when I build up some more experience and technical knowledge. I want to offer a web development service to potential clients that plays on my strengths in what I know but most importantly has a market. Web development can cover so many subjects that its difficult to pick out the areas that have demand. I am also curious to find out if web developers offer services that bring in a monthly income e.g application maintenance or database maintenance? Is there a market for certain areas like WordPress plugins or bespoke applications? Are there certain things to avoid because of work duration, unrealistic client expectations or the fact that its impossible to find a market for it? As professional and experienced freelance web developers have you learned some important do's and don'ts? Is there certain services that the majority of web developers offer because its in high demand? This is the one area of web development freelancing that I cant get my head around. I know there is never a definitive answer but there must be some good practises and general consensus on this subject. Web designers design websites they offer a lump sum and get paid monthly sometimes to add new content, PPC and SEO consultants market sites to the top this will involve monthly payments, web development doesn’t seem so clear cut.

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• Self hosted PHP shopping cart with no storefront?

  - by Question

  I am looking for a shopping cart to implement on a simple website instead of the default paypal cart that is used with their add to cart buttons (I don't like the non-styeable new tab/window cart). However, I really like the ability to simply add the buttons to existing pages. I do not have a lot of products and do not want to deal with a storefront and complex templates. The main features I need: Self-hosted Easy to implement with existing website (copy and paste button code, etc.) Ability to have variations on one button with different prices (dropdown with sizes, colors, etc.) Ability to track inventory and disallow out of stock orders Ability to pass cart details to PayPal Website Payments Standard I have seen most of the large storefront options: oscommerce, zencart, cubecart, opencart, prestashop, magento, cs-cart, lemonstand, etc. but these are way more than I need. I don't need the storefront or customer accounts or templated pages, etc. I have seen e-junkie, which is not far off from what I would like, but it is not self-hosted and I would prefer an in-site cart (or dynamic overlay cart) rather than a lightbox or new tab/window cart. I also love the paypal minicart and its implementation, but there is no way to track inventory. So, does anyone have any recommendations that might meet these requests?

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• CodePlex Daily Summary for Wednesday, June 11, 2014

  CodePlex Daily Summary for Wednesday, June 11, 2014Popular Releasescrashme: crashme 2.8.4 for 64 bit Windows: This release has new functionality that makes crashme potent in 64-bit processor architectures. This potency has been generally absent for several years, ever since Data Execution Prevention (DEP) became the default setting in most operating systems. After installation the TEST1.BAT short-cut will produce CRASHME-TEST1-MT.LOG containing the following process fatal exit exceptions after a 30-second run: EXCEPTION_SINGLE_STEP EXCEPTION_FLT_OVERFLOW EXCEPTION_DATATYPE_MISALIGNMENT EXCEPT...Random Execute: Random Execute Alpha Release: This release is the Alpha Release and more functionality to come based upon your feedback. Thanks!Bango Payment Flow in-app payments: Bango Payment Flow in-app payments example app: Sample application that uses the Bango Payment Flow SDKEssence#: Ark-2: The Ark-2 release provides fixes for bugs and for increased stability and robustness. It also features significant performance improvements. The only directly-visible difference is that the optional "Script run time" timing report no longer includes the time to setup and run the compiler, so it's a pure benchmark of the time required to actually execute a script.VidCoder: 1.5.23 Beta: Added first translations for 1.5. Includes new languages Portuguese, Japanese, Chinese Simplified and Czech. Many of these translations are still incomplete: you can help out on Crowdin. Added an option to pass through an input track if it matches the output codec. Updated HandBrake core to SVN 6209. Fixed crash on AAC passthrough. Fixed x264 settings getting set incorrectly when reverting from a preset with the Advanced tab. Fixed occasional crash when calculating remaining time. ...Bills Manager: Bills Manager (32227): New stable releasePowerShell App Deployment Toolkit: PowerShell App Deployment Toolkit v3.1.4: Added New-Folder and Remove-Folder functions (Thanks to SueH) Added NoWait parameter to Execute-Process Added the ability for Deploy-Application.exe to point to a different .ps1 file by specifying it on the command-line Added checks to Deploy-Application.exe to verify the AppDeployToolkit folder exists Added PSAppDeployToolkit icon to Deploy-Application.exe Fixed issue where hang could occur if file version was null when using Get-FileVersion Improved exception handling and loggin...Three-Dimensional Maneuver Gear for Minecraft: TDMG 1.1.1.1 for 1.7.2: 1.7.2??? ?????????ID?????? ?????jar?????CS-Script Source: Release v3.8.1: Improved ConfigConsole AdvancedShell extensions support cs-script.7z - CS-Script Suite (binaries, documentation, samples) cs-script.ExtensionPack.7z - CS-Script Extension Pack (additional binaries and samples) cs-scriptDocs.7z - CS-Script DocumentationPapercut: Papercut v3.0.0.0: Papercut has switched to semantic versioning! That means you will have to uninstall old "clickonce" versions to get the latest as it will see it as an older version. Latest Has Tons of New Features: Modern UI MVVM Architecture Watch Directories for New Messages Optional Backend Papercut Service Load on Windows Startup Attachments/Mime SectionsExperfwiz (Exchange Performance Data Collection tool): Experfwiz 1.3.8: List of updates in 1.3.8 Added support for Windows 2012 & 2012 R2 (for future use) Added support for Exchange 2013 Full is now enabled by default. To disable full mode, use 'nofull'. Exchange 2013 requires full. Added "\Processor Information()\" counters to Exchange 2010 full Blocked Exmon execution on Exchange 2013BugNET Issue Tracker: BugNET 1.6: Version 1.6 is a major upgrade to the latest frameworks and components by Microsoft. It includes a major UI overhaul using the bootstrap framework to have a modern, mobile friendly and easily customized layout. Upgrade to .NET 4.5 ASP.NET social auth Add script bundling and optimization Improvements for mobile devices Bootstrap (UI overhaul) Rewritten / friendly URL's Please read our release notes for BugNET 1.6: http://blog.bugnetproject.com/2014/06/08/bugnet-1-6-and-bugnet-pro-1...SFDL.NET: SFDL.NET (2.2.9.3): Changelog: Retry Bugfix (Error Counter wurde nicht korrekt zurückgesetzt) Neue Einstellung: Retry Wartezeit ist nun Einstellbarbabelua: 1.5.7.0: V1.5.7.0 - 2014.6.6Stability improvement: use "lua scripts folder" as lua search path when debugging;SEToolbox: SEToolbox 01.033.007 Release 1: Fixed breaking changes in Space Engineers in latest update. Installation of this version will replace older version.Virto Commerce Enterprise Open Source eCommerce Platform (asp.net mvc): Virto Commerce 1.10: Virto Commerce Community Edition version 1.10. To install the SDK package, please refer to SDK getting started documentation To configure source code package, please refer to Source code getting started documentation This release includes bug fixes and improvements (including Commerce Manager localization and https support). More details about this release can be found on our blog at http://blog.virtocommerce.com.NPOI: NPOI 2.1: Assembly Version: 2.1.0 New Features a. XSSFSheet.CopySheet b. Excel2Html for XSSF c. insert picture in word 2007 d. Implement IfError function in formula engine Bug Fixes a. fix conditional formatting issue b. fix ctFont order issue c. fix vertical alignment issue in XSSF d. add IndexedColors to NPOI.SS.UserModel e. fix decimal point issue in non-English culture f. fix SetMargin issue in XSSF g.fix multiple images insert issue in XSSF h.fix rich text style missing issue in XSSF i. fix cell...51Degrees - Device Detection and Redirection: 3.1.2.3: Version 3.1 HighlightsDevice detection algorithm is over 100 times faster. Regular expressions and levenshtein distance calculations are no longer used. The device detection algorithm performance is no longer limited by the number of device combinations contained in the dataset. Two modes of operation are available: Memory – the detection data set is loaded into memory and there is no continuous connection to the source data file. Slower initialisation time but faster detection performanc...CS-Script for Notepad++ (C# intellisense and code execution): Release v1.0.27.0: CodeMap now indicates the type name for all members Implemented running scripts 'as administrator'. Just add '//css_npp asadmin' to the script and run it as usual. 'Prepare script for distribution' now aggregates script dependency assemblies. Various improvements in CodeSnipptet, Autcompletion and MethodInfo interactions with each other. Added printing line number for the entries in CodeMap (subject of configuration value) Improved debugging step indication for classless scripts ...ClosedXML - The easy way to OpenXML: ClosedXML 0.72.3: 70426e13c415 ClosedXML for .Net 4.0 now uses Open XML SDK 2.5 b9ef53a6654f Merge branch 'master' of https://git01.codeplex.com/forks/vbjay/closedxml 727714e86416 Fix range.Merge(Boolean) for .Net 3.5 eb1ed478e50e Make public range.Merge(Boolean checkIntersects) 6284cf3c3991 More performance improvements when saving.New ProjectsAge of Visual: Proyecto que representa un juego de estrategiaAliexpress: Aliexpress Bell Open Imaging package: Bell Imaging package is an advanced and open source imaging libary. You can use it's code or various actions of editing, viewing and processing images.BizTalk Benchmark Analyzer: Benchmark any application and analyze the results to enable a better result when performance optimizing your solution.CheckName: This is a CheckNameDelsjömotet: Code for Windows Phone 8 application that will tell commuters of Västtrafik the next trip from and to Delsjömotet outside Gothenburg.EasyTest: This is a Webdriver Framework for creating enterprise level UI test suites. FIM Workflow Library: The FIM Workflow Library is a collection of custom FIM workflow activitiesjwkjReport: jwkjReport DesingerLF3Proj: project for lf OLEDB Wrapper for Excel and Textfiles: this project is for accessing excel and write values in excel it is just a wrapper for accessing excel using SQLPoshAsyncJob: Provides an alternative to PSjobs with greater performance and less overhead to run commands in the background, freeing up the console.proxydelivery: my proxy deliverySlingshot: Pending...Speech Synthesizer Bee .NetMF Driver: ????????Speech Synthesizer Bee???????.net micro framework???????; ??SYN6288????????; ???????netduino plus 2,?????.net micro frame??????-??????【??】: ?????????????????,??????????、??????,??????????、????、????、???????。?????-?????【??】: ?????????????????????,????????,??????????,?????,????? ,????????!?????-?????【??】: ?????????????????????,???????????????,???????,?????,?????,????? !!!??????-??????【??】: ????????????????、????、????、??????、????、????????,????????、?????????,?????。??????-??????【??】: ?????????????????,?????????????。????????????,???????,???????,?????,?????。????-????【??】: ????????????????:?????? ???? ??????,???????,??????,???????。?????-?????【??】: ???????????,????,??????????? ???? ???? ?????????,???,??,??????????-?????【??】: ?????????????????????????,???????????,????????,?????????????????????。???????-???????【??】: ?????????????????????,????????????????,????????????????,??????！???????-???????【??】: ???????????????????????,????“???????,???????”?????,????????????！?????-?????【??】: ????????????????,??????????????、???????、???????、???????、?????！??????-??????【??】: ????????????????,????,????,??????,????“????、????、????、????”????????,????????????-??????【??】: ????????????????????,????????:??、??、???,?????????????????????!??????-??????【??】: ??????????????????????????,???????????????,????????????????。??????-??????【??】: ???????????????,?????????????。?????????????,?????????,???????。??????-??????【??】: ??????????????????????????????、??????????????,??????????????。????-????【??】: ????????????:????,????,????,???????,????????,??????:????????,?????!????-????【??】: ???????????????"????,????"???,????????????????????????,??????????????。??????-??????【??】: ????????????????????,????????????,?????????????????,??????,????????!??????-??????【??】: ????????????????,???????、???????????,????????,????,?????????,??????,??????!?????-?????【??】: ???????????????????,????:????,????,????,??????,?????,???????????????!?????-?????【??】: ?????????????????,???????、????、????、??????、???????,??????,???????????。?????-?????【??】: ???????,??????,?????????????????????,???????????????????????。??????-??????【??】: ??????????????????,????????,??????????????,?????????,????,????,??????。??????-??????【??】: ??????????????、?????????,?????????,????,????????,????????????????!????-????【??】: ????????????????,???????????,??????????????,??????????，??????????????！?????-?????【??】: ?????????????????,????(??)????????，??????，????，???，????，???????!?????-?????【??】: ?????????????????????????,?????????,??????????,????????,?????!?????-?????【??】: ??????????????,???????????????,?????????????。??????-??????【??】: ??????????????????????,???????????????,????????????????????!?????-?????【??】: ?????????????????、????,??100%????,??????,????????????,???????????!?????-?????【??】: ???????????????????,??????????,????????、????,??????????,??????????。??????-??????【??】: ????????????、???、??、??????????????????????????????,????????????????!????-????【??】: ??????????????,????,????,??????,????“????、????、????、????”????????,??????.?????-?????【??】: ???????????????????,????????:??、??、???,?????????????????????!?????-?????【??】: ???????????????8?，????????,????????,??????????,?????,????? ,????????!??????-??????【??】: ?????????????????????????????、????、????、???????????,????,????!?????-?????【??】: ???????????????6?,???????????????????????????,??????????????,?????????！?????-?????【??】: ????????????、??????????????????,????????,?????,??????,????,????,????!??????-??????【??】: ????????????????????????、??????,????、?????、????， ?????????，?????????????！??????-??????【??】: ??????????????????、????、??????、????????,????????????,???????????！??????-??????【??】: ??????????????????????????????,???????????????????????,???????。????-????【??】: ???????????????????、????、????、??????、???????,??????、??????。????-????【??】: ?????????????、????、????、??????、????、???????,?????,?????????!??????-??????【??】: ????????????????,?????????????? ??。????????、????、????、?????????? ???????。??????-??????【??】: ??????????????????????????,????,????,??????????。???????????????,??,??,??????????,??????...????-????【??】: ???????????????????????????,??????????,????,????,?????????、??????,??????。?????-?????【??】: ??????????????????????:????、????、??????????????,????????。????????!?????-?????【??】: ??????????????????,?????????????,????,?????????,?????????????,?????,?????!?????-?????【??】: ????????????????,???????????????。???????????,??????:????、????、???????！??????-??????【??】: ????????????????????,?????????????????????,?????,????,?????????????-??????【??】: ??????????????????,??:??????,????,????,????,?????,??????????????.????-????【??】: ??????????????、??????、????、?????、?????!????,????????????????!????。?????-?????【??】: ???????????????????,?????????????,???????????.????????????,????????????!?????-?????【??】: ????????????????,???????????????。?????????????,???????,?????????。

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• I need advice on how to best handle an e-commerce situation

  - by Mohamad

  I recently moved to Brazil and started a small subscription based service company. The payment gateway market is under-developed in Brazil, and implementing a local solution is too expensive for me. My requirements are a payment gateway that will automatically process monthly recurrent billing, and that will allow me to manually charge my customers when needed. They would also have to deal with storage and security. I'm leaning towards manually processing payments myself as a restaurant would do, for example, using small swipe machines. Unfortunately, this would require me to store credit card information and I would rather not, but I feel it's my only option. Can anyone give me advice on how to tackle this problem? Do I have other options? If I decide to store credit card information, what should I keep in mind and how should I go about it? I have moderate skills in programming, and through tenacity I can get most things done. I'm afraid that this might be out of my league, however.

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• I finished coding my program. What's next? what are the steps I should take that would enable me to

  - by Luay

  Hi, I finished developing a program and would like to sell it online. However, I am not really sure of what to do next. Here is my current plan (in-order): 1- Add a 'deployment' project (i'm using visual studio) to my project so I can create a setup file for my program. 2- Use visual studio 'testing' add ons to test the program. I have no idea how to do it, but will teach myself. 3- When all is done, install the program on my wife's, parents and in-laws computer to further test it under different environments. 3- Setup a small Ltd. company. ( I might start this earlier as it might take a few weeks to complete). 4- Build / finish building a website (actually I started on this step a few weeks ago but haven't devoted enough time for it to complete yet). 5- Find a software / service to protect my program from piracy. I know it is impossible to protect the program from piracy. I understand that fully. But I still want to implement some sort of solution that wouldn't harm or deter honest customers. 6- Set up a business paypal account. 7- Find a software / service to handle payments on my website 8- Find a software / service to handle issuing license codes 9- Set up all of the above and go 'live'. However, I have zero experience in this sort of thing and would like your guidance on some points. 1- Is it necessary to setup a company? Can I sell as an individual? Will selling as an individual deter persons or companies from buying my software? 2- What is a decent choice for as a software / service to protect my program from my piracy. I have done a quick search and found something called Quick License Manager by Interactive Studios. Is this the sort of thing I am looking for? Is it any good? At which stage do I use or implement their service (or any similar service you might point me too? I guess I am really asking: how does this work? Would they give me a file I just add to my project, rebuild it and that's it? 3- What should I implement to handle payments online and how complicated is it? could you point me to any such services, please? 4- What should I implement to handle issuing license codes and how will that software / service coordinate with the software / service that handles the anti-piracy stuff? could you point me to such services, please? 5- In a different Stack Overflow question (by another user) someone suggested a cms system called Software Droid (http://www.softwaredroid.com). Is this what I am after. Will it help? 6- If the steps i'm following are incorrect in order or logic could you please advise me on what I should actually do? I guess these are question for those of you who have 'been there and done that'. So any guidance will be vary much appreciated. Many thanks in advance for your help.

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• Transaction classification. Artificial intelligence

  - by Alex

  For a project, I have to classify a list of banking transactions based on their description. Supose I have 2 categories: health and entertainment. Initially, the transactions will have basic information: date and time, ammount and a description given by the user. For example: Transaction 1: 09/17/2012 12:23:02 pm - 45.32$ - "medicine payments" Transaction 2: 09/18/2012 1:56:54 pm - 8.99$ - "movie ticket" Transaction 3: 09/18/2012 7:46:37 pm - 299.45$ - "dentist appointment" Transaction 4: 09/19/2012 6:50:17 am - 45.32$ - "videogame shopping" The idea is to use that description to classify the transaction. 1 and 3 would go to "health" category while 2 and 4 would go to "entertainment". I want to use the google prediction API to do this. In reality, I have 7 different categories, and for each one, a lot of key words related to that category. I would use some for training and some for testing. Is this even possible? I mean, to determine the category given a few words? Plus, the number of words is not necesarally the same on every transaction. Thanks for any help or guidance! Very appreciated Possible solution: https://developers.google.com/prediction/docs/hello_world?hl=es#theproblem

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• Technology focussed solutions for Financial Services

  - by ambreesh

  Just finished a short trip to London, where I presented our 3 new technology solutions for Financial Services to the Oracle Client Advisors for the top accounts in EMEA. The solutions were well received by all, with opportunities for all 3 in all the top accounts. The solutions that we are focused on this FY are - Large Scale Data Management platform - Extreme Java platform - Banking Modernization platform, which includes Payments Consolidation (Wholesale and Retail), Core Banking Modernization and Mainframe Offload. My team's responsibility is to build the resilient platform that our financial customers can run their applications on. If they chose Oracle's applications such as Flexcube or Reveleus, we have done the hard work to tightly integrate these applications with our LSDM and BM platforms. If however a customer decides to run a competitive application, they should rest assured that we have done the best possible integration work with those applications too. And in the case of Capital Markets where Oracle does not have trading or risk assets, our LSDM and EJP solutions work with our partner applications such as GoldenSource, PolarLake, Calypso to name a few.  I will detail these solutions in subsequent posts.

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• DotNetNuke + PayPal

  - by Nuri Halperin

  A DotNetNuke i'm supporting has had a paypal "buy now" button and other variations with custom fields for a while now. About 2 weeks ago (somewhere in March 2010) they all stopped working. The problem manifested such that once you clicked the "buy now" button, Paypal site would throw a scary error page to the effect of: "Internal Server Error The server encountered an internal error or misconfiguration and was unable to complete your request. Please contact the server administrator, [email protected] and inform them of the time the error occurred, and anything you might have done that may have caused the error. More information about this error may be available in the server error log" Once I verified no cheeky content editor changed the page, I went digging for answers. The main source incompatibility of PayPal's simple HTML forms is that DNN includes a form on every page, and nested forms are not really supported. As blogged here and lamented here, the solution I came up with is simply to modify the form enctype to 'application/x-www-form-urlencoded' as illustrated below: 1: <input type="image" border="0" 2: src="https://www.paypal.com/en_US/i/btn/btn_buynowCC_LG.gif" 3: name="submit" 4: alt="PayPal - The safer, easier way to pay online!" 5: onClick="this.form.action='https://www.paypal.com/cgi-bin/webscr'; this.form.enctype='application/x-www-form-urlencoded';this.form.submit();" /> One would think that PayPal would want the masses submitting HTML in all manners of "enctype", but I guess every company has it's quirks. At least my favorite non-profit can now continue and accept payments. Sigh.

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• How to hold payment in paygate for a while?

  - by Fero

  Hi all, I have a query regarding holding the payment in PAYGATE PAYMENT GATEWAY. Here is the problem in brief. I am doing a website where the payment should be made only a certain members buy the product. For Example if there is an iPhone in my site, then that particular phone must be buy by certain quantities which given by admin. It may be done one by one user or a single user can buy all the quantities at a single time. In this case i need to hold the payment here.Because i don't want to receive the payments until the certain quantities bought. Because if certain quantities were not buy i need to refund the money to their account. We don't like to do this process. That's why we are looking for holding the payment. Is it possible or what is the best way to solve this problem? Please let me know what is you professional opinion? thanks in advance...

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• Track sales and commission with third-party tool

  - by Andrew

  I have a clothing website where I link to various clothing retailers. I have reached an agreement with one of the retailers whereby they will pay a commission to us for every sale they make from traffic that was referred by our site. I need a mechanism for tracking how much commission should be paid to us, that involves as little work as possible to implement from their side. We both have Google Analytics. Option 1: They record a goal in their GA account whenever someone makes a purchase on their site. They see how many completed goals are marked as referral traffic from our site and calculate commission accordingly. The problem with this is that the whole process of calculating and paying commission will be manual. They will need to frequently check how many sales were generated by referral traffic from our site, and probably we will have to chase them for commission payments. Also - since we won't have access to their GA data - we will need to trust that they report all sales accurately. Option 2: Sign them up to an affiliate network like Commission Junction or Google's Affiliate Network, and connect to them through this network. The problem with this solution is that it seems too heavyweight; ideally we don't want to ask a retailer to go through the whole sign up process just to deal with us and pay us commission. I am assuming that there must be some lightweight service that tracks the number of sales by one site and pays commission accordingly to the other site, where the sign up and installation procedure is simple and fast.

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• Facebook App EULA & Restrictions: What can't they do that my web app can?

  - by Adam Tannon

  I have written a nifty little web app (in Java/GWT/JS) and have been experimenting with the idea of making it available through Facebook as a Facebook App as well. After spending some time reading Facebook's developer docs, it seems like I can just create a Facebook App to point at any URL I want and use that as the app/canvas. It accomplishes this via iframes. So, my tentative plan is to just point it towards my (existing) web app so that I don't have to totally re-write it. But then that got me thinking: Facebook must regulate what sorts of things can be done through a Facebook App, vs. what an app can't do. For instance, I can't imagine I can point a Facebook App to point at a URL for a web app that accepts e-commerce payments (that would by-pass Facebook altogether and not allow them to take a cut from the ecom transaction!). Also, I can't imagine that Facebook allows developers to point their Facebook Apps to just any old URL without some sort of a scan, otherwise that would open Facebook up to the horrors of every security threat knownst to humanity. I know for a fact that when you write an iOS native app and put it up on the Apple App Store, that Apple actually scans your source code for violations of their EULA. So my question: does Facebook do the same? If so, what are their terms & conditions for what a Facebook app can/can't do? Suprisingly, I can't find this anywhere!! Thanks in advance!

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• Create / build / generate a web form that can be on my server and has modern looks and could be impl

  - by Luay

  I have a small web site and would like to add a 'contact us' form and a 'feedback' form. i would like the forms to satisfy the following: 1- be modern looking (with beautiful css effects) 2- the form fields are validated properly and 'inline'. What I mean is once a user skips a required field or enters an email address incorrectly some kind of tooltip or icon is displayed to ask him to cerrect the error (as opposed to a message box that appears after the user clicks 'submit') 3- once the submit button is clicked the form contents are emailed to me. 4- the whole thing can be setup by a noob like myself. 5- no ads on the form I have been searching for at least 5 days for a solution but I can't seem to find anything the would satisfy the above 5 conditions. I don't mind paying for a solution as long as it is hosted on my site and it is a one off payment and not a monthly payment. So far my search has lead me to the following: 1 wufoo. The good: the generated forms seem to look okay but not the best there is. The bad: the free service is limited to 100 submissions. ads on the form. it is not hosted on my server. Paid service requires monthly payments 2- emailmeform: almost same as above except the generated form looks old. They do have an offer where you pay only $4 to get the form and set it up on your own site but that doesn't solve the fact that the forms look old. 3- formAssembly: same as above with minor variations (the generated form looks better) 4- formchamp, formthis, kontaktr,... And other similar online services: the same problem. either the form generated looks outdated or require monthly payments or they put ads...they don't satisfy my conditions. 5- coffeecup form builder. a desktop software. The problem is the generated forms look too old and use flash. 6- simfatic. Another software. Much better than coffeecup. almost satisfies my conditions but the forms not as good as I like. 7- many, many php scripts or html templates that look so outdated or fail when tested (probably because they are too old). Seriously guys, how hard is this. At least 90%+ of website contain at least a 'contact us' form. Why aren't there better solutions? if there is I can't seem to find them. In terms of looks I want something similar to this: http://web-kreation.com/articles/lightform-free-ajaxphp-contact-form/ It is called lightform. And this is a perfect example of what I mean by 'inline' validation. the only problem: there is no script to handle sending the mail. Even if I find one, I don't know how to modify it for my needs. So could you please help me out. I really can't search anymore. I reached rock bottom with this issue. I need a complete solution. If nothing exists then at least a: 1- form template (html) that looks nice and can easily be modified 2- a validation script that does 'inline' validation like the example above (or similar to it) and can be easily implemented by a noob like me to work with the html form. 3- a php script that will handle sending the email and can be easily implemented (all three working in harmony). I hope there is a complete solution but am I asking for too much? Pretty please...help...

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• Is Wordpress more appropriate than Magento/Opencart for site like this?

  - by Alex

  The premise of the site is that a user pays a small fee to advertise an item that they want to sell. Therefore the user is responsible for adding the "products", not the administrator. The product upload will create a product page for that item. This is a rather common framework that I'm sure you're familiar with. My initial thought was that it would be best suited using Magento - mainly because it needs to accept payments - and the products will grow to form a catalog of categorized products. However - there is no concept of a shopping cart. A buyer does not buy the item online, or go to a checkout. They simply look at the product, and contact the seller if they like it. The buyer and seller then take it from there. For this reason, I then begin to suspect that Magento is perhaps too overkill, or just simply not the right CMS if there is on checkout procedure (other than the uploader making a payment) So then I begin to think Wordpress....Hmmm Feature requirements: User's can add content via a form process User's can be directed to a payment gateway For each product listing - a series of photographs shall be displayed, in thumbnail form Zoom capabilities/rotate on the images would be a welcome feature In short - e-commerce CMS, or something more simple?

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• Payables Master Generic Datafix (MGD) Now Checks For Even More EBTax Corruption!!

  - by MargaretW

  The Payables MGD is a vital diagnostic that all R12/12.1 customers need to run regularly to check the data integrity of their Payables system. This script does not make any changes to your system, so it’s risk free and it produces a HTML formatted output showing which data corruption issues have been detected and provides the Doc ID’s that will be needed to fix them. This MGD diagnostic (version 120.92 and above) is even better than it used to be as it now checks for 11 new EBTax corruption signatures that Support was seeing on a consistent basis. These lengthy Service Requests could have been avoided with one run of the MGD which tells you right away if you have data corruption. It’s the first thing our Payables support engineers will have you run when you log an SR so why not be one step ahead? The new EBTax signatures that were included in this latest update to the MGD are pulled from the following common solutions documents: R12 E-Business Tax/Payables Data-Fixes: Cause and action to handle ZX_LINES_SUMMARY_U1 issue Doc ID 1152123.1 EB-Tax Data Corruption Issues & Recommended Solutions Doc ID 1316316.1 The specific issues that are now screened are detailed below: 1. TAXABLE_BASIS_FORMULA and MANUALLY_ENTERED_FLAG mismatch 2. ESTABLISHMENT_ID mismatch 3. TRX_NUMBER mismatch 4. TAX_RATE mismatch 5. Currency Conversion related columns mismatch in Migrated Invoices 6. HISTORICAL_FLAG and RECORD_TYPE_CODE mismatch 7. ADJUSTED_DOC_TRX_LEVEL_TYPE is NULL or APPLIED_FROM_TRX_LEVEL_TYPE is NULL 8. Missing Reversal Tax Distributions For Tax Distributions 9. Tax Lines for discarded or cancelled Transaction Lines are not marked as cancelled 10. Error AP_ERR_TAX_DIST_SYNC 11. AP_UNFROZEN_DIST_EXIST/Unfrozen Tax Distributions exist for this invoice Get Proactive – Check your system for these common EBTax issues and fix the data before it causes a problem. Access the MGD note and watch the video that explains how it works here - R12: Master GDF Diagnostic to Validate Data Related to Invoices, Payments, Accounting, Suppliers and EBTax [VIDEO] Doc ID 1360390.1

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• Contractor - Mispaid again - Walked out

  - by MeshMan

  Hi all, I'm wondering whether or not I've done the right thing as a contractor. Basically I'm in to my 3rd month, and my current client messed up the payment in the first month, and I just found out that they are again late in paying me for my 2nd month. It wouldn't be so bad if I wasn't in a bit of a financial situation due to this being my first contract experience. But as a matter of principal, I walked out on them and will be telling them that I will not be going back in until they resolve the pay. Part of me feels as though this was not a very professional thing to do, but I also don't feel that it was very professional for them to mess my payments up, twice in a row. Did I make the right decision? I still want to work for these guys and enjoy the job, but I have a life to attend to that requires finances and I can't afford to keep getting messed up with pay like this. I attempted to phrase the question to be oriented around contractors behaviour around clients that mis-treat them, and as some of the answers that have been posted so far, it's a good discussion. The answers coming in are great around different subjective situations.

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• Procurement and E-Business Suite Product Analyzers .. Can you use this tool to resolve your SR?

  - by LindaJ-Oracle

  Procurement and E-Business Suite Product Analyzers (Doc ID 1545562.1). Analyzers are Query/Read only tools with easy to read html output. The tools are delivered by EBS Support via My Oracle Support documents ids for ease of use. The Analyzer scripts are meant to be part of your Production maintenance program by your Sysadmin, or to designated end users. The result set is an easy to read html output that provides recommendations, solutions and early warnings to of items that should be reviewed and correct. Each analyzer can be ran on demand or scheduled for repeatability and emailed to critical reviewers. There are several Analyzers available for E-Business Suite Applications Technology Group, Financials, and Manufacturing including some of the following topics.  Review them all at (Doc ID 1545562.1). Workflow Concurrent Processing Clone Log Parser Utility (Rapid Clone) Invoices, Payments, Accounting, Suppliers and EBTax Validate Data before Period Close EBTax Setup Payables Trial Balance Internet Expenses AutoInvoice Post-Process ASCP Performance PO Approval iProcurement Items For the Procurement specific Analyzers access them directly at: R12 IP Item Analyzer Diagnostic Script (Doc ID 1586248.1) R12: PO Approval Analyzer Diagnostic Script (Doc ID 1525670.1)

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• Should I make my project free software?

  - by SkyDan

  The story Over the last couple month I have been working on a pretty big project. It's an enterprise-level software, I designed to be used at a local gym, but I believe it can be used in other places, where things like keeping track of clients, attendances, purchases and payments are required. The problem Well recently, I started to think on how to mature this project from being home-made. Not just because I want my project to grow but also because I would like to have some gain from it. The solutions? And here I saw 2 paths: License the software under some restricted license and try to sell the software to other business around. This way I can get some money for college (I am a high school junior right now) License the software under some free license, publish it on GitHub or something, and try to engage other developers to participate in the project. This way I get experience of working in a team and a better chance that the project will keep growing. The latter would be a good + for my resume, when I'll trying to find a job. So far both ways seem pretty exciting and beneficial to me. The first one offers a good college career, while the second one offers some additional experience and the project's growth. The questions Can anyone point to some other +/- of these 2 options? What would the better option in my situation and why? Or are there other options?

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• The Freemium-Premium Puzzle

  The more time I spend thinking about the value of information, the more I found that digitalizing information significantly changed the 'information markets', potentially in an irreversible manner. The graph at the bottom outlines my current view. The existing business models tend to be the same in the digital and analogue information world, i.e. revenue is derived from a combination of consumers' payments and advertisement. Even monetizing 'meta-information' such as search engines isn't new. Just think of the once popular 'Who'sWho'. What really changed is the price-value ratio. The curve is pushed down, closer to the axis. You pay less for the same, or often even get more for less. If you recall the capabilities I described in relevance of information you will see that there are many additional features available for digital content compared to analogue content. I think this is a good 'blue ocean strategy' by combining existing capabilities in a new way. (Kim W.C. & Mauborgne, R. (2005) Blue Ocean Strategies. Boston: Harvard Business School Publishing.). In addition the different channels of digital information distribution significantly change the value of information. I will touch on this in one of my next blogs. Right now, many information providers started to offer 'freemium' content through digital channels, hoping to get a premium for the 'full' content. No freemium seems to take them out of business, because they are apparently no longer visible in today's most relevant channels of information consumption. But, the more freemium is provided, the lower the premium gets; a truly puzzling situation. To make it worse, channel providers increasingly regard information as a value adding and differentiating activity. Maybe new types of exclusive, strategic alliances will solve the puzzle, introducing new types of 'gate-keepers', which - to me - somehow does not match the spirit of the WWW and the generation Y's perception of information consumption and exchange.

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• Is it okay to just add a page or two PHP page to add some functionality to a Drupal site?

  - by Zaemz

  I'm not familiar with Drupal, really. I can dig around the admin interface and navigate the directories and find the files that I need to just fine as well. What I'm really not familiar with is adding modules or extending modules. The site currently takes an order and sets up recurring payments through Ubercart and uses Authorize.net as a gateway. Right now, when a payment fails, a single e-mail gets sent out to the admin. We'd like to extend it to send an e-mail to the user and let them change their payment information through another page on the site. Authorize has a service called Silent Post URL that basically just posts a carbon copy in XML to whatever URL you give it. We'd like to accept that XML, deserialize it, parse the data, send a notice to the user and give them the page for updating their information. So, I guess it'll be two PHP pages. One for the XML API call from Authorize.net, and then one for the page for the users' to update their payment information. Could I just create two simple pages each handling their own tasks, or should I check out properly extending a module? If it's appropriate for me to write up the pages and not have to hook them into the module, what would be the best way to handle setting up what needs to get done? (The most experience I've had with extending a PHP site has been hacking away at someone else' poorly constructed, custom framework, so if anyone has any good resources perhaps on PHP best practices that they could share through a PM or a comment, I'd appreciate It) (Also, I'm still getting the hang of Stack Exchange, so if this isn't appropriate please let me know. I'll delete it.)

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• UIViewController programmatically vs Interface Builder

  - by alexey

  I have a custom UIViewController and a corresponding view in a nib file. The view is added to the UIWindow directly. [window addSubview:customViewController.view]; Sizes of the window and the view are default (480x320 and 460x320 correspondingly). When I create CustomViewController inside the nib file and check "Resize View From NIB" in IB Attributes tab everything works just fine. But when I create CustomViewController programmmatically with initWithNibName message the view is not positioned on the window correctly. There is an empty stripe at the bottom. Its height is 20px. I see it's because of status bar offset. IB handles that with "Resize View From NIB". How to emulate that programmatically?

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• Interface Builder: Resize View From NIB

  - by alexey

  I have a custom UIViewController and a corresponding view in a nib file. The view is added to the UIWindow directly. [window addSubview:customViewController.view]; Sizes of the window and the view are default (480x320 and 460x320 correspondingly). When I create CustomViewController inside the nib file and check "Resize View From NIB" in IB Attributes tab everything works just fine. But when I create CustomViewController programmmatically with initWithNibName message the view is not positioned on the window correctly. There is an empty stripe at the bottom. Its height is 20px. I see it's because of status bar offset. IB handles that with "Resize View From NIB". How to emulate that programmatically? It seems that IB uses some custom subclass of UIViewController. So the question: how is "Resize View From NIB" implemented there?

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• bgiframe appears in front of jquery modal dialog's overlay in IE6

  - by Ryan

  When I look at jquery ui's demo modal dialog (http://jqueryui.com/demos/dialog/#modal) in IE6 the bgiframe is appearing on top of the background overlay. So instead of seeing a black/gray stripe pattern, there is just a white background covering the page with the word "false" in the upper left corner. Is bgiframe broken with the latest version of jqueryui? Is there a quick way to repair this problem with bgiframe? If not, is there a plugin that hides selects when a modal dialog is shown? The ie6 z-index issue with selects is the reason I was using bgiframe in the first place.

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